SmartPay Leasing review: Lease to own phone

I am on my 3rd lease. Prior 2 paid in full or paid off early. I ordered a straight talk phone. Straight talk will cover most phone damage from accidents as long as the phone is on a current and active lease. I've had nothing but trouble trying to get this phone fixed. I am 3 payments from paid out. Over 1k paid all ready on it. The sight I was brought to was straight talk, th box said straight talk, the paper of items shipped said straight talk, but when I talked to straight talk, it's apparently a bring your own devise and they don't cover those. I was wondering why my android was being called a iPhone by more than 1 person. So now I'm stuck with over 1k paid into this, 3 payments remaining and can't get it fixed/replaced, per straight talk because it's not a straight talk devise. I've halted payments going to smartpay at this time. This issue is pretty frustrating and puts my family in a hardship and danger as the phone line can not be used now. This is my 3rd and finale lease I will use with smartpay. Straight talk can't even pull up any info of my order.. I do know one thing, this is most defiantly a z flip and not a iPhone. I have never owned a iPhone. being the site, the shipping paper even the lease all clearly says straight talk, i mean itt was shipped direct from straight talk in louisville ky the state i reside in, YET, straight talk gas no record of that phone, just the ones had on prior lease. A Samsung galaxy 10. This is no good to find out so far into lease.