Torres Credit Services
Reviews and Complaints

This company has been sending me a bill for a morgan silver dollar since 2018, they say I have not paid them the 49.95 for the coin. I have receipts for three times I paid for this same coin 1903 silver dollar. And now they charged 100.00 to my pay pal credit card. I do not know how they have my card number I did not give it to them. The company I received the coin frm is bradford exchange. I still order from them and know they will not send me another coin until the last one is paid. I know I have paid this two years ago. I want them off my back and want my money returned.

Received a notice of debt collection purportedly for an unpaid debt from Commonwealth Edison in the amount of $93 for an account number which is not mine.

Have never missed paying a bill from this provider. Will be disputing.

ComEd says that the account no. is not one of theirs and I owe them nothing.

This is attempted extortion and needs to be stopped!

From reading other complaints, it appears that Torres Credit Services has been in the extortion business for quite some time. I will be looking into filing a lawsuit for ruination of my credit report and for the time it takes me to fight this.

I just moved back to the US after 11 years of working in the UK to find that there was an open amount against my name. I called the company to dispute the credit report, stating that I could prove that I have not lived here by providing UK paychecks.

I was told that it didn't matter, and although this is the first they have spoken with me or made contact that the record would remain open on my credit report until paid. And that after it is paid, that they still would not remove it - only show it closed.

Since good credit rating is important to me and the bill is small, I paid it - however the way this was handled was morally wrong. They should agree to remove the report..

I have above company checking with Equifax and TransUnion about a bill supposedly under their collection which is false. I have not used Green Mountain Energy for approximately 8 years and Torres said it was opened on Aug. 20, 2015. This company needs to be put out of business or fined a large sum for lying about peoples bills.

I didn’t have any deals with the company Torres Credit Collection. I have no idea why, but this company charged me for $150. I sent them emails, but no response. I called them, but the phone number was fault. I want to stop any further charges and return my money. Maybe someone has any ideas how to return money back, please contact me then or leave a comment. Thanks.

I contacted Torres Credit Services in reference to a debt that was on my credit from 2004 in which I had filed Bankruptcy and the debt was included in the Chapter 13. I gave them the Reference information and my Attorney information. They never contacted her neither did they remove from my credit. Every week they are submitting to the Credit Bureaus and the Credit Bureaus are not checking to see if it is a legitimate entry or not.

I do not know what this is about, but there is a report on my credit report that says that I owe $62.00. I do not owe any money to this company.

Torres Credit Services deserves to be shut down by the Federal Trade Commission for wrongly extorting consumers into paying debts they do not owe, and for extorting consumers that owed a debt when they were a minor(under 18 years of age.). They wrongly slapped $47 on my credit report which lowered my FICO score from 754 to 664, basically ruining my credit. I spoke with a representative named Barb who was the absolute most rude and unprofessional person I have ever spoke with on the phone. She tried to demand the money from me and she accused me of more-less running away from the debt that I supposedly owed. I never paid, instead I contacted all 3 major credit bureaus and you need to do the same.

Torres Credit Services doesn't list their phone # on the collection and credit bureaus are automatically obligated to remove any and all traces of the collection from your credit profile(s), whether you rightfully owe the debt or not, since credit bureaus do not have a way to contact the collection agency. Search on the internet about Torres Credit Services and you will find multiple complaints regarding the company.

If you have a bad experience with them too, file a complaint with the Federal Trade Commission and with the Washington BBB office.