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Top Fintech Innovators

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Venmo #1 in Fintech 46 reviews | 26 complaints
About: Venmo offers a mobile payment service for easy and social money transfers between individuals.
Address

2211 N 1st St, San Jose, CA, 95131-2021, US

Website

www.venmo.com

Advantages
Quick peer-to-peer transactions
Social feed for payment sharing
Seamless integration with PayPal
Afterpay #2 in Fintech 38 reviews | 20 complaints
About: Afterpay offers a buy now, pay later service, allowing customers to make purchases and pay in installments.
Website

www.afterpay.com

Advantages
Interest-free installment payments
Wide acceptance among retailers
User-friendly mobile app for easy management
Braintree Payments #3 in Fintech 15 reviews | 5 complaints
About: Braintree Payments offers online payment processing solutions for businesses to accept and process transactions.
Website

www.braintreepayments.com

Advantages
Seamless integration with multiple platforms.
Advanced fraud protection and security features.
Diverse payment options, including PayPal and Venmo.
Cash.me #4 in Fintech 12 reviews | 2 complaints
About: Cash.me offers a platform for peer-to-peer money transfers, bill payments, and mobile banking services.
Address

US

Website

www.cash.me

Advantages
Instant money transfers with $Cashtag feature.
Free personal debit card with Cash Boost rewards.
Invest in stocks and Bitcoin with as little as $1.
Splitwise #5 in Fintech 35 reviews | 16 complaints
About: Splitwise offers a bill and expense sharing platform to simplify group payments and settle debts.
Address

US

Website

www.splitwise.com/press

Advantages
Simplifies bill splitting with friends and family.
Tracks shared expenses and balances in real-time.
Offers free mobile app for iOS and Android users.
Deserve #6 in Fintech 17 reviews | 10 complaints
About: Deserve offers credit cards tailored for students and professionals with a focus on building credit history.
Advantages
Deserve offers a credit-building Mastercard for students and professionals.
No credit history or security deposit required for application.
Cashback rewards and no annual fees enhance user benefits.
Greenlight Financial Technology #7 in Fintech 32 reviews | 16 complaints
About: Greenlight Financial Technology offers debit cards for kids with parental controls and financial education tools.
Address

303 Peachtree St NE STE 4300, Atlanta, GA, 30308-3266, US

Website

www.greenlight.com

Advantages
Empowers kids with financial literacy through practical experience.
Offers parental controls for spending and saving oversight.
Provides real-time alerts and savings goals to track finances.
Step #8 in Fintech 21 reviews | 5 complaints
About: Step offers a mobile banking platform designed for teens to build credit and manage money.
Address

US

Website

www.step.com

Advantages
Step offers a fee-free banking experience for teens.
Users earn rewards through the Step Visa Card.
Step promotes financial literacy with in-app education.
Neo Financial #9 in Fintech 21 reviews | 7 complaints
About: Neo Financial offers Canadian digital banking services with rewards, high-interest savings, and credit cards.
Address

200 119 14 St SW, Calgary, AB, T2N 1Z6, CA

Website

www.neofinancial.com

Advantages
Innovative cashback rewards program
No monthly or annual fees
User-friendly mobile app experience
PesaPal #10 in Fintech 15 reviews | 5 complaints
About: PesaPal provides an online payment platform for secure and convenient transactions in Africa.
Website

www.pesapal.com

Advantages
Secure online payment gateway across East Africa.
Wide range of payment options including mobile money.
Real-time transaction processing for businesses.
Oxygen #11 in Fintech 16 reviews 16 complaints
About: Oxygen provides digital banking services tailored for freelancers and small businesses.
Address

100 1st St Ste 2250, San Francisco, CA, 94105-2641, US

Website

www.oxygen.us

Advantages
Oxygen offers a seamless digital banking experience.
Provides cashback rewards on everyday purchases.
Features no monthly fees and easy mobile account management.
AIRTM #12 in Fintech 2 reviews 1 complaints
About: AIRTM is a digital wallet and peer-to-peer exchange platform for cryptocurrencies and fiat currencies.
Website

www.airtm.com

Advantages
AIRTM offers cross-border transactions with ease.
Supports multiple payment methods and currencies.
Provides a secure, user-friendly digital wallet platform.
Neon #13 in Fintech 3 reviews
About: Neon is a Brazilian digital bank offering personal and business banking services.
Address

BR

Website

neon.com.br

Advantages
Neon offers a user-friendly digital banking platform.
Provides a zero-fee checking account with Visa card.
Features innovative budgeting and investment tools.
Payfare #14 in Fintech 41 reviews | 20 complaints
About: Payfare offers digital banking and instant payout solutions for gig economy workers.
Address

US

Website

corp.payfare.com

Advantages
Instant access to earnings for gig workers.
Feature-rich digital banking solutions.
Seamless integration with major gig platforms.
PalmPay #15 in Fintech 35 reviews | 18 complaints
Yekpay #16 in Fintech 6 reviews
About: Yekpay offers online payment solutions for international transactions and currency exchange.
Address

US

Website

www.yekpay.com

Advantages
Secure cross-border payment gateway.
Multi-currency support for global transactions.
User-friendly interface for easy online payments.
Cardless #17 in Fintech 5 reviews 5 complaints
About: Cardless offers custom-branded credit card programs for brands aiming to enhance customer loyalty.
Address

350 Townsend Street, San Francisco, CA, 94107, US

Website

www.cardless.com

Advantages
Custom-branded credit card programs
Seamless mobile-first card management
Exclusive rewards and benefits partnerships
Pay2All #18 in Fintech 2 reviews 2 complaints
About: Pay2All offers digital payment solutions for mobile recharge, bill payments, and utility services in India.
Address

58, F Block, Sector 11, Noida, IN

Website

www.pay2all.in

Advantages
Pay2All offers seamless bill payments and recharges.
Provides API services for business integration.
Supports a wide range of service providers.
Wisetack #19 in Fintech 2 reviews | 1 complaints
About: Wisetack provides consumer-friendly financing options for in-person services and purchases.
Address

460 Brannan St Unit 78384, San Francisco, CA, 94107-7616, US

Website

www.wisetack.com

Advantages
Offers quick, seamless financing solutions for consumers.
Integrates easily with businesses, enhancing customer experience.
Provides transparent terms with no hidden fees or prepayment penalties.
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Frozen account won't release my balance