Best Credit and Lending Services in 2024

Nerdwallet #1 in Credit and Lending 13 reviews | 11 complaints

About: NerdWallet provides financial guidance through comparison tools and expert advice on personal finance.

Advantages

Comprehensive financial product comparisons

Personalized money advice and tools

Free credit score updates and insights

LendingClub #2 in Credit and Lending 30 reviews | 30 complaints

About: LendingClub offers personal loans, auto refinancing, and patient solutions through an online marketplace.

Advantages

Simplified online loan application process

Competitive interest rates for borrowers

No prepayment penalties for early loan payoff

Acima #3 in Credit and Lending 62 reviews | 62 complaints

About: Acima offers lease-to-own financing solutions for consumers to purchase goods.

Advantages

Acima offers flexible lease-to-own financing options.

No credit needed for approval with Acima Credit.

Quick and easy application process online.

Brigit #4 in Credit and Lending 40 reviews | 20 complaints

About: Brigit offers a personal finance app for budget tracking and short-term loans to avoid overdrafts.

Advantages

Instant cash advances up to $250 with no credit check.

Automated budgeting tools to manage finances effectively.

Overdraft predictions to avoid bank fees and penalties.

National Debt Relief #5 in Credit and Lending 8 reviews | 2 complaints

About: National Debt Relief offers debt settlement services to help individuals manage and reduce their unsecured debts.

Advantages

Accredited debt settlement services

Customized debt reduction plans

No upfront fees or obligations

Redstone Federal Credit Union #6 in Credit and Lending 16 reviews | 14 complaints

About: Redstone Federal Credit Union offers banking services, loans, and financial resources in the Southeast US.

Advantages

Competitive rates on loans and savings accounts.

Wide range of financial services and products.

Extensive ATM network and mobile banking options.

Upromise #7 in Credit and Lending 28 reviews | 12 complaints

About: Upromise offers a loyalty program that helps members earn cash back for college savings or student loan payments.

Advantages

Earn cash back for college savings with Upromise.

Link cards for automatic savings on everyday purchases.

Upromise offers a high-yield savings account option.

SmartCredit? #8 in Credit and Lending 22 reviews | 8 complaints

About: SmartCredit offers credit monitoring services and tools to manage credit scores and reports.

Advantages

SmartCredit offers real-time credit score updates.

Provides personalized credit score insights and tips.

Features actionable credit report tools and alerts.

TrueAccord #9 in Credit and Lending 23 reviews | 8 complaints

About: TrueAccord offers tech-driven debt collection services with a focus on consumer experience.

Advantages

TrueAccord offers customizable debt recovery solutions.

Utilizes AI-driven communication for efficient collections.

Provides consumer-friendly interfaces and payment options.

Consumers Credit Union #10 in Credit and Lending 20 reviews | 14 complaints

About: Consumers Credit Union offers financial services including banking, loans, and investment options.

Advantages

High-interest Rewards Checking accounts

Nationwide ATM fee reimbursement

No minimum balance or monthly fees

Credit Union 1 #11 in Credit and Lending 22 reviews | 11 complaints

About: Credit Union 1 offers financial services including loans, savings, and checking accounts to its members.

Advantages

Competitive interest rates on loans and savings accounts.

Member-focused services with personalized customer care.

Extensive ATM network and online banking options.

First Progress Card #12 in Credit and Lending 38 reviews | 18 complaints

About: First Progress Card offers secured credit cards aimed at building or rebuilding credit history.

Advantages

Accessible credit building for all credit levels.

No credit history or minimum score required.

Reports to all three major credit bureaus.

GreenState Credit Union #13 in Credit and Lending 15 reviews | 3 complaints

About: GreenState Credit Union offers financial services including banking, loans, and investment options in Iowa.

Advantages

Competitive rates on loans and savings accounts.

Extensive ATM network and free checking options.

Robust online banking platform with mobile app access.

Advia Credit Union #14 in Credit and Lending 1 reviews | 1 complaints

About: Advia Credit Union offers financial services including loans, savings, and checking accounts.

Advantages

Competitive interest rates on loans and savings accounts.

24/7 online banking with mobile app access.

Extensive ATM network with no surcharge fees.

Georgia United Credit Union #15 in Credit and Lending 5 reviews | 5 complaints

About: Georgia United Credit Union offers financial services including banking, loans, and credit solutions.

Advantages

Competitive rates on loans and savings accounts.

Extensive ATM network and shared branching.

Robust online banking and mobile app services.

Pen Air Credit Union #16 in Credit and Lending 1 reviews | 1 complaints

About: Pen Air Credit Union offers financial services including banking, loans, and investments to its members.

Advantages

Competitive interest rates on loans and savings accounts.

Extensive ATM network with no fees for members.

Robust online banking platform with mobile app access.

General Electric Credit Union #17 in Credit and Lending 28 reviews | 14 complaints

About: General Electric Credit Union offers financial services including loans, banking, and investment options.

Advantages

Competitive interest rates on loans and savings accounts.

Wide range of financial services including online banking.

Member-owned with profits returned as lower fees.

Cards4Cash #18 in Credit and Lending 7 reviews

About: Cards4Cash offers a platform for buying and selling discounted gift cards online.

Advantages

Secure platform for buying/selling gift cards

Offers a wide variety of popular brand cards

Competitive rates and fast payment processing

Accredited Debt Relief #19 in Credit and Lending 5 reviews

About: Accredited Debt Relief offers debt consolidation and settlement services to help reduce personal debt.

Advantages

Customized debt relief solutions tailored to individual needs.

Accredited by AFCC and IAPDA with certified debt specialists.

No upfront fees policy ensures client satisfaction first.

RentReporters.com #20 in Credit and Lending 26 reviews | 10 complaints

About: RentReporters.com helps tenants boost credit scores by reporting rent payments to credit bureaus.

Advantages

Boosts credit score by reporting rent payments.

Reports to major credit bureaus, TransUnion and Equifax.

Easy sign-up process with a satisfaction guarantee.