Bank of America
Reviews and Complaints

We are one of many families in H*** with Bank of America. Our mortgage payment is 2100.00. We were never late on a payment in until last month when we were 700 short and called them immeadiately to work something out. The person on the phone arranged to split the amount over 3 months. We received a letter confirming this.
Today we got a letter stating that we are in debt 700.00 and on Dec 16th they will enter our property for inspection to prepare for foreclosure.
They are trying to forclose on a $300.000 home because of a $700 difference? Of course when calling them, they claim there is no record of any conversation or letter with them regarding this matter. They are scary and rude to say the least. After reading all your complaints, I think we will go straight to our lawyer with this as trying to do anything with BOA is impossible. Be warned, stay away from them, they are like mafia. We too started with Countrywide which is now BOA (Bank of A holes).
If they try to enter our home on the 16th, we will have them arrested for unlawful entry (after our dog bites them).

I have been complaining 14 years to BOA and anyone else who cared to listened, due to the lack of Branch Reps problem solving skills quote " We have no control over the Mortgage Department", so the only action taken on my behalf was a desk call to who knows were, as I just sat there wishing I was doing the relay of information along with efforts to ease drop or push the conference button on their phone. SO the point to my post...My home burned down in Jan 09 due to arson (with the intent I'm working on proving) I came to the Bank to take needed steps for demolition. They lead me to believe I had Insurance, only to change their mind 1 week later stating the house had NONE and must of slipped between the cracks during and audit. HAH, I was faced with homeless and a Mtg payment on ashes. Two months pass, no action taken and I'm still paying the note. I gave them their last payment and made sure they understood what I was enforcing. The Reps reply as entering money in the system " I can't find your Loan number anywhere and don't know were your money is going". I sarcastically stated " I give you my money, to you, from you on your paper check where you hold my money and still can't get this right". That was the last penny I gave them! Needlessly to say, BOA escrow Hazard Insurance 6 months after the fire of course raising the payment amount. Total of 1 year almost to date Jan 2010, my X Husbands walks in to Bank, payoffs the Note with a claim dispersed in a check to both of us. Everyone gets paid off and I am left homeless. NO Insurance Agency/Brokerage who wants to keep their income would ever write a policy on an arson with open investigations let alone a dilapidated dwelling. Criminal activity to be investigated by FBI no doubt. My City Inspectors was livid after their attempts and my efforts to resolve with the Bank, so graciously they gave me a demolition grant to clean up my neighborhood complaints.. Which left wonderful City call log reports.! It is BOA's job to meet the authorities request ( Underwriting in our policy states clearly) even if they chose to ignore mine. They played with more than a Borrower on my note. If not for the City I wouldn't have even known the activities. I paid one last visit to the bank after all was done, as I demanded (not suggesting this time) I was not leaving with out a paper document in my hand. All I was allowed to received was a business card with a signature date and time. I really want to know why now to this day I still have Equity Ln 14k still active. The X husband holds the card of course. I will get answers and resolve these matters. I'm looking for a SHARK Attorney to eat them alive. Settle isn't what they should be privileged to. ATTACK and prosecute to maximum penalties. I am taking referrals on Oklahoma Legal practice firms that have experience in Bank suits. Beginner, cheap, I'm desperate and need a Lawyer is not a mistake I will repeat or I wouldn't have been in this Scam to start. amy.downing@rocketmail.com

bofa took our house through fraudulent escrow acct. we paid our own taxes and insurance for 12 yrs . had been trying to get loan mod for 2.5 yrs always lost papers etc. then I went to buy car and dealership told me I was in default with bofa who I had been sending mtge payment every month. called bofa who informed me we had an escrow acct set up by them and because we were not sending enough money to cover escrow that we did not know about, as we were still paying taxes and insurance up to date. they said they had re-directed our mtge payment to the escrow acct therefore we were now in default and they forclosed on us and sold to Freddie mac. Only bofa could come up with a scheme to steal your house while you were still paying mtge every month. This was a scam to get people out of their houses because bofa did not have the right legal papers (note on our house.) they could not sell to anyone but a buddy bank as the title was crap which is why we could not sell so they sell to buddy bank Freddie mac and literally steal your house out from under you > I do not think it was even legal for them to redirect your mortgage payment to an escrow acct or any other acct.

They just did this to us too this month. Bank of america is evil.

My problem with Bank of America is similar. after paying over half of the Principal off, BAC INCREASED our payment by $1870.28 to $3528.45. We found that they paid our taxes to the wrong county, city, and school district, in 2010. Then they paid our taxes TWICE in 2011, then they added the amount to our payment and want us to pay the taxes again through April of 2013! They are a fraud!
I will NEVER do business with this company again!
I received a recommendation to force an audit of our Escrow account by doing a Quiet Title Action . It will force an audit of the account. How to do this I do not know. I was also told to Demand an Audit of the Escrow account. In the meantime they have $8800 of our money in the Escrow and they will not be responsible to pay the taxes with it because we are paying off the mortgage. Then we will still have to pay the taxes for the next year! Lord help us all!

Im having the same problem as the other commenters. Who are these people who are so greedy, first, and inept and callous? Why are there never more normal, competent and caring employees? I was told to fax the documents that show I pay my property taxes, which I did immediately. I later learned I was given an incorrect fax number. I got the 'correct' number and refaxed the documents. It is as though I have never spoken to anyone over the phone or faxed over 10 documents twice. Why would they WANT me to default on my loan - even though they are creating the dafault. There is no good answer for greediness and idiocy.

Bank of America is doing the same thing to us. they say we are 3-4 months now behind in our mortgage payments, we paid our taxes, only to have the check sent back to us by our township stating the bank also paid our taxes. They didn't even pay the correct amount due, I had to resubmitt another check for the remaining balance. I called and paid them back for the taxes and was given the wrong payoff amount and then the money I did pay NEVER EVEN WENT TOWARDS THE REPAYMENT OF OUR TAXES... We still pay our mortgage ON TIME every month BUT they are not applying it to our loan, they are putting it into an escrow account and holding it and have now started foreclosure proceedings on our home. I have recorded every conversation i have had with them on the phone with a digital recorder and WOW the crap they are doing is amazing...THEY LIE, CHANGE THEIR STORIES ALL THE TIME. I have gotten our state Rep. and state bank commisioner involved now, just waiting to hear back to see what I can do...CROSSING MY FINGERS !

Bank Of America is trying to do the same thing to me. Forcing an escrow account which is more than double of what the house insurance and taxes would be. This sucks I hate dealing with these people. Really wish to be able to place a lawsuit against them to stop their BS. Wish to know of anyone else who has this problem with BofA.

omg! i have been dealing with all the same bs with bofa too! we were current on our loan until bofa threw us into 'forebearnce' agreement' while they "review our loan for mod" due to decrease in income! what a joke this has been. we have been battling since march of 2009 where our loan was origianly with world savings. almost 2 years of stress. does anyone know who we can contact for help? there has gotta be some legal action.

I have the same problem with BOA and actually I am ready to fight for these overcharges. Email me and I will see if we can get a list of people to respond. lulypalafox0807@gmail.com

Would be interested to know where this has happened to William or others. The complaint does not specify his state of residence.

I am so sorry this happen to you. I thought I was the only customer Bank of America treated like this. I have filed so many complaints on Bank Of America since June 21, 2023 when my account was closed for no reason at all. They told me the same thing...to get to a branch. Got to a branch. They had no answers and told me they had no way of giving me my bank balance. All those years of good banking and this is how they treat me? Then I contact Risk Closure and they say...we can't verify over the phone so we have to hang up and you have to step into a branch. But sir ... I am here at the Branch with Two forms of ID, No Help at all. band Of America has the Worst system ever

Just had my credit card cancelled! Got no answers, of course. No balance on it, but let's hit her credit score! Dirty! Got an email 2hrs ago saying it'll be cancelled today. After it was declined YESTERDAY! [censored] YOU BANK OF 'MERIKA!

They did this to me w no notification and left me stranded 8 hours away from home. Still have not gotten my money. There was a news article from CBS I just Emailed to help me as they helped another woman get her money back after doing the same thing to her.

Eric, same thing happened to me back in early 2021. Was a customer and huge fan of BOFA. Excellent credit score 760-800 range, $98,000 credit limit on three different cards. Platinum $3,000, Travels Rewards $5,000 and Cash Rewards $90,000. The closed my savings, checking account, all three credit cards, business checking account, and business travel card $5,000. I found out when I tried using my cash rewards to pay for a restaurant check and it came up as stolen. I proceeded to call the bank and was transferred to different areas until I reached one that just treated me like a nobody and pretty much stated that I was having all my accounts closed due to a business decision and that it was a final decision. If you or anyone on this trend know of any legal action that can be taken to reinstate these accounts please post. Also why is BOFA doing these to customers with excellent credit scores and no missed payments.

I had my personal credit card closed today by Bank of America no prior warning. Thankfully I had this card paid off. I don't know why they would do that to me. I had the card for 17 months, on credit karma it shows they closed it on the 1st of September, except I get an email today saying in was closed as of the 16th of September 2022.

Same! This happened to me, as well as someone else I know, just today! We are furious.

Discrimination? Possibly.

Are they submitting to the WEF? Possibly.

I, too, was with TB&W and then trasnferred to Bank of America. Ever since then, my life as been hell dealing with them and their ignorance. My August payment was "lost" and all they kept telling me was "Do not worry about it, it will show up." East for them to say when it's not their mortgage payment and credit history. Every time I would call I would have to explain my whole situation over and have them tell me again, "Do not worry about it. We will not apply any late fees to your account." My headache with them has been ongoing and I wish they would get it together and treat me like a deserving customer, not just another person to help line their pockets. Bank of America has become way too big of an institution and should be knocked back down to reality of common sense.

I also had TB&W before my loan was SADLY sold to Bank of America. I made my August 2009 payment but for some reason, it has dissapeared. Ever since I have had Bank of Amrica, it has been pure hell. I have had a ridiculous amount of fees and they also state that I owe more money than what I actually do. Bank of America is pure evil. I believe that company is runned by Satan himself. Make no mistake, Bank of America will continue to torture and harrass you and not fix anything on your account. I suggest that you contact your Attorney General and the Office of the Comptroller of the Currency (OCC) and file a complaint. It is your right as an American. You are being abused by a fraudulent company in America and it is only fair that they are required to do business in a legal way. I highly doubt Bank of America will change it's ways. They will be eventually be shut down (yahoo!) and that is when many Americans will stop being abused by their crimes. Bank of America is "organized crime" and should be held accountable for violating rackateering laws (RICO) among others. I really hope that you resolve this issue but sadly I spent over one year trying to get them to resolve my issues and they even lied to and ignored my attorney. I lost hope and decided to sue BofA in Federal Court in Orlando Florida due to fraud and many other crimes. Good luck!

I've been trying to pay off all my bad debts on my credit, not only to fix my credit but also to pay what I owe from when I was hit hard by the recession like so many people. I've paid off 4 of the 5 bad debts and those companies have been very cooperative. I've told Bank of America to mail information on forms of payment, etc. to pay off the debt but instead they choose to have people from GOD KNOWS WHERE and harass me. They yell and just treat me like dog doo. They call all hours of the day. It's ridiculous, I'm just trying to make things right and they treat their customers like this, yeah I also bank with them and they treat people like this. I really want to get legal assistance because it's getting so bad.

You need to contact the credit bureau and dispute the BAC remark under the Fair Credit Reporting Act(FCRA). The credit bureau is obligated to promptly investigate your complaint. If there is no basis to whats reported, they must remove it after investigation.

BoA is the worst! If you make a deposit to cover a transaction that you know will not hit your account for another day or two, they will intentionally delay the depost so that you overdraw on your account just so they can charge you an overdraft fee. I HATE BoA!

Bank of America has established their stop payment policy in a deceitful manner. They request a three-day advance in having a customer order a stop payment, yet BofA knows the normal turnover time for an electronic check payment to pass through the clearing house is one or two days. Thus, its improbable for most stop payments to work. However, I agree they're doing this because its more lucrative for their company to collect additional fees from their customers. This was once a good company. Now, BofA is nothing more than an institution of swindlers.

Company phone = [protected]
Incident = In February 2010 I contacted my mortgage lender Bank of America about their Making Homes Affordable Program in which I was solicited via the internet. I did call and inquire but was told I did not qualify. About 6 weeks later I receive a FED-EX package about the program. I called Bank of America and was told the documents were sent by mistake and to "toss them in the trash." That is exactly what I did.

On June 4, 2010 I noticed that $199.16 was missing out of my checking account. After looking through my bank statement my fixed rate mortgage had jumped from $424.17 to $523.75 in May of 2010.

I contacted Bank of America and was told "this is your new payment as we opened an escrow account to pay your property taxes and insurance for the Making Homes Affordable Program. I explained to 7 people over a 2 hour time period that I was not eligible for the program, never signed any documents nor submitted an application and have paid my own taxes and insurance outside of the loan since I first purchased the property.

The bank did admit that I did not qualify for the program but the escrow account had been set up and it could "never be terminated." "You will have to just live with it Mr Russell the rep explained." I told her my taxes are $199 a year and my yearly insurance is $250 but your withholding almost 1, 200 a year? Response: "well at the end of the 27 years we will refund you the difference". I then informed her that Bank of America fraudulently changed the terms and conditions of my loan without permission, my knowledge, or any signed documents. Response we do this all the time its perfectly legal for us to withhold for your taxes and Insurance. I stated my taxes are paid to date and so is my insurance, you cant legally raise my mortgage!

I explained to the representative that I may not even be able to pay my mortgage next month as Bank of America has funneled out $199.16 out of my checking account due to the "increase in my mortgage." Well Mr. Russell if you don't pay your mortgage, we will simply have to foreclose on you and have the Sheriff remove you." I explained to her I have a limited amount of money and pay my property taxes each year with a small bonus check I receive from work, my insurance is paid in small increments monthly and I cant afford a $100 monthly increase in my mortgage. The representative then hung up.

I called Bank of America back and basically was told pretty much the same thing after speaking with 4 more people and a supervisor. The supervisor informed me that he could "try to opt me out of the program"(could take months) you know the program I did not qualify for, and never returned any documents or applications I stated. He said yes sir that one. I demanded my $199 back (1/2 of next months mortgage payment) that Bank of America had fraudulently removed from my bank account via auto-pay. The authorization was only for $424.17 a month not $523.75 Response: its not possible Mr. Russell. Because of Bank of America fraudulently increasing my mortgage and illegally withdrawing more than agreed upon I'm sure I will have overdraft fees as I only have $9.00 left in my account.

It is quite apparent that Bank of America is committing blatant fraud in order to account for the TARP money they have received. If you are wondering why their numbers have increased by 70% in one month, allegedly enrolling more people in the Making Homes Affordable Program? This is how their doing it. I no doubt will loose my home as I will never be able to catch up or pay the higher unlawful increase in my mortgage. Mortgage loan # 8709XXX Did I mention my taxes, insurance, and loan payments have never been late!
Damage Resulting = My end up loosing my home.
Contact me = Y

Hi, I have the same problems with BAC. And I have received calls all hours of the day and night. They are looking for someone who does not live here and over 10years ago had our phone number. BAC informed me they would put me on the do not call list which has not happened. I even went to alocal branch of BAC in Houston and the manager said she would get the harrassing phone calls stopped.
Today 6/11/11, we received a call from a group called UPLS who said they wer calling for BAC and they stated they could not take me off the calling list since they were calling for BAC. I plan to gert advice from an attorney.
JR Houston

Hi, I've got the same problem. I am on the FCC Do not call list and have also requested within BAC to put me on their do not call list. It doesn't help. I have filed 3 complaints with the FCC Do not call Regtistry. They have a glitch in their computer system and have the wrong phone numbers on the accounts. I feel that if there are enough of us, we should make them pay hefty penalties for these abusive telemarketing practices. That is what they are because the recording asks you if you are interested in receiving their products or services. I wish more people would file complaints with the FCC to give all of my complaints more status. Until then, I just keep my caller ID on to record the instances and when I get fed up, I file another complaint.

These people are trained to lie, if only someone would be honest enough to tell you that. My situation was that being unemployed for several months, I would like to get a loan modification to lower monthly payments, etc. At first, they said no problem, but later said I didn't have verifiable income. Well, that was the reason I needed help--lack of income. I filled out all of the paper work and did everything they told me to do, only to be denied in the end with sooooo many excuses. You can speak to 50 different people (they love to put foreigners on the phone to really fray your nerves) and all 50 people will tell you something different. These people are liars all the way. I absolutely hate doing business with them. They also love to manupulate bank accounts. One day you will see a transaction processing, then the next day it is temporarily gone, only to show back up the following day and then change the day you made a deposit so now you can be charged with an overdraft fee. They love this trick! This bank is the worst!

I have never been lied to by a supposedly reputable company as I have BOFA. They are the most disorganised company I have ever seen. If you speak with 5 different service reps about your concern you will get 5 different answers. We have been trying to get a loan modification for over a year now. They have lost very sensitive financial information FOUR (4) times now. They just asked for the same information that I have already sent them 4 times! It's no wonder the state of Arizona is suing them for fraud and bad business practices. We have just sent our complaint to the California Attourney General but of course I see no help coming from there. The only thing I can do is to hopefully warn any one against doing business with these banksters. Why in the name of God did our government keep these shysters from going out of business, which they so deservedly need to do.

No this is bad banking business, as all banks now use the same practice to manipulate and move debits and credits to their advantage. They hold all transactions until the end of the day using the smallest to largest debits posting first then the credits with the end result that NSF will result. The banks are making their money this way stealing from the average person that lives paycheck to paycheck and doesn't have the money to cover. Then they delay sending notices and also charge a fee per so many days for being overdrafted.

Were they direct deposits? If they're checks, then they hold the deposits a few days.
Perhaps don't write checks until you know the money is there...

Bank of America seems to be delaying a decision on our modification. Over the 3 month trial basis I have repeatly had to send and resend information that they did not have although I had already sent it to them. I checked up with them constantly to see where the loan was and was always shocked to find things missing. Finally it was sent for processing and shortly there after we were denied for missing information! I called immediately and was told it was reopened! I am disabled and raising my 3 grandchildren, I have lived in this home for almost 25 years now and can afford to pay this if the mortgage rate of interest would be dropped to a fair rate. I am sick over this and feel BAC is not committed to working with their customers. There are too many paper pushers involved and not enough people involved to make the right decisions. I certainly hope this has a positive end for me.

I have one thing to say about bank of america frauds. I have been turned down again 4th time. I have hired another lawyer one near me. Never use main law pc in laguna hills, ca they don't do anything. I was able to permanently modify my grandmothers house they are with wells fargo the first time on time and no problems what so ever. This just proves b o a is a bunch of frauds.

I made my trial payments on time for eight months and sent hard copies and faxed my documents three times because they couldn't locate them. I called BofA every Friday morning and they would say my loan mod documents were on their way to me. I never got a thing. One BofA rep told me the documents were being mailed out that day and I would recieve them in a week. They never showed of course, and when I talked to the next BofA rep I asked why the other rep would tell me the docs were being sent to me, and he said she told me that just to get me off the phone. They lied to me every week and this went on for months. I finally filed bankruptcy and let them have the damn house back. My bankruptcy was granted six months ago and they are now sending me letters saying that I now qualify for a loan modification. I talked to one BofA rep and she told me that my name was still on the loan. I called another rep who assured me that I would never hear from these A**holes again. I would love to sue them for all the grief and lies they told me. If anyone knows of a class action suit I would love to be part of it. I am just another sucker who tried to play by their rules and lost.

BE CAREFUL... Don't pay upfront with Mader. They will tell you anything. They can stop the foreclosure temporarily by being "retained" but it doesn't mean they will actually do anything. They drug my mod out for months acting like they were helping but there was always one more thing they needed. In the end I was just further behind and now had a repayment plan upping my payment 900.00 a month. They are under investigation my the Florida State Atty. The BBB doesn't mean anything. And btw, after they failed I was able to get a modification ON MY OWN using the same info they had. They suck..don't use them...save yourself now.

I am in same boat with Mod process drug out ove r 3 years with 2nd Intent to Accelerate Letter Expired!
This is after having a Loan Mod APPROVED and signed and then being told 6 months later it was actually DENIED! Had to take money out of IRA to bring current, then told make plenty of money to make payment and fell behind again. Did NOT qualify again for Mod or Repayment Program- only 2 payments behind now!
PHONE CALL YESTERDAY CHANGED MY LIFE- MADER LAW GROUP- THEY R STOPPING FORECLOSURE BY NEGOTIATING A REPAYMENT PROGRAM I CAN AFFORD! THEY SAID THAT BOA WILL NEVER APPROVE A MODIFICATION OR REPAYMENT PROGRAM, THEY WANT YOU TO EITHER PAY IN FULL OR FORECLOSE! Thrust can also do a Midification for you if you qualify. PLEASE CHECK THEM OUT- I HAD THE FIRST GOID NIGHT'S SLEEP LAST NIGHT I HAVE HAD IN AT LEAST A YEAR!
www.mader-law.com
A rating at BBB within NO complaints

I too have been in this headache of a loan mod with Bank of America. Struggling to make the payment only to be told I don't qualify because there is no hardship. Then when the hardship hit I tried again. Submitted the paperwork over and over again. Always being told we need more documents. Or, my favorite, contact your local HUD office for assistance. Who also needed more documents. I submitted everything asked and played the waiting game. I considered going with a forensic loan audit but the company I was considering is being sued for fraud. Without even the slightest bit of hope to hold on to I now have to let my dream home go. Hopefully I can do a short sale and hold on to what little credit rating I have left. But that is up to Bank of America to decide. So I wait on their decision, again.

There is a mortgage expert that was in the mortgage servicing industry for about 20 years and is now consulting with homeowners through his own business Wyatt Consulting Services. His name is Chris Wyatt. He can review your information and provide you with guidance to assist you with your mortgage company. He can be reached via email at wyattc71@yahoo.com.

I agree with all the above and then some. The latest and greatest is that BOA called me in June and said the "private investor" wanted me to pay 2 months of full house payments to consider my modification. I pulled it from my 401K and paid it. I also sent a written request to BOA to find out who this private investor is; 6 weeks later I received a letter from BOA acknowledging my request and stating they were looking into it and would be sending me the info requested. I have never received this information and it has now been 3 1/2 months. Then in July I received paperwork to "start the modification program". I phoned BOA to explain I was already in the middle of it and I couldn't get anyone to answer the phone so I would leave a message. A few days later I received a message to call a certain person at BOA and they left me the wrong number. I contacted my previous contact by email and a few days later received another call; I then called the "corrected" number only to get voice mail. I left a message and never got a return call. I called back and spoke to someone that told me my modification was denied because I hadn't complied with their request for documentation; I replied with I had replied for 2 years and I was still waiting on BOA to follow through. For fear of losing my home, I pulled the past due amount out of my 401k to pay it and then start paying my regular mortgage payment because I had just gotten a job but when I called to pay the back amount I was on the phone with 5 people over 3 1/2 hours and was told by all 5 that my mortgage was foreclosed on and sold. They wouldn't take the payment and I was told by the 5th person not to pay it because BOA would use it to pay fees and I would never see it again. I had never received notification of any foreclosure and I still live in the house. In fact, I had received a letter from BOA to respond to it before August 19th to look at other options; they told me I shouldn't have received the letter. I have an attorney now and he said that the property was never foreclosed on so I will let him take over this battle.

they are not following the concent order of April 13, 2011.

We have a mortgage with BOA and tried for months to get a modification to no avail. Instead of modifying it loan to help us, they instead made the monthly payments almost $300 more per month. If we had toruble paying the initial payment, how could we possibly pay 300 more? Our loan started out wit one company, was sold to Countrywide, then Bank of America. After trying and trying to reason with them, we just stopped paying altogether. We haven't heard from them in over a year. We've decided that if they foreclose, we'll just move. The condo isn't worth the money we owe anyway.
Has anyone heard about a class action lawsuit against them? That's what we should do, sue them!

I just was informed by the servicer of Fanniemae that the property we had on short sale with an approval til February 15, 2011 was forclosed on Jan 28, 2011. How can they forclose when they give you an approval stating an expiration date. I would understand if we had gone passed our approval date but it was not even close. How can we fight this? The Buyer was receiving loan docs this week. This is horrible! I never thought they could foreclose while in an Approved Short Sale.

I had the same situation were the approvl letter was good until July 5, 2010 and BofA foreclosued on June 14. any one here in Texas? I'm in oregon...I wonder is there is a relation ship where the property is or not? Please contact me to see if you were succesfull or not.

I have been waiting for a response from the closing "delaying" officer. Their letters of approval or demand letter should be written so they are "good till close" since it can take them 4-7 days to review anything and a response to rewrite a letter of demand that has expired by one day can take 7-10 days..very poor and untimely service...it makes me wonder what their goal is and objective..and how it serves the parties with a vested interest..

I have the same problems similar to you too. I got short sale approval on May 19, 2010. my buyer want to set close date by June 5 2010. but Fennie Mae foreclosed the house May 28. I am still looking for some help to avoid foreclose.

thanks.

checks are good for 1 year. The bank has to pay them

I am announcing a lawsuit against Bank of Destroying America:

http://www.youtube.com/watch?v=PoOJMr7OJ0s&feature=player_embedded

My name is John Wright AND I AM FIGHTING BACK!

Home Modification:
I too have had to run circles for BOA with no success yet. I first started my application for a loan modification in 03/2010. I received the packet in the mail and filled it out completely and provided all documents requested. After about 6 weeks I received another packet in the mail stating required documents were missing and I needed to send them again if I wanted to continue the process. These included 2 months most recent paystubs and bank statement along with signed form for them to have rights to request last two years of Taxes. This time to rush the process I faxed the papers to the number I was given. Two weeks later I received a packet stating these same documents were still missing. I called and gave them the fax # [protected]) I sent the papers to and was told it was the wrong # and that I should fax the new updated papers to [protected]. On July 16, 2010 I faxed the 14 papers plus coversheet to this new number and made sure my loan # and the file #31340 were on the top of each paper as requested so they would not get lost or mixed up. I then received another packet and letter of intent for foreclosure if I was not caught up by sometime in December. I had until January 22 to return the papers yet again and this time I used the enclosed envelope with tracking, making sure once again that my loan # was on every paper. The tracking showed it was signed for on January 17th, yet I received another packet stating I was missing the same papers again on January 22nd 2011. This time I called and told them the tracking showed it was signed for on the 17th. They said oh yes, we do have that paper work and that they will let my Rep (Jeremy Dikeman) know and to disregard the new packet. I asked to please have Jeremy contact me since I have not once had an opportunity to talk to him. He has still not tried to call me as of 02/13/2011.

Re-instatement fee:
I have also had no luck with 3 attempts to get my re-instatement fee from BOA. I have ordered this 4 times now. The first 3 times I was told to call back in 48hours to give them my fax # and they would fax it plus it would automatically be mailed to me. I have not received a fax or letter in the mail yet. The 4th time I called 02/11/2011 I was told it was ordered again on January 31st and would not be ready until February 16th and to call back then. Maybe they will get it to me this time. I pulled $10, 000 out of my retirement fund to catch up and try to save my house but I cannot get BOA to give me an amount to pay them.

BOA, Please Help!

sombody from goverment shoud take a care of hard working and paing motgage to those stilers (BAC). we need help!