Midland Credit Management [MCM]’s earns a 3.3-star rating from 99 reviews, showing that the majority of debtors are somewhat satisfied with debt resolution services.
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Awful experience
Four years ago these people lost their house in a sheriffs sale. Someone bought it, fixed it up (they trashed it) and we bought it from them.
I am getting calls now (I have in the past from other debtors) from MCM Collections. I, as well as my husband, have told them this person doesn't live here, hasn't lived here for years. THEY KEEP CALLING. They call early in the morning and late at night. ALL DAY. Weekends... I can't get them to stop. I've spoken with a 'supervisor' and he was very accusatory in his tone, asking personal information about me. I told him that i was not her, that they need to stop calling and I am not going to give ANY personal information to people with such terrible business ethics. I said I'm the owner of this house, they can look it up in public records.
I don't know how to get these people to stop harassing my family.
The complaint has been investigated and resolved to the customer’s satisfaction.
Unowed Debt claimed by Comoany
I received a notice of an unpaid debt that Ocwen claims to have purchased from Midland Funding LLC. This is an obvious scam as I have never utilized either of these firms, not do I owe any debt relating to an unpaid mortgage balance. I have requested proof of debt from Ocwen in order to prevent them from obtaining a Judgement by which they are making demands to banks for withdrawing funds. I need to know my rights on this matter. Should I send this notice to the Arizona Attorney General? And there are numerous class action suits against both Midland and Ocwen; so should I see about joining one of them?
The complaint has been investigated and resolved to the customer’s satisfaction.
untrue harrassing and lawsuits
This company has been harassing me over a credit card bill that was charged off in 2003. They sent me a summons in the mail but I thought you had to be served in person. Anyone know about this? I am going to remove any money I have in my savings account but I cant change checking right now because I have direct deposit and I am afraid that they will take money from my checking and things will bounce.
The complaint has been investigated and resolved to the customer’s satisfaction.
Summons & Judgment
My name is Guillermo Martino and I received a letter from the Civil Court of the City of New York where Midland Funding LLC D/B/A in New York as Midland Funding of Delaware is issuing a summons and complaint has been filed on a consumer credit transaction asking the court to render a judgment against me. I have no idea of what this is about and no other paperwork has been given to me.
My e-mail address is [protected]@yahoo.com, and my phone # is [protected], please advise on this matter.
The complaint has been investigated and resolved to the customer’s satisfaction.
I have received a complaint and a court order to appear in court on October 15 at 1pm. Midland Funding is claiming that I owe them money for a purchase that was made under my name. I have no clue as to what this purchase is and I have no account number with beginning numbers 6044********7782. My identity was stolen and they would not listen to my fight for this to get this clear. Please advise me on this matter before July 30 to have this resolved and if I do not hear anything within this time I will contact the US Attorney on fraudulant claims against me. My email is puleodottie@yahoo.com, my phone number is [protected]. Thank you Dottie Puleo
sueing me
I received a letter from Daniels Law Office stating i owed midland funding $3500 which i have no idea why, now they are taking money from my checking account
The complaint has been investigated and resolved to the customer’s satisfaction.
Everyone Join me in the fight to shut down Midland Funding LLC a Junk Debt Collector and all of there locations! They are violating our rights and using illegal methods to harass us and using manipulating legal practices to packet your hard earn money!
http://www.thepetitionsite.com/1/Shut-Down-Midland-funding-LLC-Junk-Debt-Collection-Companies/
Thank You all for your support and dedication!
Unauthorized Charge
I got a call a couple of months ago about a debt I had from 8 years ago. Having this be the first time it's ever happened to me I began to make payments on it through my bank account with authorized dates to make those payments. When those dates expired I got a bill in the mail to write a check because the payment plan expired and to called and set up another plan. So I wrote the check and sent it out then the next day I got another letter saying they had taken it out of my account which was "authorized by you (me)". Which is totally false.. I did not authorize that! So now I'm in the hole because I've made double the payments this month as if times weren't as hard as they are right now. I've tried calling numerous numbers, but for some reason I can't call the numbers it says "This number can't be reached from Guam (Where I am now located)". I don't know what to do. Any kind of advice would be helpful please.
The complaint has been investigated and resolved to the customer’s satisfaction.
I believe somebody cheated you.MCM is a reputed company.haven't heard bout it before..get it investigated sir
I had a debt with MCM that was 8yrs old. I never had a loan with MCM, they bought a card that was wrote off 7yrs ago. You have no contract with MCM to repay them. Do not send them a check, do not enter a payment plan with them. Send a certified letter to them and tell them you need a itemized debt verification. You need to know when, where and what was charged and by who. And then also send them a letter stating not to contact you anymore. What ever damage could be done to your credit is allready done.
I could not get them off my back and even got into it with there manager Mark something.
I filed a complaint with the FCC and the Better Bussiness Burreua and the BBB is the one that actually got me results. Send you complaint contesting the validity of the debt and the harrassment to the BBB regarding MCM which is based in San Diego. They will send you something back you have to fax to them. And 2 days after that I got a letter from MCM'S lawyer stating that my debt is resolved and they were sorry about how they treated me.
sueing and taking money right out of my checking account for no reason
Apeerantly ive been sued over a bill i know nothing about i just rreceived a letter thru the clerk of courts were this law firm has had over 1200 dollers taken out of my account, and i have no reason why, all i know is there saying i owe money and they didnt have my address they had my name and the address of my exwife, , , i have never lived at the house thats on the court papers, , so i have no idea whats going on just had money taken out of my account and from what ive read about this company they do this to alot of people
The complaint has been investigated and resolved to the customer’s satisfaction.
Everyone Join me in the fight to shut down Midland Funding LLC a Junk Debt Collector and all of there locations! They are violating our rights and using illegal methods to harass us and using manipulating legal practices to packet your hard earn money!
http://www.thepetitionsite.com/1/Shut-Down-Midland-funding-LLC-Junk-Debt-Collection-Companies/
Thank You all for your support and dedication!
Ignoring Validation of Debt Letter Requests
Company has ignored my request to Validate Debt they are attempting to collect on behalf of Midland Funding. They have also filed a lawsuit (May 9, 2008) that I only became aware of in January 2009. Company failed to serve me with a summons for said lawsuit (sent to an address I did not reside in 2008). Company filed in January 2009 an application for entry of default judgement which read that I have refused to pay on a debt. Midland Funding is a third party collections company that buys up old debt (specifically in my case credit card debt from a company that went out of business in 2003). Midland has reported delinquency of debt as 7/2007 which is inaccurate information. A pre-trail conference has been requested. The lawsuit information I have received reads that I entered into a contractual agreement with Midland Funding to secure a credit card. The credit card that is in question was issued by First Consumers National Bank who closed their doors in 5/2003.
My debt was a result of identy theft and fraud, was and still is under invesigation, this made absolutley no difference to these jerks even after giving them the case number proving that it was not my debt.Now that the crimminal has been caught and charged with 5 other felonies furthure proving that I WAS TELLING THE TRUTH, they ignore my calls for return of money they unjustly took from me, they are crimminals them selves.They may have the upper hand when it comes to using the court system to inable their cowardly acts, 5 minutes in the ring with me and all you will hear is their wimpers and THE SOUND OF THEIR BODIES BREACKING AS I TAKE THESE SPINLESS COWARDS DOWN!
Beware!
I received a letter from the company 2 mos ago offering a 60% settlement on the bal but didn't have the funds at the time...I now have the funds to settle on the bal b/c of tax refund and rep directly told my wife could not settle, sad that could either pay full bal and would forgive $100 of bal (which is a settlement by any meaning of the word) or make 3 equal pmts to pay bal off...We were also told that payments had to be made by a specific date or would be sent to attorney for legal action and have since been unable to contact the rep we need to speak with to make the payment (always goes to vm and never returns call)...I went to their website at www.mcmcg.com and if you go into the arbitration link will give another link www.mcmpayments.com...When I entered in my account info it gave me multiple repayment options including a 60% settlement of the bal which I took advantage of and can s/u payment directly online. So if reps aren't willing to work with you check online, although I would recommend saving screen prints of offers page and payment confirmations in case they try to pull a fast one and say never offered settlement...hope this helps some of you...
The complaint has been investigated and resolved to the customer’s satisfaction.
I have a debt I am paying off slowly due to money being tight right now and MCM keeps calling me and yelling at me being rude and pretty much freaking out on me. They have threatened me and used profanity! I am getting a legal advisor for this one, watch out! They have messed with the wrong person. If your company is reading this please note kindness works your employee mr. dale johnson needs to be fired I have never been spoken to by anyone like he has spoken to me!
Scam! Watch out!
I was sent a letter stating that I could pay as low as 50 dollars a month for my debt so I sent them the first payment. The second month I received another statement with the total amount due so I figured that they made a mistake so I sent them another 50 dollar payment. I then looked at my account and noticed that my payments were not being fully deducted...
Read full review of Midland Credit Management [MCM] and 9 commentsrude and insulting
A woman from this company got very abrubt in telling me about my irresponsibility in having a child and not paying my debt off to this ###! Like she will ever see a dime! ppft! Good Luck! haha
I would rather have bad credit and a buttload of cash than good credit helping this woman feed her irresponsible self!
By the way, I have all the money to pay this debt off, but choose not to untill another company will deal with me in a more ### kissing nature! lol
You want the money, you show me some honey!
The complaint has been investigated and resolved to the customer’s satisfaction.
Complaint
I received a call at work today by Midland Funding. The guy didn't even identify himself or the reason he was contacting me. He just asked my name and proceeded to say "are you aware that you are in default on a $3500 debt?"
I thought I was hearing things...I said "excuse me?" He repeated himself, still not identifying who he was or where he was calling from. After I asked him several times, he finally said who he was. I explained that I just got the letter in the mail yesterday. He started to threaten a lawsuit and wage attachment if it wasn't paid within a week. Then he tries to tell me it needs to be paid by the end of the day! What a liar. I came home and looked at the letter only to find that I have 30 days. Isn't this against the law? A debt collector MUST identify themselves right away and they are not supposed to contact you at work. Am I wrong?
midland red yes my son was on the bus dines green to st jones worcester. he pressed the bell to get of his stop the driver closed the doors threatned to break hs legs 999 wascalled a lady was on the bus to phoned 999 to the driver drove round and round the police came tk driver was arrested this was all due to a neighbour dispute the driver was a friend of the neighbour which they ar bus drivers after all this the same bus driver was still driving what a insult
Everyone Join me in the fight to shut down Midland Funding LLC a Junk Debt Collector and all of there locations! They are violating our rights and using illegal methods to harass us and using manipulating legal practices to packet your hard earn money!
http://www.thepetitionsite.com/1/Shut-Down-Midland-funding-LLC-Junk-Debt-Collection-Companies/
Thank You all for your support and dedication!
law suit
Midland Funding is sueing me. They have hired Jay taylor. how can these corrupt companies get away with this. This is for a credit card 5yrs old. I don't owe this.
they are sueing me via javitch, block, & rathbone llp out of cleveland. for a credit card i had at lease 4 maybe 5 years ago. having surgeyr and money is tight as it is, dont need the attaching my wages when i do get back to work. i was having financial problems when they called a while back, and told them when i became more financially stable, i'd like to set up payment arrangements, but they wanted at least half of what i owed up front as a "promise" to repay the total amount. i love how these companies call an inability to pay a refusal, there is huge difference. one is lack of funds, the other is ignorance. anyone with any advice how to go about dealing with this, please let me know. asap, my surgery date is coming in 5 days and i will be out of work for 6 weeks. which i'm sure the court date will be within that time period. this hit me out of no where.
stunned in ohio.
Scam and cheating
It took me over 2 years to have this removed from my credit which I was finally able to do after I sent a letter to TransUnion. Midland continues to send me notices so when i called the other day and had some rude woman tell me that I still owed it I decided to write another letter to MCM, TransUnion, Equifax and the BBB. If you fight them you will win!
The complaint has been investigated and resolved to the customer’s satisfaction.
My mother has been sent repeatedly, statements saying she owes over $700 for something that she has never owed! She is 80 years old with alzheimers and has not had anything credit wise in her name in over 30 years and now this keeps coming in. This company is a theif trying to prey on people that get scared & try to pay it because of threats they cannot follow through on but people like my mom & dad get harrassed into worrying about something that doesn't exist! Please keep a close check on your credit report with at least getting the free one once a year and make sure there is nothing on there. If you can, keep a check on your parents credit too so you can help them keep from this kind of treatment & stop it quick! It really can make a difference.
These people are horrible, rude, and lie. I had a credit card from Providian now Chase that was from 2000 and they purchased the balance after I settled in 2003.The card had a $500 limit and they now want $4, 893.60 from me. Not only have they re aged this account illegally they have failed to give me proof after I mailed a request for them to Validate the debt.They are still reporting this as a new delinquent account. The sad thing is I am trying to buy my first house and this is the only thing holding me back. What good does all of the President's plans to recover the economy by helping first time buyer if there are companies like Midland Credit Management that are preventing this with their dishonest business practices.
Summons
Was served with what I think is a fake summons regarding Midland Funding LLC which I have no idea what this is about.
Overcharged
When is enough enough? I am so tired of agencies like this one collecting money that has been paid months ago. My account has been tapped into and now trying to get this money back will be a task in itself. With all that is going on; these people continue to attack and take from those that are just merely making it. I want a resolution... we as people of this so called great country need to stop these certain individuals collecting doubled charges just so they can make a high profit on those who have fallen on hard times.
The complaint has been investigated and resolved to the customer’s satisfaction.
Scam charges
I just received a summons for a company called Midlands Funding LLC. I am really confused. I have not clue who they are but they are telling me that I owe $1401.66. This is really messed up! If these dumb A** are going to serve people with papers--they need to tell you who they are representing. Does any one have any advice on what i should do. I would appreciate it. I just don't understand who or what this is all about. I personally don't have the money to just throw away on something I have not clue about.
The complaint has been investigated and resolved to the customer’s satisfaction.
dear sir or madam, the company that you are looking for is midland funding llc, based out of San Diego California, you had mentioned midlandfunding.net, we are a start up mortgage company based in NYC and we are not collecting any debt nor do we report to credit bureaus, we ask that you place edit your post, and remove midlandfunding.net as we have nothing to do with your liability.
Thank you kindly,
Steven P. Ross
Midland Funding Corp
Baychester, NY
Licensed Mortgage Broker-NYS Banking Dept.
Unauthorized charges
Midland keep harassing me about a 6 years old fraudulent charge on my account it happened when I was overseas for 10 month, I have a police report and passport proof, they kept threatening and harassing me even after I sent them all the proofs, Are we the consumers protected against companies like Midland? their answer is: it is on your social security number so it is your debt and you must pay it, they keep selling the account to new agencies and after sending all the proofs again, it seems like the new agencies send my account back to midland... to sell again or to keep reporting it, they took it way personal with me (or at least that's how I feel), and it shouldn't be this way.
Why should I pay what I don't owe and why it is so hard to comprehend it?
I received a report from Credit Inform alerting me to possible fraudulent activity. They listed an account with Midland Credit Management of San Diego. I've never done business with anyone in San Diego and have no knowledge of any outstanding accounts in the amount of $8017.
The complaint has been investigated and resolved to the customer’s satisfaction.
Is anyone else being sued by these ###s for an account that is not yours? I have every intention of taking them on and winning. I cannnot understand how someone can use such underhanded tricks to get people to pay off debts that do not belong to them. I can't wait to see the look on their faces when they tell the judge that they presented old bills as proof. That could not have happened because 1) The account was not mine and 2) they sent me an excel spreadsheet with a column titled Date of Payment. The whole column was labeld as "no payment received" supposedly for years. How lame. I will give you an update as to the outcome of my case.
AmbitNY
DO NOT IGNORE IT - FIGHT IT
Midland is a Junk Debt Buyer and the absolute worst in regards to violating FDCPA law.
Do the research http://budhibbs.com/debtcollectorpages/midland_credit_management.htm
They buy old out of statute debts that legally cannot be collected on for pennies on the dollar. then try to collect the full amount or more from you
Be careful because they are trying to use arbitration to get settlements that they cannot get in court. arbitration is another scam - as they always side with the collection agency - who is paying the arbitrators salary.
Joke
I am pissed because I got a letter saying I needed to call the office before the 18th of Sept and it said I could make affordable payments and the only thing offered to me was 254.00 in two days! So the letter I got from them is a joke they are not willing to work with you to resolve your issue! They can eat ***! Then they told me my account will be sent to a lawyer so I don't have any choice but to let it go! I asked for help and got none from this company they are a crock of ***!
The complaint has been investigated and resolved to the customer’s satisfaction.
This company has been calling my cell phone number repeatedly for the past year in an attempt to collect a debt from a person named FARRINGTON. I am not that person nor do I know that person... I have told them that everytime they call and they say they will remove my number but then they just call back again and again. I have used caller ID to capture their number and called back for supervisor but that call allways goes to a FULL voicemail box. I have asked the caller for a supervisor also and get the same result. VOICEMAIL box full.
These people called me 8 times in 4 days, including at 8am on a Sunday. I made a large payment during the first call and explained that I would make another payment the following month. They called over and over and over during the next 3 days asking when I was going to make the next payment and how much it would be in a largely unintelligible foreign accent. When I told him that I would make another payment next month, he said "so you not gonna make payment this month?" I explained that I made a payment 2 days ago and that 2 days ago was THIS MONTH! This company is ridiculous and if they keep calling me I'm going to file a harassment suit.
People beware! Check your states Statute of Limitations on OLD debt, This company will rip you good if you allow it! Any OLD INACTIVE debt EXPIRES after so many years! ALL Debt is alleged that they are attempting to collect, Admit NOTHING! Make them produce the ORIGINAL contract info, (DATES) DONT give them ANY Info! I have disputed a recently discovered claim regarding mcm, that goes all the way back to 1992! They are asking ME for info, THEY are supposed to produce the info regarding THEIR claim! Texas law on INACTIVE debt expires after 4 years UNLESS you re-afirm it, , remember Make them prove it, Dont admit, or give ANY debt collector any info, DISPUTE! DISPUTE!
I have personally read through the complaints against this company and you are not alone. I own and run a small company called Rising Phoenix Services, a small organization that protect the rights of people like you and myself from corrupt business practices of companies such as this one. Yes, I have a judgment against me by Midland Credit Management, but I am standing my ground and not paying this judgment. Yes, they have deceived even North Carolina. RPS will be happy to receive any and all complaints against Midland Credit Management so that I can get enough ammunition to take this fight to the Supreme Court. They have broken every federal law that is designed to protect us from financial slavery.
Copies of this information will be sent through every level of the federal government, including Speaker of the House, Pelosi, Vice President Biden, and President Obama. Please send all complaints and email to ccook031@gmail.com. Remember, do not send any SSN#(s) or other personal ID. RPS is a new company, so it is not listed in any database right now. In time, once the information ammunition reaches a threshold... MCM will pay for its sins against us. I have already told them through their attorney that it wasn't over. We need to bind together and create an army of consumers to bring judgment against MCM, or whatever they wish to call themselves. I am a Christian, and even if you are not of my faith, I will fight for you as well. Religious beliefs should not be a factor for standing up for what you believe to be right... we are all human beings and will make mistakes from time to time. Let us not let our religious beliefs be the Achille's Heel of this cause. We must stand together and fight against the wrong in this world.
They have posted on my credit report but can't verify what debt they are talking about. Credit bureau has it listed with no info. I got a letter saying send them $170 and they will close the matter however no debt referenced on the letter. All letters I get from them gets torn in half and thrown in the trash. Also I get multiple hang up calls on my cell phone daily as I don't answer to unknown callers.
Harassing calls
This company called everyday in August 08 & left hang-ups; when I finally spoke with an Oscar Tiyrs he wouldn't answer my question about how he obtained my number, instead telling me to pay my bills if I didn't want to receive calls, and eventually accused ME of harassing HIM. Another, Laurie Brazier snootily asked if I would be resolving my debt with her company. Uncompassionate and hostile, Midland Credit Management is one of the worst creditors out there - I had no debt with them, and to be judged and scolded by ### such as they don’t make living in dire financial straits any easier.
The complaint has been investigated and resolved to the customer’s satisfaction.
I am writing this because I am getting calls at my job on a daily bases. They won't give me there address so I can send them a letter saying there in violation of the fair debt collection practices act and they may be subject to a lawsuit . I don't know what to do about them.
Midland Credit Management [MCM] Reviews 0
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Midland Credit Management [MCM] Contacts
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Midland Credit Management [MCM] phone numbers+1 (800) 296-2657+1 (800) 296-2657Click up if you have successfully reached Midland Credit Management [MCM] by calling +1 (800) 296-2657 phone number 0 0 users reported that they have successfully reached Midland Credit Management [MCM] by calling +1 (800) 296-2657 phone number Click down if you have unsuccessfully reached Midland Credit Management [MCM] by calling +1 (800) 296-2657 phone number 0 0 users reported that they have UNsuccessfully reached Midland Credit Management [MCM] by calling +1 (800) 296-2657 phone numberCustomer Service+1 (877) 420-0039+1 (877) 420-0039Click up if you have successfully reached Midland Credit Management [MCM] by calling +1 (877) 420-0039 phone number 0 0 users reported that they have successfully reached Midland Credit Management [MCM] by calling +1 (877) 420-0039 phone number Click down if you have unsuccessfully reached Midland Credit Management [MCM] by calling +1 (877) 420-0039 phone number 0 0 users reported that they have UNsuccessfully reached Midland Credit Management [MCM] by calling +1 (877) 420-0039 phone numberConcerns and Complaints
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Midland Credit Management [MCM] addressP.O. Box 939069, San Diego, California, 92193, United States
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In early Sept.2008, I received a summons representing Midland. I contacted the attorney and obtained the original creditor. I advised the attorney that I had sent several letters to Midland attempting to obtain that same info to no avail. Midland never responded to any request. To make a long story short; I ended up making a payment arrangement thru the attorney in order to not have to fight in court.
It appears that Midland does this routinely, using attorneys specializing in these tactics. (basically ambulance chasers!)
A class action suit against Midland should be considered. I would be happy to join.
Austin, if you haven't already done so, go to www.naca.net, find a local consumer advocate attorney, and sue them.
Do your research - ww.ftc.gov or www.budhibbs.com
Midland is known for fraudulently claiming to be attorneys and breaking all the FDCPA laws on the books.
It probably never would have gone to court and even if it did you had a better chance of winning just by showing up.
NEVER LET A DEBT COLLECTOR BS YOU INTO MAKING PAYMENTS! NEVER SPEAK TO THEM ON THE PHONE DEMAND EVERYTHING IN WRITING