CashCall
Reviews and Complaints

I have been trying to get an escrow account since august. I've provided everything they need multiple times. They always say it will be set up by a certain date and it never gets done! I call every single day and no one ever gives me the right information! Beyond frustrated! I'm going to write this review on every board I can find! Don't get a mortgage from them, they are terrible!

The oregon department of justice entered into a 2015 settlement with cash call and western sky which requires repayment of interest paid to cash call or western sky by oregonians. Although cash call did not admit wrongdoing, cash call and western sky agreed to repay interest and fees paid by oregonians on their contracts. Attorney fees and costs are also available to individuals who were taken advantage of by cash call, so there may be no cost to you. I am a veteran of the united states army and our firm was informed of this recent settlement as we were assisting veterans with legal matters. If you are interested in having cash call return the interest and fees which you paid, you may contact our law firm for a free consultation to see whether you are entitled to refund of the money you paid cash call: 503-660-vets (8387); [protected]@nwveteranslaw.com; nwveteranslaw.com - best, mark

I virginia took out a loan of!, 000.00 paid back over 4, 000.00 I was ver angry about delbert services them wanting a blank check for them to send them with addition to having them take out electronic debt from my account which I never didi do. I want to know if there is aqny way I can get a refund back on them high interest rates. I am very angry over this,

Cash call does not make courtesy calls... If payment is due, and you don't pay, they deduct from your bank account automatically. They said they don't call you owe, you pay. That is illegal. Cash calls do not engage in fair lending practices. Avoid dealing with them. I will follow up with a complaint to the federal trade commision the next time. Cash call is in major violation of federal law. No business should be allow to just "magically take money from your account - as a matter of fact once I look into this, will turn this in to class action law suit

I needed to get a same day loan because we had agreed to match what my son had saved to help him get his first car. He found a car very quickly that was a good deal unfortunately I didn't have enough cash saved to put with his that is where western sky came in. Against my better judgement and all the warning bells going off in my head I went through with it. Cash call contacted me before the loan was complete and told me they were processing my loan not western sky.
I was approved for $1500 but only received $1000 because they took $500 off the top for "fees and processing". I have made 7 payments but still owe more than what I borrowed. This was confirmed when I contacted them in december. I didn't realize how excessive the interest rate was until speaking with them in december. They try to make themselves feel better by telling customers the quicker you pay the loan off the better you will be. That is a no brainer.
After speaking with them in december I contacted the consumer protection office of the north carolina attorney general's office. I filed a formal complaint with them. I was contacted by a representative from their office and informed that the nc attorney general along with several other states had filed a lawsuit against john p reddam,, delbert services, cash call and western sky.in doing more research I found that western sky had been closed down by their state and were being investigated. They were shut down in september.
The office of the attorney general advised me the loans made by the previously mentioned companies were illegal in our state. Because they were illegal I was only obligated to pay back what I had received which I have already done. I was to notify them in writing not to withdraw anymore funds from my account which I did. I put a stop payment on my account as well the same day but because it took a couple of days to process the stop payment they went into my account and took the payment out. Even after they did that people were calling me about my january payment so I got ugly with them. On tuesday I will be mailing certified letters to john p reddam the director of delbert services and president of cash call demanding return of the excess payments as well as furnishing a copy of the letter to the state attorney general's office.
I was reading the statute for recording phone calls in the state of nc and if I read correctly because the business is not licensed to do business here and do not have an office here they cannot give permission to record phone calls. I didn't give my permission to record our phone calls however they still did it. Someone has to give permission, I didn't and they couldn't.
If you are having problems with these companies contact your state attorney general for help. They may have already filed suit against them or may be in the process of it. If the companies report negatively to the credit bureau you can dispute it and will have all the evidence you need for the dispute.

In march 2013 we applied to cashcall to refinance our home. They made so many errors in the loan documents we could not, in good faith, sign them. My wife’s social security was wrong, and they showed our monthly income at more than $107, 000. We wish!

Two weeks later we had another set of documents, reasonably accurate, and we signed them and had our signatures notarized, including a note and deed of trust. They even had our homeowners insurance changed to show their name.

For reasons not clear to us, they did not close the loan within the time period permitted by their documents.
After two failed attempts, we chose not to deal with cashcall any longer. We sought a similar loan with other lenders, but interest rates have risen and the replacement loan cost us nearly $10, 000 more in interest and fees.

In addition, over a 2 month period cashcall put 3 inquiries into experian, causing damage to our fico scores. I repeatedly asked them to send me a letter asking the credit reporting companies to delete those inquiries from our records, but all I received were vague “we’re working on it” answers.

Those are the facts, you can choose whether to deal with cash call. Or not.

Calling like 20 times a day called my job had to tell them to please dont call at work. Then leaving message with people a loan. This is terriblie lettimg people no your finance. Please let them understand they cant be calling all day long after you spoke to them and at your workplace. They use all kind of state numbers and I just owe for november and I get so many calls a day this ridiculious.

I recently paid my loan in full with cash call and they continued to process their monthly payment which I was reassured it would be cancelled when I paid the loan in full. I have been fighting with them for 4 days trying to get the funds returned to me with no success. I have left messages with their supervisor jose ramirez [protected] and he will not returned my calls.

I took a loan out with cash call after a divorce and I was broke at the time I had a job and could pay it. I was recently laid-off living on unemployment. I was aware of the high interest rate but I could pay more and pay it off sooner now I can't I contacted them about working out a payment plan to which they said the same crap borrow it or sell something. That fixes one month but how about the other 900 years I owe them. I closed my account changed my numbers and letting go were ever it goes. I will pay my important bills and buy food before anything else.

Cash call keeps calling me at work/cell phone. From different numbers in different locations. I told that I do not have the money, right now. They just don't get it. Every time that they call, I simply hang up. Especially from a mr. Salazar. Who would not even give me his first name but then I received an e-mail from him and got his first name. I know that I have an obligation to pay them back, but please I told you what is going on in my life and they just don't get it.

Ok, I understand the aggravation here, but be real! You have to sign something in order to get the money you seem to have to have now and then you're gonna bag on the comp that gave you the money... My mother is dealing with this company and unfortunately she is going to have to either deal with it and pay it off (early — go get a loan!) and get it done so it doesn't continue to linger, or file bk. She'll get a loan and get it fixed, but seriously... Read what you sign! (I think i've said this to my mother 85 times... But she just had to have a new roof! Nothing wrong with the old one...)

At the inception of the loan, cash call did not take the 1st months payment automatially from my checking account instead they waited a month, then tried to charge me penalty fees and interest. When I instructed my bank not to accept any further attempts from cash call until I settled the matter with them, they tried to take the money again. I contacted cash call and told them that they must stop violating the law. They then said, they would waive all fees and late charges and try again on a specific date I tell them to remove the funds. I agreed and told them to take the funds on the 5th of each month, beginning in 30 days, becuase I only got paid once every 30 days. What they did, was try to take the money a day early. As a result no funds were present and they tried again to take extra penalties and fees. I put a stop to the payments at that time and told them to cease and desist because they violated the terms of the contract. Therefore invalidating the contract. From that time on about 9 years ago, they have been ruthless, calling, sending threating letters, and special offers to settle with an outrageous intrest rate.in addition, they took it to small claims court, without notifying me or giving me any kind of notice and got a illegal judgement. Nothing happened until recently when suddenly I get this threating collection letter. Threatning to garnish wages. I am unemployed and that really is something I did not want to hear. Put these people behind bars for 20 or more years will you. They are no better than the mafia.

I took out a loan in oct 2010 for $2600. My first payment was $254 amd than was to be 298. I paid this loan of in 4mths (I told them feb I will pay the balance), and my pay off amount was $3012! That is insane, the interest is so high you dont even pay toward the principle.. How is this not against the law! Do not get a payday load through them, everyone knows you should pay off payday loads as soon as possible to avoid this type of interest charge but it see that amount in only 4mths. Rip off.

I fell into some hard times around the christmas holiday, and like a fool due to poor credit, I turned to sky financial for assistance. They provided me with a $1, 000 loan in which they consider "personal". I've have dealt with payday lenders, and checked my state for authorization, in which payday lending is illegal, however sky financial states "we are not payday lenders". Upon approval of the loan, I noticed after signing the contract, that there was a fee of over $500.00 added in addition to the $1, 000 deposited into my checking account. I still don't know to this day why a $500.00 documentation fee is needed to get a loan. I recieved $1, 000.00, and I will pay them back $1, 000.00. What cash call is unaware of is that I work for the legal system, and I know what they can, and can't do. So i'm recording every phone call they make, and will be filing a harassment lawsuit against them, if the calls continue. Also all be aware sky financial is "cash call. I found this out approx. (2) weeks after recieving my loan through the mail. Keep in mind I believe if you borrow money you should pay it back, however within a resonable intrest rate, and without the illegal tactics. So to you callers from cash call continue calling me all day from multiple numbers including trying to block your number, and trying to trick consumers with 5-6 digit numbers. Remeber they are all documented. Why not try working situations out, in order to get your money back. You'll lose more in a harasment lawsuit.

I have reviewed numerous complaints on the internet regarding usury laws and how cash call is breaking the law in california. My purpose is to create a group of supporters who are interested in contacting the state attorney generals office regarding this issues so called the cash call ripoff, i'd like to support a class action lawsuit in california against cash call for all current outstanding loans to obtain a new agreement with cash call to reduce the unfair loan rates to be brought in line with the laws of california. May case is identical to all those described in the complaints section, in that, cash call refuses to work with people even when they are willing to pay the loan.

I received a loan through cash call in 2007 for 2600.00 and have been paying on this loan since. I read about all the people this company has screwed and I can't understand why this company is not under investigation by the ftc, consumer affairs. The governor of cal. (arnold) must have been getting donation's kick back's from them. The ceo of this company is another "bernie" and until state of federal government steps in and review's all the complaint's noting will ever get done. Thing's are always better in numbers and the only way is to strike and stop paying these people. The company will go broke and then and only then the company will be investigated. It would take a lot of planning but it could be done. Slave's fought for there right's and won this is no different.

I was approved for a loan in the amount of $2600. I advised the rep. That I only wanted $1500. He stated that I could send $1000 back and make payments on the $1500. Well... I thought what the heck, and did not send the $1000 back. I am still paying on the loan. Three years later and I still owe $2000. What? I know this a ripoff! I have paid back over $6000 already. I am unemployed and scratching for money, and this company will not assist with this situation. I offered a settlement of $400.00 and they didn't even return with a response. Isn't $4000 enough. I spoke to a rep who advised my interest rate was 96%! How greedy can a company be. They are crooks and take advantage of those in dire straights.

Damage resulting = I am currently trying keep my already damaged credit score intact but cc is making it very difficult. I lose sleep and have tension headaches as a result of this unethical company. I have three kids in college and my money is gone. What can I do?

I'm filing this complaint against them because they are a rip off company, I am almost finish paying them in october2010, now they are saying I owe late fees. I pay my late fee which is 15.00 everytime I am late. I spoke to one of the reps I told them they better get it together because I am not paying anymore late fees and I don't like people to try and rip me off, i've ripped from them already. I also borrowed 25, 00 and now done payed them almost 9000 dollars. Yes we need to sue them and shut them down. I need a laywer can someone refer one because I got a feeling I am going to have a problem with them in the end.