EOS CCA review: FRAUD AND COLLECTING PAYMENTS 5

I don't think its a scam. I've worked in collections and alot of the time they purchase debts from companies such as AT&T, its not always a bill from a recent time, some of the debts are years and years old. AT&T would have no record of the account as they do not have control over it any longer. I think it's a legitimate company. And it's not the collector's fault, they're just doing their job like anyone else. :)

I don't think it is a scam either. However, based on the experience of my husband and myself, we have a cell phone bill that EOS CCA has been trying to collect from us now for 3 years. The problem? We returned those phones and ended our cell phone service withing 14 days of getting those phones. We got them Nov. 2 of 2007 and we returned them Nov. 16 of 2007. According to the contract, if we returned them and ended our service within 14 days, we would not owe anything. We didn't even use them after we got them home. It was buyer's remorse! And yet, they are still trying to collect. Our attorney has sent them letters two years in a row now telling EOS CCA that we dispute the debt and we have sent them proof that we don't owe it, but they still keep trying to collect from us. We are about ready to slap them with a lawsuit because we are tired of it!

I just recieved a call today a korean sounding man [protected] saying that i owed Cash Advance USA money or they were taking me to court and i needed to give them the 300 dollars back. They had my name, Old Address, Social Security Number and pretty much everything. I told him I've NEVER taken out a loan in my life and he has the wrong person he recited all my information and said i would have all kind of charges on my Theft, Check Fraud and something else and i believe it's a Fraud because i demanded him to give me information about the loan send me something so i can give it to an attorney..He Refused..I asked him what was the bank that it went to or even the bank number and he refused saying if was confidential when the "loan" was dealing with me so therefore it wasn't confidential if it was in reguards to me..I'm totally at lost i have no clue on what to do they have my SSN and everything. Help!

"i call the company and they always forward my call to another person and they can't answer my questions. from that moments i have a doubt already that it was a freud.
i call the at&t but they cannot find any charges or over due in my name AND THEY WONDER WHY I HAVE THOSE CHARGES... EOS CCA IS TRYING TO COLLECT A MONEY FROM ME. "
Really? It was "Freud", like, the psychological guru? Pay your bill, you signed up for service, you owe the bill, stop crying because you're too slow to have had the foresight to avoid term fees.. And FYI: if AT&T sold your debt because of it's age, or your piss-poor credit, they'd no longer show you as having an outstanding debt in their systems! I have heart for those of us who've been abused by collectors, but mongoloid debtors like you make it hard for us with legit complaints to be taken seriously! I pray you haven't yet blessed this world with your seed, f&$ktard.

First, I want to say to careerdebtor—I have an adult son and daughter, both of whom are disabled. Your post is highly disrespectful Disabled folks need our help, not our disrespect. Your attitude is horrible and it offends me greatly. How do you know that this person does not have a legitimate complaint—this person may have had a hard time expressing himself so that he could be understood. What I saw when I was reading between the lines is that he does not owe the bill so why should he pay it. It’s the same complaint all of us here have. He did say, after all, that he doesn't have an AT and T phone line! If you go back and look at his post you would see that!

Second I posted above on April 8 that we were about ready to slap them with a lawsuit. Ah, sweet justice--it never made it to court but we got there attention enough that they are signing paperwork that acknowledge we never owed the debt and we don't owe it now. We get our settlement money in 30 days at the longest. Everyone here take note--the only way to deal with these people is to keep a paper trail, keep any recordings telephone messages they leave, take pictures of your caller id to show the phone number they are calling from, and do not talk to them, and then find yourself a good attorney and submit all of your information to that attorney.--all of those things helped us settle this in our favor out of court! They got the message without the judge! A good attorney will do the work probono--ie if the attorney doesn't win, you don't have to pay him. But if the attorney wins, he or she gets a share of the lawsuit that they win for you.