MoneyKey review: Misleading

I had overextended my credit and couldn't get a loan with a normal rate. I needed to pay off some high interest loans. Money key loans come from CC Bank.which isn't the same as payday lenders. I took 1200 installment and read the contract, the chart shows 1200 is 220 a month. I took it Jan 2024. I used the money to pay some high interest smaller loans. I paid 220 for a year and borrowed around 1300. I was trying to pay off all my debt before 2025, I called money key for a pay off. I knew I had paid over 2000 so it couldn't be more than 600 dollars. When I called they said I owed over 1700 dollars. I tried to negotiate, I tried a settlement and they said I would have to stop. Making payments to work.a deal but with the fees by that time the loan will be another 1000.
I just couldn't make Nov payment and I can't imagine paying them another 1800 giving them a total.of 3800 dollars for this stupid loan. I started doing some digging. Money key is on a govt watch list. They are also considered a rent a bank loan. https://www.nclc.org/resources/predatory-installment-lending-in-the-states-how-well-do-the-states-protect-consumers-against-high-cost-installment-loans-2023/ I found lots of information and just cannot imagine giving them another penny for this predatory loan. I feel like it was marketing, banks hsve become loan sharks charging junk fees and literally ripping us off. I looked for help and found CFPB a federal.govt agency thst enforces laws to protect consumers from predators stealing us blind. What do you call bankers that are doubling and tripling loans? The cfpb wants to help but the only way is if every one of us go.to their website and start filing complaints against predatory lenders or any company that is abusing the law. The more people.the report to the cfpb the more the cfpb will fight for us. You go to their website and file a complaint and cfpb immediately emails the company for a response. We need to take action, against this madness and above all stop getting credit because there doesn't seem to be any laws protecting us. The only way we can stop this corruption is to report every company that is taking advantage of us. I will not stop fighting for justice. Money key and CC bank are selling high cost installment loans using deceptive marketing.
Go to Cfpb and file a complaint and with enough complaints this agency will fight to get our money back!