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![World Financial Group [WFG]](/images/business/45h/128246/world-financial-group-wfg.jpg)
WFG is a financial sales group. As an insurance agent, I was very surprised when they asked me to pay $25 to file contracting papers with each insurance company they represent. No agency has ever asked to pay for contracting before and I've had my insurance license for years.
I was also surprised to find people at the interview who did not realize they needed an insurance license.
The ads for this WFG have become increasingly complex this week. I doubt anyone, including agents, would
now recognize the description as a specific kind of commission sales position.
Be careful, even if you are licensed.
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It is funny how people have time to write about all this thing but yet haven't accomplished nothing in their lives. funny thing is i been in the company for year and half and it has been nothing but good things happening to me with this company not to mention the business ownership i have gotten from here. thou everything they say about the money and licensing is true but don't you need a driver license to drive? so if you pay for your driving license test and you fail is it a scam? ask yourself that question. In north America everything is licensing and if something doesn';t work for you it is a SCAM right? how about if you work for a company and one of those months you do not get a paycheck so did you work for free and you are gonna go and scream out to the whole world and call that a job a scam too because they did not ask you for any money to start but they did not give you your pay cheque? people don't let these things take you from what it is really accomplish able, I was living paycheck to paycheck before and my life and bills and income was depending on that job and guess what? the minute they lay you off you are screwed...nothing in life is guarantee but off course in this world there has to be people like the ones here writing bad things about the company in order to separate the DOERS with the TALKERS. Thank you guys and hope this will set your mind straight on a opportunity that could change your life. and don't listen to everything you read online...80% of the time it is only MEDIA you only see what they want you to SEE!.
Do not buy insurance or investment products from someone who can't even punctuate or use proper grammar.
The World Financial Group (WFG) is really an illegal pyramid scheme. They doctored up their contract to hide the fact that they really are a pyramid. Some of their members even call WFG a legit pyramid. But, no pyramids are legal. My attorney agreed with my conclusion that WFG is a pyramid. That's OK because WFG will not exist in a few years or less. They may go under in 2013. You have to be brainwashed to work for such an organization, anyway. Greed is their motto. The previous commentator is both greedy and brainwashed. All active members of WFG are going to be destroyed forever during Armageddon. The Federal Government will get rid of the WFG. It is ironic that the prior brainwashed commentator criticized the media because the media will play a big part in the WFG's downfall.
Anonymous--former FBI Investigator
wfg have dsc which lock your money in for a long time and charges redemption fees if you want to sell your funds within 7 year. Banks do not have dsc, can sell all your funds after a month without penalty fees. Talk to both wfg agent and bank advisor, know your options and choose what's best for you. You will see the different in professionalism. Wfg agents just want your money locked in...if that's what you want, then go for it.
I applied for a medical receptionist position in my area through Craigslist. I ended up being contacted by WFG with an offer to be a personal/administrative assistance to the head of the company (apparently). I have received several emails from this person talking about trust, confidence, and sincerity. After all, I would be keeping track of his every move! I received more emails and texts but the last one really caused me to be suspicious. The grammar and punctuation were wrong for a business professional and I was told that he would contact me through email, messenger, or by text only. Very strange for someone who wants an assistant. The final straw was that he was going to have his "associate" send money to me that I was to use to conduct business for him. I responded to his email to tell him that I found the whole situation to be odd. I informed him not to send me anything because I was not officially employed by him or WFG. I knew it was all too good to be true.
The problem with WFG is that they don't maintain professional customer service standards. This is really too bad, because the IUL (their main offering) is a really valuable financial instrument. But it's not right for everyone. If you sell it to someone who is not suited to it, it's a financial disaster. But there are many people who benefit from the long term, tax free savings. It's getting a bad name because WFG is really about recruiting, selling policies fast, and using the 'markets' (friends and family) of recruits for their contacts. The training is never about follow up. There is follow up required on these policies, and that follow up lasts for the life of the owner of the policy. But there is ABSOLUTELY NO TRAINING on that, and no discussion of the seriousness of selling this item to someone who is low income. Yes to the IUL, NO to WFG.