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AP9 Your Savings Club and AP9 Credit Diagnosis is a Fraudulent Scam, I believe to be related to Free Credit Report.com, which is also a complete scam.
In 2008 I signed-up on-line for my Free Credit Report, a combination of the three largest credit reporting companies. What is hidden in the fine print on the on-line "agreement" is that with the "free" credit report you are signing-up for their monthly service at a cost of $14.95 per month, automatically charged to your credit card, the information obtained from your credit report process. Most people do not recognize or realize the monthly charge to your account. Attempting to have the charges removed is an exercise in futility, with complete ping-ponging combined with lies. Although I was assured the charges would be reversed, they never were. Search the web under "Free Credit Report.com" for how to proceed and what to expect, as there is much helpful info posted by scam victims, much like this.
As for this "your Savings Club" scam, in addition to canceling the account I never applied for, using their convenient auto canceling process (prepared for the onslaught of cancellations), I also talked to reps to determine how they obtained my credit card account to charge these bogus charges. Even talking to a supervisor, they said had absolutely no information about my account. They asked if I was two other people they showed for me, but could not associate me with any other information, such as actual name, billing zip, phone number, transaction ref number, etc. However, they were somehow able to charge to my credit card, which they could not explain.
I asked if they were associated with Free Credit Report.com, and in a round about manner said they were, which leads me to believe this is how they obtained my account number. Both these companies are a complete fraudulent scam, should be reported to authorities, and should be forced out of biz. Bottom line is Do Not deal with either of these companies at all - especially Free Credit Report.
The complaint has been investigated and resolved to the customer’s satisfaction.
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I received some ad from a "Your Savings Card"
American Leisure - whoever that is!
I immediately called the number on July 18, 2008.
I got confirmation numbers as well as a verbal guarantee they would credit my account. c#[protected]
WRONG. and from "agent sheila 280
I am being charged $2.00 every month.
Patricia Tarver
patricia.tarver@gmail.com
Someone should be able to stop this fraudulent company from conducting business online. And I'm going to find out who!
I want the deductions stopped from my checking account, I was never able to use the credit report it said that I had the wrong birth date and wrong address. I think I know my birth date and address. I was charged $29.00 plus I have been debited $1.00 per month since. I need a complete refund of all monies, and stop debiting my account. Acc#[protected].
Bennie I. Self
09/16/09
Unauthorized charge to credit card (Disvcover Card)
8/20/08 8/21/08 $1.00
PLease Credit A/C [protected]
Just talked to my bank since we froze this account because of fraudulent use last month from a company called Deal max.com and Ivory White.com (they must work together) Called both companies to cancel whatever they are offering since I never ordered, asked or signed up for anything. Found out that this company yoursavingsclub.com has attempted 3 times to access my account. Who are these people? where do they get my credit info. I have not made a purchase on line since christmas and do not plan to ever shop that way again. If you can help block these companies from using my account without my knowledge or consent it would be greatly appreciated
WENT ON LINE MANY MONTH AGO TO OBTAIN FREE CREDIT REPORT AND WOUND UP JUST LIKE MANY OTHERS IN THIS "YOUR SAVINGS CLUB" THAT ALSO CONTINUES TO CHARGE MY CREDIT CARD $1 EACH MONTH, NOT AUTHORIZED BY ME, NEVER APPLIED FOR THE MEMBERSHIP AND STILL TRYING TO GET THIS CHARGE REMOVED FROM MY CARD-NEED HELP!
I also experieced this and my bank just didn't care! I couldn't understand why all this was happening to me but hey its fraud!
I AM GETTING THE SAME CRAP BUT I DO HAVE A WORKING PHONE NUMBER, I JUST USED IT. IT IS [protected]. I USED IT JUST MINUTES AGO. I DO NOT REMEMBER EVER EVEN SEEING THESE PEOPLE BEFORE TODAY. I AM REPORTING IT TO EVERYBODY I CAN THINK OF.
I have charges on my credit card and can't talk to anyone to have them reversed.
I did't join any club, nor do I want a saving club.Please return any money you charge me.Thank you
I just had 79.76 taken from my account!
I have seen charges to my account as recent as August 2008. Annoyingly enough it was my fault for not seeing it in my statements. I had to cancel my card and request a new one as this company evidently had my card information.
Has anyone looked into filing a class action lawsuit against this company? I have read countless complaints about this Your Savings Club charging people and never so much as OFFERING a single service. I am not a lawyer, thus I cannot pretend to know how to go about filing a claim. Anyone out there feel up to it?
I want to cancel your club I don't know how I got involved in the first place. I want out NOW.
Withdrew money from my bank account when I had not signed up or even heard of them They acssessed my bank-Debit card information through "FreeCreditReport.com", which I was informed was a secure site.
This just started happening to me on 9/26/08. Currently I have four unauthorized AP9 transactions on my checking account. My bank has started legal processings thru their fraud department. I also contacted a lawyer, who has started a CLASS ACTION LAWSUIT & INVESTIGATION. Visit them here: http://www.abingtonip.com/classactions.html and then click on AP9. Write them an email & see what they can do for you.
Being in the legal/criminal justice field myself as a parole officer, this makes me extremely annoyed.
This supposed company called: YOURSAVINGSCLUB.COM is owned by ADAPTIVE MARKETING LLC. They have customer service at the number [protected]. The website for this mother company is: www.adaptivemarketing.com.
I'm honestly not sure how YOURSAVINGSCLUB.COM got my debit card number. But as of right now, the card has been deactivated. The ONLY company that EVER had this number was BLOCKBUSTER VIDEO. My bank & I have come to the conclusion that it's them. So does my lawyer.
If anyone wants to contact me, in regards to this. Email me: g4diva_uk@hotmail.com.
Sincerely,
Caroline P Rogers
State of Colorado Probation & Parole
of the 8th Judicial District
Fort Collins, Colorado, USA
I have not authorized this company to get money from my account, I don't have an account number with this company. They receive $1.00 from my account and sent my account into overdraft which cost me additional $22.00. I want this unauthorized debit to stop. I didn't even talk with anyone in this company and I don't know how they got my CC number I will be going to my bank and submitting a form to send to this company about their unauthorized debit from my account and request them to return the $22.00 overdraft fee.
Charged twice for the same data, request it be deleted from the company records. Did not authorise for this charge on credit card.
Charge no. [protected] and no. [protected].
No web site for camcellation
I am having the same problem here but mine is privacy matters, lsmineral and savings club.
I didn't even do it my 12 yr old daughter did it and the one I can't reach is privacy matters.
I am still concerned about still even more being taken out.
im not paying any more 1 doller amout i want this to stop now as of oct. 7th or i will contact a lawer
how is this fixed?
My account was charged for $49.90 for serveral months and have not recieved anything from the reserch grants. When I called the lady said that I was not getting any money back and to go to support@grantresearchguide.com.. Nothing happing at this sight be the way that this company can rip people off and get away with it.
I did not recognized this company and the charge on my credit card, even $1.00/mo. It has been long time.
I WANT TO UNSUBSCRIBE FROM THIS PHONY WEBSITE AND I WANT MY CREDIT CARD CREDITED FOR THE MONEY THEY TOOK OFF OF IT. I HAD NO KNOWLEDGE THEY WOULD TAKE/CHARGE MONEY. I WANT IT BACK ASAP!
you toke some money off my account what is my routing number
There was $1.00 taken from my account since last March of 2008. I did not give permission for this to be done. I WANT THIS MONEY PUT BACK INTO MY ACCOUNT AS SOON AS POSSIBLE! I also want to CANCEL MY MEMEBERSHIP to this club immediately!
I have never signed up for this service and want a refund to all the months you have charged my debit card the $29.95. I have contacted may bank also.
I would like to cancel my membership, however I cannot find my ID# could someone please assist me with my cancelation.
When I used the number provided by this company to cancel this unauthorized charge, the customer service automated phone system just kept me in a loop. They made it almost impossible to cancel. Plus my bank has been charged over and over by them. Very disappointing that so many underhanded schemes are going on, especially with this substandard company/
I totally agree with the fradulent charges to my credit card each month. This company is stealing our money a $1.00 a month for a total of $12.00 a year.
I have tried to cancel from this company for six months. They tell me they will cancel and don't.
Just think how much money they are stealing eacn month, then add that up for the year. The way to steal from others is to do it a $1.00 at a time and the amount is so small no one wants to go after you.
The spokes person for my credit card told me the amount is so amall they will deduct the $1.00 as it is such a small amount no one wants to pay to go after this company.
After six months of trying to cancel this account I can't even say please to you. "THIS IS FRAUD!"
charge on credit card--don't know how I got signed up...cancel immediately!
DO NOT KNOW WHAT THIS IS AND CANNOT REACH ANYONE TO CANCEL, ONLY A RECORDING. KEEPS CHARGING$1.00 EACH MONTH AND DO NOT KNOW HOW THEY GOT MY ACCT NUMBER. WANT THIS STOPPED NOW OR WILL REPORT TO ATTY GENERAL OF TEXAS.
I am being charged $1.00 without my permission for this savings club. STOP! and credit my account for what you have already charged.
You ### think you can take me to the cleaners. I'm only 20 years old and have a checking account for my first time, how could anyone do this to a person?! You've taken out $1.00 here and there EVERY MONTH! Now my account is overdrawn over $200.00 dollars because you took $1.00 out and ###ed me over. I'm thinking about taking legal actions. You need to refund me my $1.00 plus $35.00 for an overdraft charge or I'll be seeing you in court!
Please e-mail me at GianaES@Hotmail.com to discuss your options.
Or else we'll see who has the last laugh, ###.
I just got billed from these people to and and i have no idea nor have i ever authorized any transaction they are billing me for. I don't even konw who the heck these people are. I am reporting this to Federal Trade Commision
I do not recall signing up for this service, I tried to cancil but could not do to not haveing member number refund to my credit card and please Cancil. William Ramaley Phone
[protected]
this company took 1 dollar my account
i don't know who they are i ...close my acount i am happy becouse they did't take lotmoney ... just 1 dollar they are crazy people just for one dollar they will be on trouble ...
Taking 1.00 from my credit card monthly without permission. In the middle of divorce lawyer told to get free credit report. If this does not stop my lawyer is going to file against compay for fraud.
If a full return of all funds to my account does not show up on my statement of November 30th, I will notify you now that the
New Attorney General will be receiving my notice along with all of those stated on this web site so that a federal warrant can be placed against anyone connected to your organization. I am also notifying U.S. Banks that they can easily be held by process of a secondary law suit for all of the funds unauthorized by myself and all of the others involved. I want a reply to this e-mail no later than November 10th 2008.
I HAVE NO IDEA WHAT THIS IS, AND I WANT IT CANCELED NOW.
After canceling my unauthorized & unsolicited membership this company continues to bill $1.00 per month to my credit card.
When I called them today 11-10-2009, I was referred to this website by their automated system.