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This is the worst mortgage company ever. I had a tree fall on my house 6/18/15 and knocked my meter base off so I had no power. I received my check from insurance company on 7/14/15. My insurance company ended putting my name nekita and selene on the check. I could not cash the check because selene had to sign off on it. I overnighted them the check paid $14.95 to do that. Called and confirmed they had the check and they did. Had to send in all this paper work from my contractors to sign conditional waiver lien, bidders contract, w-9, intent to repair forms. I sent in all this information called to follow up and they stated my bidders contract from one of my contractors was lost in the transition of them moving the loss draft department. So I had to resend bidders contract. I'm not sure how it was lost when everything is scanned in a computer and they kept telling me they are looking at the documents in computer and not able to find it. They told me my check was mailed out last week and I should have it 9/8/15 by it being a holiday. Then on top of that I spoke with them today 9/10/15 to check on the status of my check and ashley informed me that the checks were improperly printed and they have to redo them and they will overnight to me. I have never dealt with anything like this before, they are incompetent, they kept lying to me about everything. As soon as I get these checks for my contractors I am changing mortgage company. They will give you the run around like it's there money. I am so over them.
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Different year, same story. I could not believe what I was reading above! We are getting the same lines from Selene Finance. We sent our check along with the required paperwork the first week of June 2018. After they ran out of "approval processing days" excuses and "check processing days excuses " they first told us that the request was kicked back because we had requested my husband's name be removed from the check, when we had made no such request.
Then they came with the same [censored], as above, of the check being "improperly printed" and having to be reissued. I am SO willing to be part of a class action lawsuit. Anyone else on board?
Yes! This is a 1% normal way of hurting us. I'm dealing with Champion Mortgage/Nationstar/WHIH/Mr Cooper. My mothers house suffered a fire a year ago. The insurance company has paid $250, 000.00 to my mom, and the mortgage sharks. My mother has never been delinquent with her taxes or her home insurance, but the draft loss will not release the insurance proceeds. As a matter of fact, my mother actually signed her original mortgage contract with Bank of America in 2008, but then they sold her account years later. I have a problem with this because I can now prove that the mortgage company without notice, changed the terms to ALL of BOA 3 million reverse mortgages"BOA Draft Loss "Process Guidelines sold. This is a breach of contract, with lender liability's. The terms of the BOA Process Guidelines which my mother agreed were fraudently changed, and I'm going to sue the mortgage company for at least releasing their lein. I'd gladly join you for a class-action lawsuit!
Same exact lies to me. 8 weeks and counting. No check
Our check has been held hostage too. I have spent over 100 hours trying to get them to release my money .
I have been lied to just respected and told her not to call anymore by various agents. I was told my check was sent on four separate occasions and today told again that it was sent. I was then notified by a supervisor and customer service that my money sits in a restricted escrow account, and that the money is in my restricted escrow account but it really isn’t. I don’t deal with stupidity or incompetence or lies very well being told my money is in my account but it really isn’t as disturbing. I have talked to dozens of representatives. Sent six emails. And I am still no closer today than I was at the beginning of January. They pay staff to intentionally lie to customers who pay their mortgage on time have a great credit and have been patient. What I learned today was when a company holds an asset that belongs to an individual they are in violation of civil theft, Civil theft Is punishable by up to five times the amount that the company has kept from the homeowner .
Selene Finance is also in violation of your mortgage agreement. In the agreement it states that they are responsible to handle lost draft from insurance companies in a timely fashion. In my case this is not timely this is neglectful dishonest and is causing me and my family rate emotional duress
has anyone got their money or only lies
I've only been lied to! I have started recording them now!
My home was damaged February 19, 2021. I stay in a Hotel for two months while Selene Finance did nothing. Today is 6/24/2021, no finds from Selene to assist since the $3, 000 they gave yo me to replace floors, walls, siding, paint inside and out.I lost my contractor, who had enough of the money and time dealing with Selene. Shay, my representative hung ip on me and Lumber Liquidators, when Jeremy explained the would need all $10, 000.00 to deliver and install the floors. I had to use my own money, so I could not use Lumber Liquidators, Selene Finance denied their quote. 🥴Selene Finance is trying to force some to their limits for some, their twisted reasons, that does not benefit Homeowners, the purchase mortgages and forces you to refinance to get from their trap.
I noticed that this has been some years ago Although our home burnt down on September 29th of 2021 and we are still dealing with their Department and the same BS as yourself, they misprinted my name and told me the bank could not cash it that way and then they kept calling and sending me letters saying that they needed the check from the insurance company which they obviously already had because they were trying to print me a new check from the funds of the insurance check, then they told me my husband could be a owner builder, half way through the build they said "sorry thats incorrect, we neen a contractor, said that I needed all these documents in order to rebuild my home, we have people at this time wanting to sue us, put a lien on our home Etc because they are taking way too long to disburse the funds,I don't believe waiting a year to rebuild your home because the Loss draft Department can't keep their lies together is ok! I have also been told on several occasions that they would send the inspector out, in 3 weeks I call back and they had never even ordered him yet, also was told that the funds would be rushed out to us, that never happened it has been absolutely a nightmare dealing with this company worse than the fire that we had to endure, we have been living in an RV with three adults and two children for over a year and that is absolutely absurd I have developed massive anxiety and depression!