Midwest Fidelity Services
Reviews and Complaints

Agency 1st called my cell leaving voicemail for return call. Then called my mother at *** saying they had no contact info for me and req her to call back with information regarding my worry abouts leading as if they had no good contact then proceeded to call my place of employment right after. The issue is *** the original creditor have/had my current contact info of which was advised do not call. They transferred file without advising third party of the cease and desist request. Then secondly for the third party to blatantly lie to solicite information is against collection practices laws as well as illegally providing purpose of call to the third party of which they called. Then to turn around and call my place of employment. Good thing i know the law.

I bought a spa from the company ( ***) which even sent me an email stated that I am up to my balance in I should not be in the collection. When I talk to the rep from the collection agency they lost all my paper work also stated that I have now two contract under my name They ask me to send them my documents since they had none of mine which show I only owe now $1500 The collection lady call the next day stated now I owe 4K in I have two contracts She was very rude in professional. Even hung the phone up in my face a couple of times When I ask to speak to her supervisor she claim she was the supervisor when I ask for the ceo even floor manager she would not per my request and stated she was the owner The customer service rep that I am dealing with I do have her full information I am requesting for assistance in my purchase I have all documents and email where I have pay my debt for this purchase and I only purchase one not two

I received various medical treatment in 2017 and was told multiple times that it was covered under insurance. Two years later, Midwest Fidelity began calling me constantly - claiming I owed different amounts of money each time(500-12,000 dollars) but when I asked for a bill or ANYTHING to validate their claims, they refused to send me one.They never provided any additional information or bills and it all seemed fraudulent, especially since my health insurance had sent checks for these "services" they were trying to collect on. I just found out that they have sent a collections account for $750 on my credit report and TANKED my credit score. Apparently this situation has happened to many other people. Midwest Fidelity is a scam- it will harass you through phone calls saying you owe money but never give any information/bills to validate their claims then destroy your credit score if you don't pay for the "services" they are trying to collect on.

This is a false claim & ruse to gain more information. Midwest is the collector. *** loaned $600 thru ***. on 3/20; Routing# *** ending in ***. The individual stole my identity using my name, address, ss#, & birth date but not my phone numbers (***). This loan does not show up on my credit reports, so did *** falsely claim a loan to Midwest or is Midwest part of the ruse? I have filed a report with both the police and my state Attorney General; both of them telling me NOT to give any further information to either company. Also, the ComplaintsBoard.com info on says *** (under ***, Quebec, Canada & Delaware) has a Cease and Desist Orders from Illinois and California, so why would Midwest be doing business with ***; instead they should be helping the ComplaintsBoard.com with there inquires. I am providing this information to the TV News stations in my area to make others aware.

I self-referred to a rehab program. Despite assurances of no charges, I received a bill from the center, which they said to ignore. The center closed, and I got bills and collection letters. They had sent urine tests for additional analysis without failures on my part. Billing was erratic; one bill listed $114.43 for May services, another had $1464.74 for 11 charges, mostly pre-May. They sent $800 to a collection agency. I requested written validation of the debt, which they didn't provide, yet they reported 10 instances to my credit on an unrelated date, all for an amount not matching any bill. This suggests insurance fraud and double-charging for urine tests. The center's claims were billed under various names, and there was a known lawsuit for fraudulent billing.

I sent Midwest Fidelity a debt validation letter in January , a year ago, when this pooped up on my credit report. I asked for: (1). Full accounting for this account: (2). Copy of the assignment of purchase from the creditor (3). Every charge and what was purchased, fee, payment, credit, interest (4). How you calculated what you claim I owe (5). Familiarity with (***) (6). Full chain of assignments from charge off to present (7). Proof that they own the debt with full clear title (8). Proof that they were on the original contract (9). Proof they are bonded in the state of Georgia (10). Proof they are who they claim They did not respond, so they account was deleted due to the violation and i asked for a cease and decist phone calls and letters. now its March, they sent me another letter asking for a lesser settlement amount. (violation 1) They are misrepresenting their name with the credit bureau this time around. they are claiming *** (which i don't have an account with) is collecting the debt instead of them. the report shows Same address and phone number on the report as Midwest Fidelity. Who are they trying to fool? (violation 2) Legally, no items ever deleted from a credit file cannot return with the same company. (so this is why they changed the name) (violation 3) FDCPA I will be filing a complaint with the *** and others