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Best Credit and Lending Services

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Nerdwallet #1 in Credit and Lending 13 reviews | 11 complaints
About: NerdWallet provides financial guidance through comparison tools and expert advice on personal finance.
Address

55 Hawthorne St Fl 11, San Francisco, CA, 94105-3906, US

Website

www.nerdwallet.com

Advantages
Comprehensive financial product comparisons
Personalized money advice and tools
Free credit score updates and insights
LendingClub #2 in Credit and Lending 30 reviews 30 complaints
About: LendingClub offers personal loans, auto refinancing, and patient solutions through an online marketplace.
Address

71 Stevenson Street, Suite 300, San Francisco, CA, 94105, US

Website

www.lendingclub.com

Advantages
Simplified online loan application process
Competitive interest rates for borrowers
No prepayment penalties for early loan payoff
Acima #3 in Credit and Lending 62 reviews 62 complaints
About: Acima offers lease-to-own financing solutions for consumers to purchase goods.
Address

13907 Minuteman Dr, Draper, UT, 84020, US

Website

www.acimacredit.com

Advantages
Acima offers flexible lease-to-own financing options.
No credit needed for approval with Acima Credit.
Quick and easy application process online.
Brigit #4 in Credit and Lending 40 reviews | 20 complaints
About: Brigit offers a personal finance app for budget tracking and short-term loans to avoid overdrafts.
Address

US

Website

www.hellobrigit.com

Advantages
Instant cash advances up to $250 with no credit check.
Automated budgeting tools to manage finances effectively.
Overdraft predictions to avoid bank fees and penalties.
Redstone Federal Credit Union #5 in Credit and Lending 16 reviews | 14 complaints
About: Redstone Federal Credit Union offers banking services, loans, and financial resources in the Southeast US.
Address

220 Wynn Dr NW, Huntsville, AL, 35893-0001, US

Website

www.redfcu.org

Advantages
Competitive rates on loans and savings accounts.
Wide range of financial services and products.
Extensive ATM network and mobile banking options.
Upromise #6 in Credit and Lending 28 reviews | 12 complaints
About: Upromise offers a loyalty program that helps members earn cash back for college savings or student loan payments.
Website

www.upromise.com

Advantages
Earn cash back for college savings with Upromise.
Link cards for automatic savings on everyday purchases.
Upromise offers a high-yield savings account option.
SmartCredit? #7 in Credit and Lending 22 reviews | 8 complaints
About: SmartCredit offers credit monitoring services and tools to manage credit scores and reports.
Website

www.smartcredit.com

Advantages
SmartCredit offers real-time credit score updates.
Provides personalized credit score insights and tips.
Features actionable credit report tools and alerts.
TrueAccord #8 in Credit and Lending 23 reviews | 8 complaints
About: TrueAccord offers tech-driven debt collection services with a focus on consumer experience.
Address

16011 College Blvd Ste 130, Lenexa, KS, 66219-9877, US

Website

www.trueaccord.com

Advantages
TrueAccord offers customizable debt recovery solutions.
Utilizes AI-driven communication for efficient collections.
Provides consumer-friendly interfaces and payment options.
Consumers Credit Union #9 in Credit and Lending 20 reviews | 14 complaints
About: Consumers Credit Union offers financial services including banking, loans, and investment options.
Address

1075 Tri State Pkwy Ste 850, Gurnee, IL, 60031-9182, US

Website

www.myconsumers.org

Advantages
High-interest Rewards Checking accounts
Nationwide ATM fee reimbursement
No minimum balance or monthly fees
Credit Union 1 #10 in Credit and Lending 22 reviews | 11 complaints
About: Credit Union 1 offers financial services including loans, savings, and checking accounts to its members.
Address

200 East Champaign Ave., Rantoul, IL, 61866, US

Website

www.creditunion1.org

Advantages
Competitive interest rates on loans and savings accounts.
Member-focused services with personalized customer care.
Extensive ATM network and online banking options.
First Progress Card #11 in Credit and Lending 38 reviews | 18 complaints
About: First Progress Card offers secured credit cards aimed at building or rebuilding credit history.
Advantages
Accessible credit building for all credit levels.
No credit history or minimum score required.
Reports to all three major credit bureaus.
GreenState Credit Union #12 in Credit and Lending 15 reviews | 3 complaints
About: GreenState Credit Union offers financial services including banking, loans, and investment options in Iowa.
Address

2355 Landon Rd, North Liberty, IA, 52317, US

Website

www.greenstate.org

Advantages
Competitive rates on loans and savings accounts.
Extensive ATM network and free checking options.
Robust online banking platform with mobile app access.
Advia Credit Union #13 in Credit and Lending 1 reviews 1 complaints
About: Advia Credit Union offers financial services including loans, savings, and checking accounts.
Address

6400 West Main Street, Kalamazoo, MI, 49009, US

Website

www.adviacu.org

Advantages
Competitive interest rates on loans and savings accounts.
24/7 online banking with mobile app access.
Extensive ATM network with no surcharge fees.
Georgia United Credit Union #14 in Credit and Lending 5 reviews 5 complaints
About: Georgia United Credit Union offers financial services including banking, loans, and credit solutions.
Address

6705 Sugarloaf Pkwy Ste 100, Duluth, GA, 30097-4926, US

Website

www.gucu.org

Advantages
Competitive rates on loans and savings accounts.
Extensive ATM network and shared branching.
Robust online banking and mobile app services.
Pen Air Credit Union #15 in Credit and Lending 1 reviews 1 complaints
About: Pen Air Credit Union offers financial services including banking, loans, and investments to its members.
Address

1495 E Nine Mile Rd, Pensacola, FL, 32514-5723, US

Website

www.penair.org

Advantages
Competitive interest rates on loans and savings accounts.
Extensive ATM network with no fees for members.
Robust online banking platform with mobile app access.
General Electric Credit Union #16 in Credit and Lending 28 reviews | 14 complaints
About: General Electric Credit Union offers financial services including loans, banking, and investment options.
Address

10485 Reading Rd, Cincinnati, OH, 45241-2523, US

Website

www.gecreditunion.org

Advantages
Competitive interest rates on loans and savings accounts.
Wide range of financial services including online banking.
Member-owned with profits returned as lower fees.
Cards4Cash #17 in Credit and Lending 7 reviews
About: Cards4Cash offers a platform for buying and selling discounted gift cards online.
Address

US

Website

www.cards4cash.com

Advantages
Secure platform for buying/selling gift cards
Offers a wide variety of popular brand cards
Competitive rates and fast payment processing
RentReporters.com #18 in Credit and Lending 26 reviews | 10 complaints
About: RentReporters.com helps tenants boost credit scores by reporting rent payments to credit bureaus.
Address

87 N Raymond Ave #526, Pasadena, CA, 91103-3904, US

Website

www.rentreporters.com

Advantages
Boosts credit score by reporting rent payments.
Reports to major credit bureaus, TransUnion and Equifax.
Easy sign-up process with a satisfaction guarantee.
Credit Saint #19 in Credit and Lending 27 reviews | 14 complaints
About: Credit Saint offers credit repair services to help individuals challenge inaccurate credit report items.
Address

PO Box 110, Oakland, NJ, 07436-0110, US

Website

www.creditsaint.com

Advantages
Free consultation for personalized credit analysis.
Customized credit dispute options.
90-day money-back guarantee for services.
Abound Federal Credit Union #20 in Credit and Lending 5 reviews
About: Abound Federal Credit Union offers financial services including loans, savings, and checking accounts.
Address

3939 S Dixie Blvd, Radcliff, KY, 40160-5113, US

Website

www.aboundcu.com

Advantages
Competitive interest rates on loans and savings accounts.
Extensive ATM network and shared branching services.
Robust online banking platform with mobile app access.
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