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Direct Express
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1.1 14 Reviews 408 Complaints
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Direct Express Complaints 408

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1:12 pm EDT

Direct Express Social security debit card

I had two fraudulent charges from Uganda for almost $500 that emptied my account on the same day my benefits were deposited leaving me with $0.03 in my account. Because it takes 45 to 60 days for Direct Express to resolve fraudulent charges, I won't have any money until my next benefits payment. No money for upcoming bills or medicine. Because Direct express is considered a prepaid debit card, there is no recourse and I'm powerless to do anything. The person I spoke to at SSA said you should only use DE as a last resort. Please take her advice.

Desired outcome: I won’t the money back in my account immediately and I want the government to find a better solution to automated payments.

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B.Neal
US
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Aug 05, 2021 5:10 pm EDT

Must have been a busy week, all my money went to Uganda on July 27th. They sent a new card out right away, got it in about two days. But the investigation packet that they were supposed to send is still not here, and they kept telling me how it was time sensitive and I had 10 days to fill it out and return it. Now I try to call Direct Express, and they have me enter my 16 digit card number 5 times, then they want my Social Security number several times, then they say they have unusually high call volume and hang up on me. These people are the thieves. The ONLY place that had all the information to change my PIN and drain my account is Direct Express. And now they are purposely dragging their feet, and avoiding me. Do an internet search and the list of people who were defrauded by Direct Express is long. They claim to be FDIC insured, and your money is safer than cash, but it's a lie. Comerica Bank should be investigated and not let anywhere near people's SSN money. I called immediately when I got a text saying someone changed my PIN. But they told me they couldn't do anything while the transactions were pending, and had to wait until the funds were actually stolen. It's like calling as bank robbers are in the bank, but the cops saying we can't do anything until they've taken the money and left the bank. Makes no sense.

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P
8:20 am EDT

Direct Express I am complaining about direct express

Hi i, am Patrick L Curran about my social security i, never got it a social security sent the money to direct express and they say they never got it well social security says they sent the funds 682 dollars please help me I did get my SSI but no social security please there go to shut my power off a throw me out on to the street I, was born on 03/12/1958 my address is 7 Newark Streets Sodus, NY 14551 apt/a201/7/3/21 I never got my funds.

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6:45 pm EDT

Direct Express Frauds card replacement

It is the first July. I made it very clear "EXPRESS DELIVERY!" Transparent their customer service doesn't care to get the simplest of things done. This poses an ongoing issue for the demographic of DIRECTEXPRESS (disabled, veterans, and seniors). Additionally makes our Social Security Administration look bad. We are all very tired and appalled at the ongoing complaints and dilemmas. A news channel broadcasting that their card made a senior lady wait for months to access her very needed funds. I demand they do their job or cease from it.

Desired outcome: express delivery overnight

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4:56 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Direct Express Treated badly by there customer service theft

They over drafted my direct express card. Of $15.38 they said Walmart stole it in May, there stealing it out of my July. Deposit there forcing me to fill out paperwork on these charges, they will not credit it back. They want me to fill out are work first, the last teller told me to call Walmart if I wanted my money back, a Hispanic person. They were making give them my information Over and over again, threatening me. Rerouting me to different people, each person was telling off. One of the tellers was an African American person… I said they can't do that and she said yes they can, its theft.

Desired outcome: I want my 15.38 credited back to my account those people fired for stealing and threatning to take everything I have

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texas0035
Los angeles, US
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Nov 03, 2021 1:32 am EDT
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I don't see how their alleded race has any impact on the situation though. It comes across as rude

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Nga T. Hoang
SANTA ANA, US
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Jul 01, 2021 6:49 pm EDT

RUN AROUND IS NO RESOLUTION DIRECT EXPRESS IS VERY RUDE.

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B
12:03 pm EDT

Direct Express Direct deposit debit card in Texas

I am supposed to receive disability pmts. each month by the 3rd. This past month I had to call for replacement card. It should have been here by the 9th via UPS. I filed investigation to locate new card, UPS said it was returned to sender I cannot get a live person on phone, UPS can't help, Direct deposit did not help. It is my only money - for food, doctor, everything. Please help me. Today is the 24th of June. Please help me get my disability. Sincerely, Bonita Proctor, Katy Texas [protected]

Desired outcome: receipt of my disability ASAP before I starve & am homeless

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3:20 pm EDT

Direct Express Complaint about my card not working

My card hasn't worked since yesterday I cant buy anything at all online or in person why is my card blocked I've had it for years

Desired outcome: I want my card back on

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3:59 pm EDT

Direct Express Payments being with held/very very poor customer service

date of calls about 15 per month.very rude, hang up on me over and over after being on hold for hours.all i want is my ssdi money they are holding.no more no less.i was in a coma for two months.they will not give me my money.im sick and im broke thanks to customer service.my credit card, my rent everything is behind.i just dont understand what is wrong with those ppl.how high do i need to go before i can get help.attorney general had been made aware of my problem.next will be every newspaper in the united states, then the law suits.how far do i need to go to get what is mine.

Desired outcome: my money and someone needs to lose their job.

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BonnieSue
Katy, Texas, US
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Jun 24, 2021 12:15 pm EDT

I am in the same situation as far as receiving SSDI that is already in my account. No money at all = no doctors, no medicine, no groceries, no phone, nothing whatsoever getting paid. I have gotten the run around at every turn. My next step is to contact the attorney general. Good luck with yours.

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K
6:42 pm EDT

Direct Express Direct express stole $583.00 out of my account!

On jan 13. 2021 at 4:14 pm I got gas at arco 42615 hook blv in victorvile ca. And right after I checked my checking account and realized I was missing $583.00 out of my account. With a little research there was a withdraw made from schools first credit union in mission viejo ca. At 7:21 pm jan 13. 2021. I immediately contacted direct express and told them my situation. The canceled my debit card issued me a new card and filed a dispute about the withdraw made in mission viejo. Direct express was to contact me within 45 days and did not. Finally I received there decision and basically I made the withdraw and they stole my $ 583.00. One of their customer service reps told me to go down and file a police report and fax the report to them which I did plus an witness signed an affidavit stating that I was in there company at the time of the withdraw in mission viejo which is 140 miles away from victorville and at that time due to bumper to bumper traffic there would be no possible way I could have made that drive to make that withdraw. I have waited hours each time to speak to someone from direct express. Now when I punch my card number they transfer me to god knows who and soon after they hang up.

Desired outcome: I want my $583.00 with 6 months interest and change banks.

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Scott McIntyre
US
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Oct 06, 2021 8:25 am EDT

I had $240.00 dollars charged on my debit card last August, someone bought $20 and $40 egift cards from walmart, Direct express credited me $40 back, said thats all you get, called to protest this claim, waited almost an hour on the phone. I can't believe the Federal Government lets these people to do this to the most vulnerable. The whole complaint was a sham, taking almost 3 weeks to get paperwork, to being hung up on because I choose wrong number on which department to transfer call too. So disgusted.

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I
7:32 pm EDT
Verified customer The reviewer confirmed their account using Google. Learn more

Direct Express Inadequate service

Its impossible to contact direct express customer service without being on hold for an hour or more. Their website is another horror. Its impossible to change address or password. Or register a new card after the old one expires. This company is not user friendly.

Desired outcome: fix website and institute online chat.

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11:14 pm EDT
Resolved
The complaint has been investigated and resolved to the customer’s satisfaction.

Direct Express Not helpful and long wait

I been trying to get ahold of direct express for the past few days, when I finally was able to get ahold of them they where not helpful at all. I been trying to get my account fixed because I have some kind of lock on my card and The lady I dealt with was very rude and condescending and my issues never got solved. They are refusing to help me, they won't unlock my account. The company trying to say I am not really me and there pretty much stealing my money.

Desired outcome: my desired outcome is that they will fix my account

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Resolved

A lot of calls to the company had to send proof of who I am was finally able to get the issues fixed

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C
11:59 am EDT
Verified customer This complaint was posted by a verified customer. Learn more

Direct Express Locked account

Went to pay a bill online but they said my Direct Express account was locked. Tried to call Direct Express to find out why. Been waiting for 3 hrs. Where is customer service. Why s Social Security still using this company? so many complaints about Direct Express. They didn't even notify me my account was being locked and can't get a hold of Direct Express to unlock it

Desired outcome: Want my account unlocked

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Stewart Torkelson
Ada, US
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Sep 03, 2023 12:53 pm EDT

I keep calling and being put on hold , one day I was waiting for two hours still know one came on, so I hung up, I have anxiety problem waiting makes things worse for me

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W
6:33 pm EDT
Verified customer The reviewer confirmed their account using Facebook. Learn more

Direct Express Don't know why the took almost $85.00 out of my account. I have never heard of them ae

Aerius Poda took $85.00 out of my account 2 different times 3/14/21. 4/14/21 I don't know who this is. I'm trying to resolve this problem I am having with your company, You see this company has taken out of my Direct Express account and I have had no business with this (your) company? I have never heard of your company, I really don't know how you were able to take the money out of my account without my authorization, But you did I had to a little investigating but here we are, on March 14, 2021 you took $14.9?
Then on April 14, 2021 you took from my account $69.9? Again. There has been a mistake made Direct Express Corporate Office l will deal with that in of this. I am on a fixed income, and have to count my finances very carefully! So if you would, please refund my money back to my account, if for some reason you cannot which I don't know you were able to get it out but if not mail: to William DesJardin, 111 Poplar Place, Fulton Ky 42041.
Thank You for your time WLD

Desired outcome: Return of $85.00 to my account

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K
12:53 pm EDT

Direct Express Their lack of service to the customers and attitudes

For the past 3 weeks I have been trying to activate my new card, but then this morning I reached a real life human and one with empathy, what all the others didnt take the time to do she did, she gave the instructions on what to do, so below I give them to you I hope it helps good luck, at the end it will if you have any money on the old card, it will be transferred on to your new card right there, again just follow everything she says,
Go the the automated service and... Press 1 for your choice of language, press
2.. And put in all the numbers to your new card only, the one you are trying to activate and just follow all instructions it took less than 5 minutes for me

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Update by Karen Moyer
Apr 27, 2021 1:00 pm EDT

After almost 4 weeks I finially got my new card activated,

1. go to the automated service
2. put in all the numbers of your new card only
3. and just follow evrything she says, it will ask for ss number, and a new pen,, it took less than five minutes,, after all this time, she instructed me on what to do, something the others could have done but didnt, so after running out of time twice on my phone, hanging up on me, after me asking what good are they if they cant help, I finially now can sleep and pay my bills on the first,,

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3:13 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Direct Express Card/fraud department

My stem check was taken off my card and I filed a complaint with the fraud department witch took a month to get it started and then I received a letter from them saying that they didn't find any fraud on it. Thay know that I did not do anything with it but thay denied my claim. I will have a lawyer to sue them. I was told by one of there representatives that thay could see that there was fraud and that thay would refund the money taken. I am 58 years old and on disability I can't travel anymore and the charges were all out of state. Please help me resolve my issues with direct express.

Desired outcome: Get the money back thay took from me..

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11:52 pm EDT

Direct Express Denying my loss claim was inexcusable

6 unauthorized purchases were made to Ebay from my card all on Feb3, 2021 totaling $254.70

Desired outcome: I want my card protected as advertised

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3:44 am EDT

Direct Express Unauthorized blocked card.

I'm complaining about on 4/15 /at year 2021 I misplaced my password and I could not remember my password and I was trying to relocate the information on my phone and I buy a time I was trying other passwords it blocked me from using my card when I tried calling and said that I was denied access until further investigation I told the person that was me but there has to be an investigation no matter what I give her all the information about the card and its still blocked I am a Payee for William Lavern beem he is the card holder of this account but I am his payee Shera Chavez. Mr Beem told me that he needs his car worked on and his car is in the shop and they can't release it in tell a payment is due and each day is the storage fee so I need for the card to be released for Mr Beem can pay his bill thank you

Desired outcome: Remove block on card

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12:27 am EDT

Direct Express Claim status and created money on my card

My name is Beauregard Bracey and I was in jail from October 1st to September 30th and somebody had my card while I was in jail I've already filed complaints and claims and I have not had any credited money back on my account there are two ivr transfers on my card for $700 and I don't know anything about these transfers because I was incarcerated at the time I would either like my card to be credited or a refund check to the address on my card please help me with this issue ASAP

Desired outcome: Credited money back on my account

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1:34 pm EDT

Direct Express Debit card direct express (disability)

Acoount has Fraud Suspension on it this morning. For what? I have tried calling customer service since 7 am no answer and it is 12 noon. I rely on this card for bill payments and my phone and water are due..Cannot get anyone to answer phone. Is there any alternatives to this Direct Express card for disability payment? They say customer service 24/7...this is not good when bills are due!

Desired outcome: Answer the damn phone customer service

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Gary Harkleroad
Abilene, Texas 79605, US
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Apr 23, 2021 3:18 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Thay have the worst customer service ever, my advice is to burn the card before thay burn you.

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3:28 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Direct Express Locked Card

I was trying to buy an item online at Office Depot card was declined, I knew I had more than enough funds on my card so I tried to get it somewhere else, declined again. After repeated attempt's to contact customer assistance I finally got through to someone who told me my card had been locked due to fraudulent activity. We discussed the attempted purchase and I informed them that it was me trying to make the purchase. After a 24 hour hold to get card unlocked before I attempted to purchase same item I called, was put on hold for over an hour then informed the hold had been lifted. Once again the purchase was declined. Called, waited for almost 3 hours was informed no restrictions were in place and the card worked I told them what happened and the rep said I had to run the card as credit even though it's a debit card. Now my card is declined for both online and in-store. Now I can't even pay my bills and Direct Express is giving me the run around one person says card is fine another says locked.I feel as if my money has been Seized by Direct Express

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james allen1
CO
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May 14, 2022 6:31 pm EDT
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This is happening to so many people! Did they finally resolve it?

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K
9:38 am EDT

Direct Express Card locked and cant get ahold of customer service

On sunday went to use atm and told me my card was declined. It is now wednesday 4/7/2021 and still can not get through to customer service. All of my money is on there and I cant get food pay rent do anything. Customer service just keeps saying experiencing high call volumes and says try back later. I dont understand how this company can do this to so many people and still the government allows them to process our ssi and ssid so only option I have is to get an attorney to file for you to pay my late fees on my bills and send my loan to you to pay since had to take out a loan in order to eat im sure this will be ignored but enough is enough

Desired outcome: unlock my card

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james allen1
CO
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May 14, 2022 6:33 pm EDT
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Did they finally resolve it? I am going through the same thing.

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About Direct Express

Screenshot Direct Express
Direct Express offers a prepaid debit card service, primarily for receiving federal benefits like Social Security and Veterans Affairs payments electronically. The card eliminates the need for a traditional bank account or for cashing checks, aiming to provide a convenient and secure way to manage government benefits.
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- Summarize the main issue you have with Direct Express in the 'Complaint Title' section.

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- Provide detailed information about your experience with Direct Express. Mention key areas such as transactions, steps taken to resolve the issue, personal impact, and the nature of the problem.

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Overview of Direct Express complaint handling

Direct Express reviews first appeared on Complaints Board on Nov 29, 2010. The latest review Card problem was posted on Dec 11, 2024. The latest complaint Expired debit card was resolved on Jul 11, 2023. Direct Express has an average consumer rating of 1 stars from 422 reviews. Direct Express has resolved 4 complaints.
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  1. Direct Express Contacts

  2. Direct Express phone numbers
    +1 (888) 741-1115
    +1 (888) 741-1115
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    Customer Service
    +1 (888) 741-1115
    +1 (888) 741-1115
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    Customer Service
    +1 (866) 569-0447
    +1 (866) 569-0447
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    Hearing impaired
    +1 (765) 778-6290
    +1 (765) 778-6290
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    International
    +1 (800) 333-1795
    +1 (800) 333-1795
    Click up if you have successfully reached Direct Express by calling +1 (800) 333-1795 phone number 0 0 users reported that they have successfully reached Direct Express by calling +1 (800) 333-1795 phone number Click down if you have unsuccessfully reached Direct Express by calling +1 (800) 333-1795 phone number 0 0 users reported that they have UNsuccessfully reached Direct Express by calling +1 (800) 333-1795 phone number
    Card Enrollment Center
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  3. Direct Express emails
  4. Direct Express address
    P.O. Box 245998, San Antonio, Texas, 78224-5998, United States
  5. Direct Express social media
  6. Olivia
    Checked and verified by Olivia This contact information is personally checked and verified by the ComplaintsBoard representative. Learn more
    Dec 17, 2024
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Direct Express Category
Direct Express is ranked 134 among 414 companies in the Banks category

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