Provident Funding Associates’s earns a 3.7-star rating from 45 reviews, showing that the majority of borrowers are satisfied with mortgage services.
- All
- Reviews only
- Complaints only
- Resolved
- Unresolved
- Replied by the business
- Unreplied
- With attachments
Failure to pay insurance premiums
Provident Funding has turned out to be the most incompetent, deceitful and arrogant mortgage lender that I have ever dealt with.
For the past two years Provident Funding has missed paying my flood insurance premiums on time even though they took the money from my escrow account and notified me that they had paid each time. This year they went a step further. They took the money ($545) from escrow in December, 2008, notified me that they paid the bill but they never sent the check. They finally sent it in February, 2009 and after finally sending it, took out a "forced" flood insurance policy and are charging me an unconscionable $4, 380 for the "forced" policy. I have written to them, faxed them, phoned them and emailed them, but they refuse to acknowledge that it's their problem and I should not be charged. They could care less.
Do yourself a favor and don't get involved with this company. The effort and frustration in dealing with them is not worth it.
The complaint has been investigated and resolved to the customer’s satisfaction.
Customer Service
I find the customer service, and overall responsiveness of Provident Funding quite abhorrent. I have filed a complaint with the BBB and in particular, find their Customer Service Supervisor Chris Porter to an incredibly unprofessional employee. Craig Pica is the president and you can try emailing him at [protected]@providentfunding.com I will take my business to...
Read full review of Provident Funding Associates and 23 commentsDelay on Funds Posting
Terrible Customer Service!
Mailed in payment 1st week of December, didn't get processed until exactly the 15th. Called in on the morning of 15th asking if my payment had been misplaced, they said they had not record of it so i paid by phone ($15 fee). Learned that night that they found the check, and processed it in addition to the phone payment i made. Called back the next morning and asked if they could wave my $15 fee b/c i had been told by the agent they wouldn't charge me if they found my check.
Spoke to the Customer Service Supervisor Chris Porter who was extremely arrogant and unresponsive to any dialogue on the matter. I asked if he could give me the name and address of the president so i could personally write to him to issue my complaint, however he refused to divulge both pieces of information.
Did some research and found their address in Burlingame, California with Craig Pica as President. He will get a letter from me explaining how awful his customer service supervisor is. I'll definitely be spreading the word with my business associates about Provident Funding's lack of professionalism on the Customer Service side of things.
Great business Craig, however you need some improvement in the Customer Service Area, starting with your supervisor.
The complaint has been investigated and resolved to the customer’s satisfaction.
I too have had a large cashier check ($5, 428.68) misplaced. I tried to reinstate my note with Provident but the miscommunication problems have worked against me. The claim from the payment department is they mailed it back to me...GENERAL MAIL. Not certified or registered so it could be tracked!
Interesting that you found a CRAIG Pica. Hoovers lists DOUG Pica as a partner executive. The address they gave was 1235 N Dutton Ave Ste. E, Santa Rosa, CA [protected].
I am filing a complaint with the Federal Reserve and my elected officials as well the State Attorney General.
-john
I agree. They don't have customer service. Their personnel was ignorant of their own process and could not explain when PO Boxes are checked and when the payment gets processed and posted. I sent my payment with delivery confirmation and I know for fact it has been delivered. But they continue to claim it did not arrive did not answer honestly. They threaten to contact credit agency. Calling them don't really help because it always went into voice mail and do not return calls.
I feel that Provident is the BigLots of loans. They are the leader in customer disssatisfaction
Late Fees Improperly Incurred
I was charged an improper late fee by Provident Funding due to a delay on my banks part with an online payment. I called Provident to try and remove the fee and they said that even though I have a perfect payment record, excellent credit and have never missed a payment, they are not able to take the late payment off. To add insult to injury, their customer...
Read full review of Provident Funding Associates and 3 commentsfraudulent late fee charges
Deliberately delay of crediting clients' account then claim late receipt of mortgage payments for assessing late fees.
Read full review of Provident Funding Associates and 12 commentsProvident Funding Associates Reviews 0
If you represent Provident Funding Associates, take charge of your business profile by claiming it and stay informed about any new reviews or complaints submitted.
Overview of Provident Funding Associates complaint handling
-
Provident Funding Associates Contacts
-
Provident Funding Associates phone numbers+1 (888) 547-4050+1 (888) 547-4050Click up if you have successfully reached Provident Funding Associates by calling +1 (888) 547-4050 phone number 0 0 users reported that they have successfully reached Provident Funding Associates by calling +1 (888) 547-4050 phone number Click down if you have unsuccessfully reached Provident Funding Associates by calling +1 (888) 547-4050 phone number 0 0 users reported that they have UNsuccessfully reached Provident Funding Associates by calling +1 (888) 547-4050 phone numberNew Loan Center+1 (800) 696-8199+1 (800) 696-8199Click up if you have successfully reached Provident Funding Associates by calling +1 (800) 696-8199 phone number 0 0 users reported that they have successfully reached Provident Funding Associates by calling +1 (800) 696-8199 phone number Click down if you have unsuccessfully reached Provident Funding Associates by calling +1 (800) 696-8199 phone number 0 0 users reported that they have UNsuccessfully reached Provident Funding Associates by calling +1 (800) 696-8199 phone numberLoan Servicing Center+1 (650) 652-1300+1 (650) 652-1300Click up if you have successfully reached Provident Funding Associates by calling +1 (650) 652-1300 phone number 0 0 users reported that they have successfully reached Provident Funding Associates by calling +1 (650) 652-1300 phone number Click down if you have unsuccessfully reached Provident Funding Associates by calling +1 (650) 652-1300 phone number 0 0 users reported that they have UNsuccessfully reached Provident Funding Associates by calling +1 (650) 652-1300 phone numberHead Office
-
Provident Funding Associates address851 Traeger Ave., Ste 100, San Bruno, California, 94066-3091, United States
-
Provident Funding Associates social media
-
Checked and verified by Rachel This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreMay 24, 2024 - View all Provident Funding Associates contacts
![Neighborhood Assistance Corporation of America [NACA]](/images/business/48-48/121698/naca.png){kind=small}
Recent comments about Provident Funding Associates company
agent
Zillow Home Loans
9 reviews
New American Funding
5 reviews
MFI-Miami
3 reviews
Mortgage Relief Solutions
3 reviews
![America's Servicing Company [ASC]](/images/business/48-48/121562/americas-servicing-company.png){kind=small}
America's Servicing Company [ASC]
100 reviews
Our Commitment
We make sure all complaints and reviews are from real people sharing genuine experiences.
We offer easy tools for businesses and reviewers to solve issues together. Learn how it works.
We support and promote the right for reviewers to express their opinions and ideas freely without censorship or restrictions, as long as it's respectful and within our Terms and Conditions, of course ;)
Our rating system is open and honest, ensuring unbiased evaluations for all businesses on the platform. Learn more.
Personal details of reviewers are strictly confidential and hidden from everyone.
Our website is designed to be user-friendly, accessible, and absolutely free for everyone to use.
This happens to almost everyone. I've had several mortgages and it happened to me at Wells Fargo and AmTrust on my hazard insurance. Lenders are HUGE now, it's almost impossible for them to get everything straight. As soon as you get a forced policy in the mail you should be on the phone 24/7 until it gets resolved. If your LTV is under 80% cancel your escrow account, then you can pay the premiums yourself and not worry about it.
Provident Funding is doing everything but funding my loan. With the escrow dateline closing in, they are asking me to sign error-filled "corrected" forms. Absolutely appalling! If your mortgage broker is using Provident, get a new mortgage broker!