Zelle Scam
I was telephoned by a 'BOA representative' disclosing fraudulent Zelle activity. I was told to log into my account (which I did) and watched my checking account be drained of its last $600. I disputed the charge. Bank of America would not credit my account for fraud claiming they have no responsibility for Zelle transactions.
Until then, I was not alerted that Zelle was a contracted service not supported by Bank of America even though Zelle has been attached to my banking accounts without permission.
I would like to escalate this complaint to recover my fraudulent Zelle activity.
Desired outcome: Zelle Fraud
September 20th, 2022
I had to travel to the East Coast to care for my critically ill mom, and unfortunately managed to contract Covid 19 in the process. That said, here is the information regarding claim #Account ending - 3605
Claim ID: [protected]
On June 8th, 2022, I purchased 2 tickets to a concert venue through the My Ticket Tracker webpage (see attachment #1). The webpage was quite deceptive from the start: It appears I was being charged $510 for my tickets. When purchased, the amount charged was in fact $1020.00 for 2 concert tickets-18 times the face value cost. In addition, upon checkout, a $336.60 ‘service fee’ was added without my approval or consent-totaling $1366.55. I have never received any tickets for my venue service.
I immediately attempted to contact the vendor to cancel the transaction. No one answered the telephone line, there was no active ‘chat’ activity on the site, and the response to my email was an automatic response that did not acknowledge my billing concerns.
I immediately reported my billing concern to BOA. I received a temporary credit on June 24th.
On September 9th, my credit was reversed on the day I had to fly out to visit my mom in Hospice care. I did not receive an email, text, letter, or call alerting me of the reversal. This charge back has been DEVESTATING financially and emotionally. You can see that innumerable payments have been returned, causing me extreme debt in vendor ‘reverse fees’ as well as an enormous hit (56 points) in my credit rating. On the way to say goodbye to my mother, I was on the plane at a -$897.00+ bank balance.
Upon examination of the initial transaction claim, this claim was filed as a fraudulent claim rather than a billing concern. This action, on Bank of America’s behalf, was incorrect from the start; thus, resulting in the credit reversal ‘not finding fraud’.
During my time that should be spent with my mother, I have been on hold and passed along for several 3-hour long hold times to clear up this matter to no avail. As recently as this morning, my account continues to be in the red, with returned credit payments accumulating.
On September 12th, 2022, I alerted the vendor that the concert event was permanently cancelled and requested a full refund (see attachment). The vendor acknowledged the cancelled venue, yet I was told by the vendor via email to pursue my refund from my bank rather than from them (see attachment). Since that time, I have reported that interaction with BOA and yet to have a reversal. The vendor no longer returns any emails on behalf of my charge, nor do they ever answer their telephone.
This webpage has got a 1-star rating, has been investigated for ‘scam’ activity and has thousands of BBB complaints.
PLEASE consider crediting this billing issue on my behalf immediately so I may get back to clearing my negative balance, repairing my credit, and saying goodbye to my mom with an open heart and mind.
Please contact me immediately if you have any questions or concerns in this matter.
Respectfully,
Korey Wilder
9/25/2022 STILL NO RESOLUTION!
Frad of Pure Health Research They charged my cared 333.62. I did not authorize .
The Company PureHealth Research
The charge $333.62
What happened: I made a purchase from PureHealth Research for around $80.00 dollars. After paying they said their order is incomplete and kept making offers with a no thank you on the bottom and or add to cart. Even though I keep saying No thank you. the popup kept coming. I finally stopped the process only the see that I was charged $333.62. I did not receive any extra product. I was surprised to see this charge on my account. I contacted Bank of America and they filed the complaint. This letter said that I had to distribute this claim and I am doing this now,
The account number ending 7439
The case number is117051863
This case is a fraud and paying them the money that I do not have is not an option.
Desired outcome: Please refundI am sick at the moment and I thank you for your service.
Credit Card Report
Credit card was opened 2 years ago. For 4 months BofA had reported to the credit agencies, I saw my FICO score. Then stopped. They say they do, but the report says the opposite. For 1.5 years now. Statements from the bank are OK, regular. But on the report from the credit agencies I have zeros, they do not reflect any of my bank statements at all. I lost my credit history. They are "feeding me" with "come/call later, we'll fix it'. Nothing has been done so far.
Desired outcome: Change the incorrectly reported data for the last 1.5 years, report in correctly, delegate some functions to your representatives, they are too underpowered
Credit card
I had a credit card with bank of America for 17 months and out of the blue they notified me today that they closed my account effective September 16th, 2022. The account was paid in full, I never had a late payment with them ever. Credit Karma on equifax shows they closed my account on the 1st of September 2022. This is not even right let a alone even fair to me.
Desired outcome: Reopen my card that I didn't owe anything on
It has been over 2 weeks since I initially reached out. Is someone going to contact me?
Credit cards
In 2017 someone used my social security number to open a credit card account. In February of this year I discovered this when checking my credit report and saw that the ca d was in collections. I have called them at least 15 times and been on the phone with multiple people for over 9 hours trying to obtain a copy of the application and info used to open it. I need the info to press charges and they are not giving it to me. How can just anyone use someone else’s number to open an account with no proof of who they are or a signature yet I can’t get the info I need to prosecute?
Desired outcome: Repay me the amount I paid to get it off my credit report
I want all the past fees since last year on my checking and savings accounts to be waived. I want that money back.
I have been banking with Bank of America for over 10 years and they have started first charging me monthly maintenance fees on my checking account and then on my savings account, which has now been overdrawing both of my accounts since I have lost my job due to COVID, when I questioned a representative via phone they said that if I were to have a direct deposit set up on my checking they would waive the fees which I did since I was working a temporary job at TaskUs back in 2021, Aug 20 I had a direct Dep of $838 come thru and again on Oct, 15 a direct dep went thru for $685, yet they still charged me the fees on 8/16 & 10/14.; Also they have started charging me on my savings account since back in Sep of 2021, a fee of $8. These fees should be illegal for right now since COVID it has been hard for me to keep a full time job and and all they are doing is keeping me in a hole. I have tried complaining but never get anywhere and the fact that even if I do get a job and set up a direct deposit from past experience they are still charging the fees. I want them to waive all those past fees they have charged me since last year.
Fraud department NOT ANSWERING THE PHONE!!!
I have been a customer of BofA for over 20 years. Yesterday I received a text and an email that there was suspicious activity on my BofA credit card and that I should call them right away. I have called 16 times and each time have been put on hold for at least 30 minutes, meanwhile NO ONE IS ANSWERING THE PHONE. I have wasted SO MANY HOURS over the past two days trying to reach the fraud department to get this situation resolved- I can see there are over 2 dozen fraudulent charges on my card. The last of responsiveness is absolutlely TERRIBLE!
Desired outcome: Have a senior person from the BofA Fraud Department contact me immediately to resolve this issue. Or hire more people to answer the phone!
my account being closed
ok I was very upset because the bank closed my account and the crazy thing about it is just, I had just got the account I pissed because everyone was giving me the run around about then I was told that business reasons I pressed them to tell me because I wanted to know I'm like I haven't did anything when I did finally speak to someone else, they told me risk closure and was told me they don't have to have a reason to close my account they can do what they want the only thing that came out of this they sent me a check what was in my account I would not recommended this bank to anyone
Closing acct reporting to Chex system
Bank in 12:2020 I deposit 2 checks 1 from ladwp for $500.00 and another from AAA auto insurance for $36.77. These 2 checks were awarded to me from incentives they were doing for families in financial hardship during Covid. I deposit them via phone due that I was in line but it was just too long for atm deposit. I was told my account was to be close
Desired outcome: Remove me Chex system repair the error I have evidence to prove my clearance
This will be sorted out, reply with your account number
receiving letters for somebody not at an address
i have been receiving letters for an Alyah Alkhatib at my address which is
1860 Glendale LN
Bel Air, MD 21015
I have been receiving these letters once a week going on two years now, even sending them back to Bank of America after writing this on the envelope and what i wrote is very important as it is Miss Alkhatib is not at this address and circling the address in the window, so cease and desist sending letters for Alyah Alkhatib to
1860 Glendale LN
Bel Air, MD 21015
UNDERSTAND, because she does not live at this address are You capable of understanding this information,
I attached a photograph of part of the envelope taken from usps.com, but i demand that these letters no longer be sent to my house for Alyah Alkhatib, or else!
Thank You,
Christopher Joyner
This will be sorted out, reply with your account number to
BOA09@accountant.com
This will be sorted out, reply with your account number to
Customer Clerk
While standing in line at the rainbow and warm springs location in Las Vegas the customer clerk with short spikey blonde hair was screaming at an elderly gentleman who you could tell his native language was not English because he was requesting a service he was given in the past. He was very rude and degrading to the elderly man. It even made the gentleman want to close his BOA accounts because of the hostility the customer rep proceeded to give towards the gentlemen. If this is the type of service your company wants to provide it makes me and others question why we’re banking with this bank.
Desired outcome: Rep be trained in customer service or fired he doesn’t deserve to work for this branch.
Zelle
I was scammed by someone posing as a Bank of America employee (my caller ID showed Bank of America when I answered my phone). I was told someone was attempting to take money out of my business account through zelle and I needed to hurry and send the money to myself so that they couldn't get to it because we might not get it back and we could deal with the attempted theft after we kept money safe.
Needless to say, they took my money. As soon as I realized what happened a called back the number on my caller ID and was connected to Bank of America. I told them what happened and was assured the money would be put back in my accountant within 10 days even while they investigated. This I was told 3 different time. (Within 30 days) No resolution. I filed a complaint with the government. They sent it on to BofA who determined that I was at fault. No responsibility on their end, though they would attempt to get the person who received the money to send it back. What? And at that point, they washed their hands of me as did the board I files the grievance with. Nothing! They have done nothing! While in the meantime I have gone further and further into debt. Because none of my creditors care that the bank won't give me the money back. I think some of then think I'm making the whole thing up since the bank would have to give it back to me. They are insured! Well, I thought that top. I'm desperate to get the money returned. I can give you the name and phone number of the person who made this determination if any one can help.
Desired outcome: A public apology. My money back. Interest, compensation for business lost, my credit restored and compensation for the emotional distress.
This will be sorted out, reply with your account number
Credit card department and the representatives who have a complete inability to listen
In early July of this year I saw a charge from Costco to renew my membership for another year. I did not authorize this nor do I ever remember allowing Costco to keep renewing my membership for the duration of my natural life. I questioned the charge twice with BofA. I tried to call Costco twice and because they have an automated phone system which never ever gives an option to speak with a live human being I was unable to resolve it with them.
I received a questionnaire from the Claims Department asking me for more information. I gave it to them and mailed the form back.
I heard nothing and the charge is still on my card.
I finally called and read the riot act to a person on the phone who represented Customer Service. I told her if this was not resolved I was closing my account.
Evidently, BofA doesn't care. They sent another form asking for more information and this charge is still on my card.
I'm done. I've had this card with BofA for over 40 years with no late payment — ever. If you want to coddle Costco with their preditory business practices go right ahead. I'm through doing business with you.
Desired outcome: Take the Coscto charge off of my card immediately. I don't want to hear anymore ridiculous replies from you that you can't do this.
This will be sorted out, reply with your account number to
BOA09@accountant.com
Credit Card
Bank of America Credit Cards [protected].
Processed payment that was submitted on the due date of 2-19-22, and then rejected payment for no apparent reason. Funds were in my BofA checking account to cover. I received a 30 day late on my credit report. Card Services refused to do anything or reverse the 30 day late.
This is the only credit card company that I have had payment issues with. Also, unable to submit payments on weekend due dates, which seem odd.
Desired outcome: 30 day late backed out.
This will be sorted out, reply with your account number to
BOA09@accountant.com
They closed my account
They closed my account and let some thing run through the account and then they let it bounce all the way up to 900 and what said Thousand dollars when they sent me the paperwork but what they did on the check cashing system was they said $35 of it was a fraudulent check so I called and I paid that and they say I owe $924 but on the cash checking System it says I owe $963 they said they won't update anything until I pay off the $924 so basically they're strong arm robbing me because they bounce to my account for no reason and then they allowed to put it on the check cashing system but it was supposed to be for $1000 they took $35 of it said it was a fraudulent check and then they said I owe $963 but they're telling me I paid the are the $35 part and they say 924 but what they're doing is saying on the check cashing system to make it look worse that I owe $963 cause and they're still saying I owe the $35 but I already paid it off Down in the bottom is the proof of the $35 I paid them
Desired outcome: What I want them to do is to drop it off the check cashing system
Racial discrimination in the claims department .prepaidcard
ive file total of 5 claims these came after hospital stay i was in the hospital from september 1,2020 i was shot in the head from domestic violence released 12/27/2020 i've turned all supporting documents raging police , postoal police ispector emergcyroom admssion and dicharge . prior to this happening i contacted bank of america notified them i was a part of equifax capital one amazon data breach i was told my personal medical finchaile information was breached shared bank . claimed still was diend ever claim i sent with supporting documents has been denied no provisional no nothing i have spoken with numerous managers who has filed on an disagreeing with theses decision my behalf complaint and file complaint they totally dis a agree agree the decision there handing down i have over 45 complaint over half management has spoken in behalf stated this is right one manger was phone call with myself fast she could open recon they close . she immediately state there reading the documents ill claim been past 90day1 year old some our 2 years i was informed by magement 08/15/22 that i sent more than enough evidence then ask for i have enough supporting documents a favorable outcome ver 60 documents still receiving dienal not one has approved no matter doctors police report means nothing agin i notified claim regard claim july 10 the out fraud 2021 why is it still pending i have sent every document you think think of still dienail. this has left destitute i worked for my money only to get hospital to nothing still bank new situation done to hlep even with even with a bullet hole in head and catching covid they careless still dienal
Desired outcome: d ihae fight to get money back due to me why is bank of america. allowing this happen here is my card number [protected] i want someone to just
Boa checking
Someone tried to scam my boa account and deposited a bogus check into my checking I had nothing to do with this the bank threw away 14years of my business with them and because I have direct deposit thei refuse to give me my pension check that I live on now lm drowning with disconnect from my bills they keep holding my money stating that they will make out a cashier's check yet they are treating me like I did something wrong and also the scammers had all of my personal information why want they release my pension check it has been over ten days and I need to buy my medication and I am a senior citizen. What if I did from not taking my pills
I
Desired outcome: Compensation and my check please
the bogus check was one of your checks that they tried to cash with fake information and BOA noticed it or the check was just a fake and had your routing numbers? it would i think be extremely hard to cash a check without your routing information that is on your checks to your account. i don't know how scammers might fake that but who knows.
Kelsey credit union did that to me somebody ran a check through my system and right before they cashed it or it went through their bank they close their bank because it about don't know how they can allow somebody to do that and then account and then Kelsey credit union came at me I mean Bouncin Bouncin Bouncin Bouncin
Banking
Found out my BoA account was permanently closed without notice because they accused me of attempting to deposit a counterfeit check ~$65k. That check was part of a life insurance reimbursement from one of the largest insurance companies in the nation! How is this even possible! No one even cared to help me out or look into it! I called the insurance company to see what happened and they told me that it’s common practice for banks to call for validation of the check and they note it in the claim each time. They have no record of BoA calling to validate the check. In fact, the $65k was debited from the insurance companies account the day after I cashed it! Not only was appropriate help not offered, especially after such a traumatic situation of the sudden passing of my father, but to find out that BoA did not do their due diligence to validate the check and that I’m indefinitely barred from banking at BoA was horrifying. I had another check as part of the payout of the same insurance company for $35k that I deposited at Chase Bank without any problems. To top it off, instead of calling me back with a resolution, they require me to call them to check the status in 3-5 business days! How absurd!
DO NOT DO BUSINESS WITH BANK OF AMERICA! ATROCIOUS CUSTOMER SERVICE!
Desired outcome: Resolve this issue!!!
Closed checking and savings for no reason
Both my checking and Savings have been closed and no reason given. No I sit here with BoA holding my money hostage and I have bills to pay and groceries to buy and school supplies to get. I don't know when I will get my money back and no one at any call center I have called can tell me why or when I will get my money. I have been a loyal banking person for 30 years. Then with out notice my wifes card was declined with a basket full of groceries. That was how we found out. After 30 years you would think it would be a better ending.
David Smith
[protected]@sbcglobal.net
Desired outcome: answers and my money
Online banking
7/26/2022 My online banking is not working right. I have been on the phone with BofA for hours with business and personal account departments. They forward my calls to different departments, each time putting me on hold, getting verified each time, etc., and now only to be told there is nothing they can do. So I don't pay my bills? That's it? No IT department to assist me? This is so frustrating, infuriating and literally sickening! My left side of the face and arm are twitching from anger and helplessness!
This is Bank of America live support will be sorted out, reply with your account number to
BOA09@accountant.com