RushCard / UniRush’s earns a 1.6-star rating from 303 reviews, showing that the majority of cardholders are dissatisfied with financial services.
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rush card holding individuals money
Rush Card received my tax refund on 03/10/2012. The tax refund was from a joint return. Rush Card had me to fax over a copy of both my spouse and I tax forms, ssn cards, untility bills, drivers license and marriage certificate. After submitting this information over 7 different times to them via email (which is non-secure), Rush Card sent our tax refund...
Read full review of RushCard / UniRush and 16 commentsid theft
Up until jan ive been getting ss on a ss prepaid card. As of feb 3 my money was changed to a rush card with no authorization. Tried to speak to someone but you call another country.
The russell simmons customer service sucks, he should be asahmed of himself by out sourcing his company.
You got all your fortune by usa, you should keep the jobs here to.
I will be reporting your company to as many people and news teams as possible.
How could you sleep at night
tax refund
My name is Loren Harris and im one of the many to have a rush card. They are a big scam and they take your money! Everything I have been through and read from every ones expirence we are all in the same boat here! Im going through with a law suite and very determined to get this company shut down for good! If any one else wants to get in this with me I know we can do something about this once and for all! Lets take them down and get our money! Email me if your interested at [protected]@aol.com
Its not fair we have to suffer because these people want to take our money, I have children to feed and provide for and this is unreal!
The complaint has been investigated and resolved to the customer’s satisfaction.
I FILED TAXES IN 2013 FOR 2012 AND RUSH CARD TOLD ME I HAD A DEPOSIT OVER THEIR LIMIT AND I NEEDED TO SEND MY I.D AND SOCIAL SECURITY CARD INFORMATION; 1040 AND THEY WOULD RELEASE MY MONEY. I DID WHAT WAS TOLD AND IN TWO DAYS I CHECKED MY ACCOUNT AND TALK TO A SUPERVISION. I ASKED WHAT WAS GOING ON IF THEY HAVE MY PERSONAL INFORMATION THEN HE HANGS THE PHONE UP ON ME. I CALLED BACK AND THEY TELL ME I HAVE NO MONEY. I ASKED FOR ANOTHER SUPERVISOR WHO TELL ME THE MONEY WAS SENT BACK TO THE I.R.S. WHO DIDN'T HAVE IT. SANTA BARBRA DID AND THEY TOLD ME RUSH CARD RESTRICTED MY GOVERNMENT INFORMATION AND I BEEN HAVING PROBLEMS SENT. I DON'T UNDERSTAND WHAT HAVE I EVER DID TO THAT BANK.I DOESN'T MAKE SINCE .
you agreed to their terms and fees when you signed up, therefore they are not scamming you.
It always makes me wonder why anyone would sign up for these ridiculous prepaid cards when they know they are a ripoff.
rushcard
I am writing this letter. Because I'm completely. Disappointed how this company operates have been with this company for over 3/2 years and never had a problem. To now. I received a direct deposit from my employer, which I receive every other week and as I stated before, there problem. I reviewed my account and saw the deposit was received and credited to my card. I also learned when I was at Wal-Mart in line for three in after-hours to purchase something for my wife and children. My card was declined. I told the cashier there must be a mistake, because I have $500 of available balance. I immediately contacted Rush card, customer service, they informed me for my protection. That place a block on my account. They asked me to fax in documentations such as driver's license, Social Security card, and proof of address, passport, and birth certificate in a recent utility bill to have the block removed. Without hesitation, I complied with the requests after 72 hours went by. I contacted them to ask them what was the status, and they inform me. That my documents were sent to the corporate team. For further review. It is now two weeks later, and my card is still blocked, and they are still receiving my direct deposits and are not giving access to the. I requested numerous times to have the money returned at once, or to issue me a check. So I could cancel my account. They give me numbers to call to speak to a bank representative from another entity. They have been unable to assist me whatsoever. Customer service for Rush card is completely a joke, and they do not help anyone out with problems. They make you repeat your problem more than once, and they were difficult to understand. This company has stolen money from me and my family. I work very hard and diligently to provide a decent living for my family. And to have someone take that away from me is completely wrong. Please someone help, I beg of you. Holidays are coming up, and I want to have a Merry Christmas after all, and a prosperous new year.
not getting my money returned
it seems my story isnt much different than others on here but if one more voice will make someone take notice of what rushcard is doing to people all over the country, i will most definitely testify. in August of this year the ATM i go to regularly didnt dispense my money but charged me for it. the people in the bank were very prompt in addressing the situation and said they refunded the money to the bank. its been two very grueling months to have to wait on $802.50. but i have no choice. by the grace of God and good friends im able to say i still have a roof over my head. for this to be a company that says using their card will help your credit, i would never know. i have more debt now than i had when i started! and if i get one more bad english speaking person to tell me "there's no more information at this time" or to call some number nobody ever answers or calls you back from, IM GOING TO SCREAM! i am a day away from sending emails to local tv stations, national tv stations, radio staions and anybody thatll hear it because im outraged at how you can TAKE my money at the push of a button but it takes mountains to move for you to return it. this was of no fault of my own and me, my family and friends are having to pay for it DAILY! thanks a lot rushcard. i want to cut this card up in itty bitty pieces, burn them and then send you back the ashes!
The complaint has been investigated and resolved to the customer’s satisfaction.
Sorry about the typo my iPad puts in whatever word is close to the one I'm trying to spell. What I tried to say was certified letter with a return receipt. One thing I forgot to tell you, if you don't have a printer with scanning capabilities, send the copies of the letter of complaint and signed certified letter receipt to RushCard as well also using certified with return receipt. Call the Better Business Bureau to get the corporate business address. From what I understand there is no physical address provided to RushCard customers.
Don't just threaten to contact TV stations, threats don't work. Send a certified with return receipt Peter of complaint to the TV station of you choice. When you receive the signed certified receipt, scan it if you can, and email it and copy of the letter of complaint to RushCard Customer Service department. Hopefully the TV station will air the complaint, after calling you to verify it is a legitimate complaint if you do not sent proof with the letter. Also, if you want to cut up the card into "iffy bitty" pieces, burn them and send the ashes back to RushCard do it. Who knows, if nothing else, it may make you feel better.
coz having a bank card in ur place is not as easy as just going down those streets. FYI, i created this account not to bug you guys off but to help you instead & understand every bit of the situation & process. FIRST, there were two sites of the call center [one in Mumbai & one in Manila] too bad for those calls being connected to Mumbai coz all they know is to emphatize. SECOND, for ATM non dispense transactions do you think the agents are happy assisting irate callers? or even having themselves being shout at & whatnots? when you push ur card inside the machine & try to withdraw ur money whose end has the record where the money has been asked & given? isn't it from the bank ? RC just keep the records of your transactions & if it so happened the money didn't come out RC helps you to file dispute where it is supposed to be the bank 's [where you withdraw your money at] responsibility to correct it. you people always find someone to blame at. it's the machine who gave you the money & keep the records. whose machine was it from? RC doesn't have any ATMs. and oh! sorry for those people who can't speak English well.
nonexistent customer service
I agree the customer service is terrible. The employees have significant difficulty understanding anything that is not scripted for them. However, I don't find this to be any different from other companies that outsource. Why all the outrage?
Yes, it is wrong. Yes, getting customer service to do anything other than practice speaking english is impossible. Yes, I am missing money and I want it back. This happened to me with other banking institutions like US Bank, BB&T Bank $50, 000.00+ as well as Wells Fargo. LOL, their customer service speak english as a first language and I have never received one dime of my money back. Where is the complaint file for them. I tried the courts, fdic no resolution. Everytime an attorney takes my case he mysteriously becomes ill or just vanishes, wonder if they negotiated a higher interest rate at thesese insitutions. I wouldn't doubt it.
So if anyone should be griping it would be me. This outsourced customer service is no different from any other outsourced customer service, except, wait, the company is owned by a famous black man. Only difference I see.
My Kings and Queens keep supporting the black man. I think the problem is we expect more from the black man because we understand his ability. We know his spirit and expect it to carry over into all aspects of his business.
I am not excusing the problems anyone is having. It is unacceptable. But hell, so are all the other banking institutions. Again, where is that thread?
Don't over exaggerate this customer service it is just as bad as other outsourced customer service. Simmons is doing his thing don't hate. We all mad right now, especially when our money gets tied up. I say Don't let them get you. Write letters, call his other corporations until he rights the problem. Isn't that what we do for other corporations?
Love,
digirhet
P.S. Mr. Simmons if you are reading this I want my money back from unauthorized charges. 90 days almost assures homelessness and I don't think you are attempting to render anyone homeless.
The complaint has been investigated and resolved to the customer’s satisfaction.
credit to card
I used rushcard visa debit to make a purchase. I later had to dispute the charges in early April, 2011. They said I would have to wait up to 90 days before getting a response. some time in mid May, I received a letter advising I need to send proof of return. It took me a week or two to get the address to return the Merchandise. I finally get the address. I get the item returned late Mid May. I forward the requested information on 04/24/11. Each time I talk to someone I get a canned answer 30 to 45 days wait.
Finally on 05/29/11 I receive an email it states:
Hello Jack,
Thank you for contacting RushCard Member Services. We apologize for the delay in answering the email.
In response to your email, we have reviewed your account. We have noticed that there are notes left by our relevant department. I would request you to wait till 6/1/2011 for the refund to be posted on the account.
Rest assured that your convenience is being held at the highest regard and we are anxious to settle this matter to your satisfaction.
If you have any questions please do not hesitate to contact RushCard Member Services at [protected]@rushcard.com or 1-866-RUSHCARD [protected]).
Nautami M
RushCard Customer Service
[protected]-RUSH
[protected]@rushcard.com
=======
I wait until 06/02/11 giving until midnight 06/01 before I contact rushcard. I was advised they requested the credit but the merchant had not paid. Therefore, it could take 45 days before I receive my money.
The account is held by JP Morgan and Chase.
Expedited Service Mailing Address (for deposits only):
JPMorgan
Attn: UniRush 23074
131 S Dearborn - 6th Floor
Chicago, Illinois 60603
Chamber's Customer Focus Center
513.579.3111 or [protected]@cincinnatichamber.com
Chamber Office and Mailing Address
The Cincinnati USA Regional Chamber
441 Vine Street, Suite 300, Carew Tower
Cincinnati, Ohio 45202 USA
513.579.3100
fax: 513.579.3101
Filed with Cincinnati Chamber of Commerce
https://odr.bbb.org/odrweb/public/ComplaintSubmit.aspx
I will post a complaint against JPMorgan for having the rushcard account. I recommend every one els do so. Here is one way.
http://www.complaintnow.com/US-BANK-Complaints/complaint/business/Business_ID/display/148161
If JP get enough dissatisfied complaints perhaps they will let the agreement go or force better customer service since they are the account holder. or contact info.
http://www.jpmorgan.com/pages/jpmorgan/private_banking/contactus
Plus I am going to contact visa. It has their logo on it.
https://corporate.visa.com/utility/contactus.jsp
This last link is for me. Selfish
http://printablecouponsandcertficates.blogspot.com/
Very helpful considering the cs reps are something.
keeps your money for 33 to 93 days
RushCard is about RushCard not there customers, on April 27, 2009 I flew from Los Angeles to North Carolina for my baby girl 21 birthday she attends college there, while at alamo rent a car i was renting a car for the week and one of the new employees made the mistake and swipe my credit card twice for the exact same amount 297.00 dollars. I contacted RushCard immediately and told them what happen, the Rep from RushCard notice the two charges the manager from alamo spoke to the rep and told of the mistake, RushCard told him to fax a form in which alamo do not have. RuschCard stated after seeing the mistake that they can not refund me the money until May 30, 2009 that is 33 days after the fact that . Is there a law out there in which a credit card company can keep someones money? To anyone who reads this keep ur own money RushCard is a horrible card company.
ooohhhhhh... ok. here's why. if the money taken is more than $100 RC needs to have authorization letter from the merchant to release the funds. or it would be posted back to ur account after 30 days. don't you know that? it was stated in the welcome pocket u received with the card. hhhmmmmm ur not reading huh... too bad that car rental place i guess is not well known? or i duno. but hey ENTERPRISE does send authorization letters to RC to release funds. & it would only take a snap. too bad for you that car rental company sucks.
card scam
they first informed me that there was someone trying to tap into my card. so they put a block on it, the asked me to send them my id, proof of address, and a copy of my card. i did all of that and they still wont unblock my card .every day its something different. i even ask them to sent me a paper check, and close out my account they refused. im very upset with them its like they dont want to give me my money
The complaint has been investigated and resolved to the customer’s satisfaction.
Amen! If you were injured by their neglegence (behind on bills, late fees, etc.) I would seek legal advice . . . the company is not greater than the law!
Rush card did the exact same thing to me I'm from Houston Texas! I called to get my information and because I couldn't understand the representative she hung up in my face and put a block on my card! I called back to find out I could not even get a PIN number to retrieve my 300$ that was on my card from my first pay check! So today is my daughters birthday and I can't even use the money I earned to spend it on her because when rushcard blocked me from my card they left the account open! The biggest scam I've ever dealt with in my life! I hate rush card and I hate Russell Simmons now too! They suck! Scam scam scam! I'm not letting this go!
Un authorized of my check. Put a Stopped to that.
Please discontnue seding me messages. Cancel my rush card.
unfair
1st i couldn't find a place to put money on the card and then when i did they said there western union maxhine didn't do it or they didn't know how to do it . Then when i did locate a western union inside of a greyhoumd bus station in Mineapolis, MN the employee triied to do it but ended up taking money off my card instead of applying the money, then when he triewd to give my money back they said i had to contact rush card . i contacted rush card which was suppose to stop payment on the transaction but the money was still taking out of my account to this day i stil; havn't receivec my money back and noone no where it went . rush card tells me greyhound got it greyhound say western union has it and they say rush card so it has ben one big circle of nothing . still don't have my money and all of this started in 9/10 and this is 2/11 wow. help
The complaint has been investigated and resolved to the customer’s satisfaction.
This service from rush card, costomer service is crap! The worst I have ever experiencedin tryin to get sumthing off the internet, they as for documents and I kno I've sent in these personal info more than 20 times between faxing n email, and each time I call to find out, the machine. Is down, the docs r blurr! Rush card service is fukry! I've. Tried sooo many times! Am jus abt fed up with this service and not being able to reciev anything!
Rushcard recently discontinued pay as you go program february, 2017 where as you make 10. 00 of monthly debit transactions and they reimburse the following month for you debit transactions after 10. 00 keep in mind they charge 1. 00 each debit transaction so since then they have still been charging a 1. 00 after each transaction only difference they dont reimburse the following month when you go over 10. 00 worth of transactions they are keeping the money and the problem is they stated they would only charge up to 10. 00 a monthly and not charge a 1. 00 each transaction after that for the month
This card is the worst thing ever. They blocked my money and now after several faxes they still say that they cant see this and that when I asked to speak to a supervisor I was put on hold for an hour and a half only to be unexpectedly disconnected (They hung up). There business practices are the worst I have ever seen.
They take your money I deposited 120.00 and only got 110.00 to use I will never use this service again or refer anyone to get a rush card
Well first of all they are liars because there are hidden fees! They charge $1.00 or $2.00 for every single transaction... Not including the $1.95 fee that you are charged for withdrawing money... And I cant reach anyone to close it! I hate it! Cant get in touch with customer service or nothing! I need to talk with russell simmons... He's suppose to make it easier!"rich man" your making it hard! And no im not juz some angry person raging out! This card sucks "#"ually I would keep complaining! I juz want out! Geeeeeeeesh
9This rush card has been nothing but problems, all these charges and the fees, Russell Simmons should be ashamed of himself we try to support the black man and he's worst then the banks, I couldn't get food for my family cause of the rush card it should be call the ### u card, then have the nerves to give us $5.00 his a millionaire or more $5.00 that's all they taking our money ### this rushcard.it's ashame
on 1-7-2017 I sent money in the amount $21.00. I should have been told that $7.00 would be taken and I would have had the money sent back to me and did a monogram. I want the amount of money taken from what I sent refunded back to that card and the $3.95 charged for my being taken advantage of . The card ending in 9837 I think of as being scammed. Just to think I was told to get a Rush card I trust Net Spend for many years, they treat their clients fair.
The dollars are put back onto the account once the charge posts. So yes they still hold the dollar but no they are not keeping it.
they are rude too
I FILED TAXES IN 2017 FOR 2017 AND RUSH CARD TOLD ME I HAD A DEPOSIT OVER THEIR LIMIT AND I NEEDED TO SEND MY I.D AND SOCIAL SECURITY CARD INFORMATION; 1040 AND THEY WOULD RELEASE MY MONEY. I DID WHAT WAS TOLD AND IN TWO DAYS I CHECKED MY ACCOUNT AND TALK TO A SUPERVISION. I ASKED WHAT WAS GOING ON IF THEY HAVE MY PERSONAL INFORMATION THEN HE HANGS THE PHONE UP ON ME. I CALLED BACK AND THEY TELL ME I HAVE NO MONEY. I ASKED FOR ANOTHER SUPERVISOR WHO TELL ME THE MONEY WAS SENT BACK TO THE I.R.S. WHO DIDN'T HAVE IT. SANTA BARBRA DID AND THEY TOLD ME RUSH CARD RESTRICTED MY GOVERNMENT INFORMATION AND I BEEN HAVING PROBLEMS SENT. I DON'T UNDERSTAND WHAT HAVE I EVER DID TO THAT BANK.I DOESN'T MAKE SINCE .
I have just had the worst customer service. I called and explained that I wanted to hear my last transactions because it should be more money on my card. Before I can even tell the guy what to do he automatically put a block on my card. Without even explaining the steps I didn't want him to block my card.after that a supervisor gets on the phone and tell me its a FEE to get a card overnighted to me. When I didn't tell him to block my card in the first place.when I asked him to talk to his supervisor to see if it can be waived. He said they looked at him like he was stupid. As if I am nobody and asked for my card to be blocked. This is poor customer service!
poor customer service
Ive had my Rushcard for a couple of yrs but never used it until recently for direct deposits...tonight I go to make a payment with a finance company for $3200...declined...i call and my avail balance is more than my purchase...come to find out...Ive been depositing my $ onto a card that is not only going to charge me a fee each time I use it...but is going to limit how much I can spend a day. Talk about pissed! I call cust serv...and got even more pissed. They all say the same scripted thing & provide no solutions! I dont understand what they are even there for.I wont go into the broken English or this "convenience" fee they charge...and wont waive either! So i have to pay again...to complete my transaction...trust my last payroll went it!
The complaint has been investigated and resolved to the customer’s satisfaction.
I have been trying to get through to customer service since 7am. I cant access my account and I have two deposits coming this week. My card status says inactive but I have had this account for over an year. I promise you this though when you let me in I clearly my card and changing my direct deposits. You have one time to deny me whats mine.
The Rush Card authorized direct deposit without my appoval when I called to find out what happened they had no idea and couldn't give me any info. The customer service agent did not know anything that could help me.
I am a member of the Rush card prepaid debit card. I started using Rush back in 2006 for my income tax. The card is not so bad until you have to speak with a rep over the phone (which is your only option to speak with a rep). Every rep you speak to you doesn't speak good English and half the time they don't have full knowledge on the rush card services. Another thing that upsets me is when you call your never calling the same location and it's never in America. So if my call is disconnected, I have to call back and start all over again with an agent in another country different from the last agent. Russell Simmons needs to place offices in each state that offer the Rush card services and also he needs to have American agents as well as other ethnic backgrounds. I will be ending my services with Rush in November because the customer service is horrible and Russell is sending jobs overseas, big hypocrite: He's protesting on wall street but he supporting over sea jobs. E. Stoddard Brooklyn New York...
well said. but again for the Nth time c'mon people get off with the fees. we're running a business here & can u name any debit cards w/out fees? Net Spend does and so GreenDot. and hell yeah RC has a high spending limit. y don't u try other debit cards? huh? y don't u just get urself a credit crd or bank account? are u afraid about ur money getting lost? or tracked by the government?
A daily limit is fine and expected. However, a customer by law should be notified of these limits. I am a 12 year customer and found this out the hard way last year. I am finding rushcard to be nothing but ascam and an agent of theivery of people's deposits that Rush keeps claiming to not have received them, even when there is writen proof of wire receipt by both Chase Bank and the depositor.
The maximum amount that can be spent on your RushCard per day is $2, 500.00. This limit is actually higher than many debit cards. This spending limit is outlined in the Cardholder Agreement (http://www.rushcard.com/cardholder.aspx) that you agreed to when you applied for the card. A great place to go for explanations on all of the spend, load, ATM, etc.. limits is the Frequently Asked Questions ( http://www.rushcard.com/faq/search-result.aspx?key=limit&cat=0) section of the RushCard website. Please email us if you would like further explanation or if you have any other questions/concerns.
lcombs- RushCard cannot authorize Direct Deposit on anyone's behalf. In our application process, we ask if you would like any government benefits to be deposited to the card, if you check yes than we follow up with you to get gather more information which you may have agreed to at the time and since forgotten as it does take some time to set-up.
bad business/company
i really think that rush card is full of crap and i am going to give them a bad name because i am not going to be dealing with people who play to many games with other people's money. I have been asking them to send my husband and my money back to where they have received it from and they are playing many games with us and screwing around with money. I would like to know what can be done with these people because it is so bad that I am trying to refrain from using foul language because of the way that I have been treated by your company. I wish that I could find a way to get a hold of Russell Simmons because I will send him a note letting him know how I have been treated by his business. I don’t know why they would have someone who is not the United States working for them at all. This place is full crap
I, too, suspect UniRush is more scam than real.
For one, the account I set up with them was associated with a Facebook scam that I mistakenly opted into. Now I'm trying to correct it, and they won't let me delete my account! They can't be contacted at their US headquarters (if they have one). And there are four other accounts in my name (I only applied for one)! My information is circulating in cyberspace where anyone can rip it, thanks to them.
misrepresentation of terms of use
I opened my account with Rush Card late last year, but never received the 1st card. I contacted their office shortly after the holidays and received my card around the early part of January 2011. Knowing that both income tax refund and school disbursments were coming in a few weeks, I decided to have my school refund added to the Rush Card - boy was that a mistake I soon realized. Like most people, when they get a large sum of money, they want to pay bills and go shopping; I was no different. I wanted to make sure that I did not go over my spending limit for the day, so I looked on the website; under their FAQs after searching under several related topics, I finally found out that it was a 2500 limit per day, combined with both POS and ATM transactions. My total for the day was exactly 2, 495.27, which means I was about to go over and I dont anything I would buy for a few cents. However, I had made more than 4 calls to their customer service center. I spoke to a rep, who told me that I would not have access to my remaining money until 24 hrs from the 1st transaction! WHAT? I made a transaction at 10:33am on 02/03/11 and I wouldnt have access to the amount I paid online until after 10:33am on 02/04/11. THAT WAS THE MOST STUPIDEST THING I HAVE EVER HEARD. The supervisor named Crystal told me that I would be able to withdraw all of my money around 4:30pm, which was around 9 hrs after my call! I have dealt with other prepaid checking accounts and some banks; 24 hrs is based on the day change, not the actual 24hr period. I looked throughout their TOS, the Cardholder Agreement and no where, not even in legal terms, does it say what I was told. It does acknowledge that your spending limit is within a 24hr period, but it is vague and any person with any level of common sense would not think it meant actually 24 specific hours, minutue to minute. I am extremely dissatsified and Im reporting them to the BBB and the enitity that mandates financial institutions because this is not right to any customer who has to wait to get THEIR MONEY.
Frustrating is not the word for what I felt after hearing this - you really need to consider changing this policy because of the fact that there are many people, like myself, who have children and we do not know when an emergency will arise. Having a restriction on MY MONEY is stupid and as soon as I am able, I am going to transfer to another pre paid service. I undestood completely about the spending limit, which is higher than most companies; HOWEVER I should be able to have access to MY MONEY when I NEED IT, not when you FEEL like I should have it. Secondly, regarding the 24hr period, I dont know of any bank that does not update their systems, like the FDIC does, at midnight or depending on the time zone, which would allow me to have access to MY MONEY when it does. I dont need clarity, I need to have access to MY MONEY when I NEED IT. Period. From the complaints I have read here and from other people who have had bad experiences, Im very disappointed that a man like Russell Simmons would continue to support such a service like the Rush Card because there is nothing "RUSH" about it.
The complaint has been investigated and resolved to the customer’s satisfaction.
I am having the exact same problem. Do you realize how embarrasing it is for your card to be declined when you know you have more than enough funds on your card to cover the costs? That is crazy. I never know when the the 24 hour begins or ends. I was told 3 different times it would "reset". Huh? that is the most stupidest thing I have ever heard. so since I used my card yesterday at 2:21 I have to wait until tomarrow at 2:51 to use it again? Where does that make sense? I dont think I will be a customer much longer. As a matter of fact Im getting rid of it in a RUSH!
In the Cardholder Agreement as well as in our FAQ section it is stated that "The combined spending limit for your RushCard is $2, 500 for all Point of Sale (POS) and ATM transactions that occur in a 24-hour period. ATM withdrawals are limited to $1, 500 during that 24-hour period." Meaning that you can only spend up to that amount in that period, once you reach the 24hr mark from your first transaction (literally 24hrs not next business day). I understand that this is frustrating & I apologize for the inconvenience . Please feel free to contact our corporate office directly (suggestions@rushcard.com) if you would like more clarification.
unethical practices
I have been a customer of rushcard for almost 3 years. The reason for my complaint is that i've had numerous issues with the company not protecting me again unauthorized transactions that have occurred on my account. Each instance that i've had unauthorized transactions, I have had to do the "leg" work in getting the issues finally resolved. This latest occurrence of an unauthorized transaction was the straw that broke the camels back. I found out on 1/10/11 when attempting to use my card to make a purchase, that rushcard had blocked my pre-paid debit card, due to the fact that on old card that I had with their company (Which was supposed to be closed in february 2010 due to the card expiring), was in fact still open & 2 unauthorized debits in the amount of $118.94 each were posted to the card, causing that old card to have a negative balance in the amount of $237.88. After much probing & numerous calls into rushcard customer service, I found out that the 2 transactions were from a days inn motel location in southern ca that I had stayed at in oct. 2009, & the days inn didn't submit the transaction settlement until 12/10/2010. After much back & forth calls between days inn & rushcard customer service, days inn has finally agreed to reimburse me those 2 amounts of $118.94, due to the fact of misconduct on behalf of a former employee of theirs. However, rushcard has still not unblocked my card so that I can have access to those funds, which is an amazement to me since the merchant has reimbursed the funds back to the card. Rushcard customer care agents & supervisors keep telling me that they will have to send an email to their corporate office to see if my card can be unblocked, which they say it will take 1-2 business before I get a call-back response. That is unexceptible for me.
The complaint has been investigated and resolved to the customer’s satisfaction.
i went 2 the gas pump 2 pay at the pump, but found out u can't pay at the pump with rushcard...i am disable...took a trip from ga. 2 conn...everytime i got gas i had 2 walk inside...inconvenience...if i had known before i switch...i would.nt have switch...
I have been trying to get my funds from Rushcard for 6 days. They blocked and closed my account. They sent my money via moneygram but put a requirement that I must claim it in Florida. I am in New Jersey and cannot get my money. All they keep saying is we cant help you and corporate will call me. Its been 6 days! It was my whole paycheck they are holding from me. Corporate never calls. All they need to do is call Moneygram and fix it. I have called moneygram but they will only fix it if the sender calls.
Deavanne- I apologize for your frustration. When your card expires, you are reissued a new card to the same account. The "old card" is not linked to an "old account", your account stays the same, only the card changes, the same as if you lost your card & were issued a new one. Your card was blocked because you brought to our attention that unauthorized transactions were taking place. It is our standard procedure that anytime these claims are made we immediatly block the card to prevent any further activity and to ensure the safety of your account. Please feel free to contact out corporate office directly by emailing suggestions@rushcard.com.
they suck
I have been using Rush Card for the past 2 years and have never had any issues with them until recently. My husband is having x amount of money deposited on my card from his paycheck. The money was supposed to be deposited on my card on Wed Dec 22, 2010 and it didnt deposit. I called Rush Card to see what was going on and they said they needed verification that we are married and a copy of our license. We faxed the documents and was told that the funds would be on my card in 1-2 business days. Well 1-2 business days later the money still isnt there. I called them once again and faxed them documents again! They said the money will be there the next day by 9am. 9am came and went and still no money! I called again and was told my money will be there in 3- hours. Ok much better. NOT! Money still not received. Now they are saying that the money will be there in 24 hours. I am so pissed and all I want is my damn money. Rush Card has the worst customer service! Nobody will transfer me to the Finance Dept. IF and WHEN my money hits the card I will withdrawl every penny and CANCEL my account. And I thought Rush Card was suppose to help people get back on the right track with their credit. Will I refer anyone to Rush Card? HELL NO!
The complaint has been investigated and resolved to the customer’s satisfaction.
Why is it that if any persons call rushcard customer services from my phone they are given information about my account with just the last four of my ss#.. I have had a rush card for 3yrs, and refurd my husband a month ago.
So I was all for rush card untill I tryed to take a phone number off of my account; I called for two hours and talked to 4 ppl who said the number was removed (it was not) before asking for a supervising manager to fix this problem. Would you belive she told me theirs nothing more they could do to keep a person from accessing my account from that number with just the last four of my ss# .. Lost and confused by that answer I ask another question and she hung up on me; I was nice and polite with each person and I still go nowhere. . So all I could think of was cancelling my account ; when I called to do that still no care and concern or a why... All that just to removie a phone number from my account..
WAS TYPING TO FAST AND MIS SPELLED SOME WORDS MY, ROLL
I TRUELY CAN NOT UNDERSTAND MY JOB SENT MT DIRECT DEPOSIT AND I SPOKE TO PAY ROOL AND ALL, BUT RUSH TELLS ME THAT NO DEPOSIT WAS MADE.. BULL F***** BULLL! EVERY TIME INCOME TAX SEASON COME THEY START THIS S*** I HATE IT THIS YEAR IM CUTTING THEM OFF.. ALL YEAR NO PROBLEM SOON AS TAX SEASON HIT THEY WANNA F**** UP, NOW IM STUCK AT HOME CAN NOT GO TO WORK BECAUSE THEY HAVE ALL MY MONEY IN THEIR ACCOUNT BUT TELLING ME IM MINUS SOME DOLLARS WHEN MY JOB JUST DROP A DEPOSIT! THEN THEY CUSTOMER CARE SUCKS AND IS TRASH, THEIR ONLINE IS NO FREAKING HELP AS WE SPEAK I'VE BEEN ON HOLD FOR 2HRS JUST HOLDING SUCH A FREAKING WASTE OF TIME... I HATE RUSH CARD AND I WILL NOT BE RETURNING AFTER THIS LAST DEPOSIT TRUST, I WILL NEVER SUGGEST RUSH CARD TO ANY ONE FRIEND OR STRANGER NEVER IN LIFE!
I had the same problem the only difference is that they blocked my account if send every info they ask for and its been over a week already. I'm so mad.
Seriuosly do u not have a life when u can just sit around n comment on peoples complaints?! I seen your profile u have 2 complaints and over 3000 comments GET A LIFE
Thank you very much i only have one kid! im pregnant right now, so before you go on about something you know nothing about stop and evaluate the situation and another thing you know nothing about, they had me send both of our id's, social security cards, marriage certificate, and w-2's and they said they could do so seriously stop ### yourself!
Yeah rushcard is a joke, i have had many problems in which i send atleast 3 emails for every problem and NEVER get a response and today my husband and my joint federal tax refund was pending due to his name not being on my card, its MY refund too, my name is on it, well after 6 hours of faxing stuff and calling and being put on hold for atleast a half hour each time and getting told 3 different things, 1st is was that it would post the next day, then it was 2-3 hours, then it was not until monday because its friday and they didnt get the paper work until after 5 which is a lie because they got it and confirmed they got it at 4pm est. now i have to wait to monday and see if its there which it most likely wont be and then will have to call again and be put on hold for half an hour just to get a person who doesnt speak english and i cant understand and we are not talking about 300 bucks or even a thousand, its OVER 6, 000! and they dont give a damn about their customers, im through with this ###! and they want me to have my husband open an account HA NO WAY!
Unfortunately with the holiday that did push back the set business days. When setting up a split direct deposit it is best to call both parties to ensure that all documention required has been provided, in this case your marriage license and copies of your driver's licenses were needed. RushCard takes these measures to prevent fraud and to ensure that the funds are sent to the correct card. If you are still unsatisfied, please email us at suggestions@rushcard.com to discuss, we do value you as a customer and your opinion on how we could have resolved this situation better.
direct deposit
The customer service never pulled my direct deposit so jp morgan chase bank sent my direct deposit back and they told me it would 3-5 business day and it has been a week and I still haven't recieved my money, and they have no idea when it would be sent to me... Then horrible customer service representatives you can 't understand what they are saying because they do not speak proper english. Its bad enough that I am a single mother collecting unempoyment, my rent is due, electric bill and cable are due what and I suppose to tell my bill collectors oh I can't pay you becasue they did't pull my direct deposit. Bill collectors don't want to here that.
The complaint has been investigated and resolved to the customer’s satisfaction.
The proper Authorities have to be inform about the illegal practices of this Company owned by Russel Simmons, him of all shameful, its all about taking peoples money as a disguise of human errors and mal-functions, Hense no one seems to desire to address your legitimate complains, ill be complainning to all the Agencies and Attorney General, s this week. $72 is what i am owed they failed to deposit to my account, and yet still have no records of my money orders and failed to cancell this account even when requested to.
my name is Rutherford james any information email me Rutherford@optonline.net thank you
unauthorized charge
I signed up for Rush Card about 2 or 3 years ago and of course I was happy with them, I actually did use my Rush Card one-time and it was for a 1 week trial period for a service online. I tried it out for a day, it sucked and cancelled the service the next day. Guess what, there was about 4 Unauthorized transactions that equaled to about over $100.00, Rush Card told me to call merchant and when I called merchant several times and I left several messages with the merchant at least once a day, and guess what, no return phone call. I knew something was fishy so I called Rush Card, cancelled my card and they sent me Replacement card which I am cool with. They said 60 - 90 days, come on, I provided proof and everything so they can send them VISA to check on it and said it was valid. Now, I will definitely not sign up for so called trial periods unless I call it physically over the phone to try it. They told me that, they provided a valid CVS #, come on. any fraudulant company can steal c/c information now which is called IDENTITY FRAUD, I am going to call VISA and ask them to provide proof of any signed documents or agreements, and if they can't provide it, I can get my relative whom is a lawyer to sue VISA.
The complaint has been investigated and resolved to the customer’s satisfaction.
unauthorized charges & atm withdraws
I've been with a Rushcard for 3 maybe 4 years now and have had troubles with it for 2 years. There have been unauthorized charges on my card including ATM withdrawls and i dont know how this keeps happening when im the only one with my card at all times. This time $603 has been withdrawn and nobody knows how this could have happened. I have talked to several representatives and they can't do anything about it but tell me to dispute it which they say takes up to 60 days. This couldn't be a worse time to happen for me. Rent is due as well as bills, I have my babyshower to plan in less than 2 months and can't do a thing now. This should not happen to people constantly.
How could it even be possible to use an ATM without the actual card and pin number? Rush is full of it and Im sick of this bull...
The complaint has been investigated and resolved to the customer’s satisfaction.
I agree the customer service is terrible. The employees have significant difficulty understanding anything that is not scripted for them. However, I don't find this to be any different from other companies that I use.
I think the problem is we expect more from the black man because we understand his ability. We know his spirit and expect it to carry over into all aspects of his business.
I am not excusing the problems I or anyone is having. It is unacceptable. But hell, so are all the other customer service "genius' ".
Don't over exaggerate this customer service it is just as bad as other outsourced customer service. Simmons is doing his thing don't hate. We all mad right now, especially when our money gets tied up. I say Don't let them get you. Write letters, call his other corporations until he rights the problem. Isn't that what we do for other corporations?
Love,
digirhet
I disagree with mommie-2-b, your reps have lied to me about everything that i have experienced with rushcard I would advise Russell Simmons not to even associate himself with this until he moves rushcard call center to the United States when its easier to understand the reps. the reps clearly dont understand nor do the care about their customers. which is i will no longer have my direct deposit go onto my rushcard anymore i have gone with another prepaid card which doesnt charge $19.95 for depositing your own money. so beware of rushcard cuz they will keep your money that you have worked hard for.
Mommi-2-Be:
I am sorry to hear that you have been unsatisfied as a RushCard customer. Unfortunately, to get to the bottom of this issue we must go through the distpute process. Click here for the steps to follow & more information https://www.rushcard.com/faq/Question.aspx?id=121. You may want to consider filing a police report, the only way someone would be able to withdrawl money from your card through an ATM is if they had your card and/or knew your PIN number. Please email us at our corporate office if you have any questions (suggestions@rushcard.com) & call to speak with customer service to get the dispute process started [protected]).
Kyla, RushCard
terrible customer service
The customer service of this company is terrible. I cant get through to check my balance over the internet nor phone. When you want to talk to some one there the representatives barely speak english. The company also charge you for every purchase you make. If this isn't a rip off some one tell me what you call it.
The complaint has been investigated and resolved to the customer’s satisfaction.
My direct deposit still has not posted, and several attempts with customer service either ended with misinformation, passing the buck, or flat out not answering the phone/busy signal. This has been for the last couple days afterwhich Mr. Simmons claims that the issues have been resolved, but clearly this is not the case.
This comment is in reference to the outage that has affected hundreds of people including myself. I saw the apology that Mr. Simmons offered, although heartfelt and sincere, this does not cut it. People have not been able to pay their bills, get money for food, gas and all the essentials that come along with having their card. The company should not only apologize but should compensate monetarily each and every individual who was affected by this mess of an upgrade. The system was working fine before and didn't need any improvements. We have not been able to access our accounts in 3 days. This is ridiculous and unacceptable. Mr. Simmons is a millionaire and I'm sure is not affected by this at all finance wise. I took this card because of the high fees and hassles of banks and credit unions, but once this is straightened out and I'm able to withdraw all of my money I will be severing my tides with rush card because the entire situation has been poorly handled and is devastating to say the least.
I have been with Rush Card almost three years, Today I was on the phone with PayPal and Rush Card a the same time, after staying on hold for one hour and twenty minutes the refusal of letting us speak to a supervisor, telling us to call Chase bank in which was a bad idea because Chase bank has Rush Card as a client not me. We called Chase bank for them to only tell us to call Rush Card Back. We called back Rush Card and the Supervisor told us it was not their fault that three times my money was sent back to PayPal (Can't Locate Account)! Mean while Pay Pal has the same information that they had in March/April hence their was no problem getting funds, now their is. The supervisor told me to find another way to get my money which is insane. The customer service agents can barely speak English which really is unfair to the customer. Once in Jan/Feb Rush Card let a transaction go through when I did not have enough funds to cover it when the transaction was suppose to be a layaway. So my account went into the negative so I had to borrow money so it did not mess up my direct deposits. I knew how much money I had that is why I was laying the items away. Their is proof of this on my statement, Now who knows how long I might have to wait to receive my money in which I really need in the worst way, I feel as though Rush Card should take care of my loss of money due to their fault. I was trying to hang in to support a black owned business but, it is starting to affect me in the worst way! Their are probably more than 20 other complaints I just don't have to list them. Please telephone me @ [protected]
My name is Darlene Gilchrist. I CANNOT login to my account online to manage it. It keeps saying that
either the password is incorrect, or the user ID, or the CVV#.Give me a break!
My dad is taking my card and using It doesn't has his name on it it has my name so can you cancel the card that he has and get me another rushcard.
i have a question. I have a rushcard and get direct deposit i hav e misplaced it and need the money immediatley what do i do is there any way i can use it i dont even know the card number
Yeah rushcard is a joke, i have had many problems in which i send atleast 3 emails for every problem and NEVER get a response and today my husband and my joint federal tax refund was pending due to his name not being on my card, its MY refund too, my name is on it, well after 6 hours of faxing stuff and calling and being put on hold for atleast a half hour each time and getting told 3 different things, 1st is was that it would post the next day, then it was 2-3 hours, then it was not until monday because its friday and they didnt get the paper work until after 5 which is a lie because they got it and confirmed they got it at 4pm est. now i have to wait to monday and see if its there which it most likely wont be and then will have to call again and be put on hold for half an hour just to get a person who doesnt speak english and i cant understand and we are not talking about 300 bucks or even a thousand, its OVER 6, 000! and they dont give a damn about their customers, im through with this ###! and they want me to have my husband open an account HA NO WAY!
Howard- I am showing that your deposit came through Feb 03, 2011. Please note that tax refunds typically take two weeks from the day that they were recieved by the IRS to be posted.
MY NAME IS HOWARD BROWN J.R I BEING TRY TO GET MY MONEY FOR ABOUT FOUR DAY AND I NEED IT BAD MY RENT IS DO TODAY
my name is Howard Brown J.R I BEING TRY TO GET MY MONEY FOR FOUR DAY AND I NEED IT BAD MY RENT IS DO TODAY
change in direct deposit without my knowledge, approval or request to do so
I recently filled out an on-line application to receive a Rush Card which is a Debit Card. I also receive compensation montly from the Veterans Administration. Whenever I call VA to get information or make changes to the way my money is received, I have to give personal information which I did not make available to this Debit Card company.
On June 1, I called my bank to check to see if my deposit was made. It was not. I called VA and was informed by them that my direct deposit had been changed. I could not get info from them as to who changed it, when and where was it changed to.
Upon investigation, I found that my direct deposit had been changed to go to this Rush Debit Card, without my acknowledgement or approval. VA made the changes without advising me in writing or by phone, and they have address and phone number to reach me.
Further, how dare this Debit Card company take it on their own and change my direct deposit. This is very UNETHICAL business practice and I don't see how they were able to accomplish it. Like I said, I can't change anything with VA without supplying certain personal information. This direct deposit is supplied to me because of the death of my son who is a Veteran. You need his name, date of birth, date of death, branch of service, etc.
I am very disappointed in Rush Card to do such and unethical thing as changing my direct deposit without my request or knowledge. I'm not sure exactly where to go from here but I will be doing some investigating to find out how I can rectify this problem and also make it common knowledge so other's don't find themselves in this same predicament.
This is deceptive and unethical business practices. When someone is interested in receiving a debit card in order to function in our society and to be taken advantage of in this way is very unethical. How can a company change anything about your finances without your request, written or otherwise? I need to know what the law is regarding this matter.
are ppl getting compensated for the inconvebience
Rush Card is withholding my funds! I haven't been able to access my funds for 2 days! The deadlines to fix the system upgrade haven't been met! When you call into speak with custom service a recording tells you to call back later! Opening a new account else where! This is ruining my life
I was pleased with rushcard the first few years i was with them. After one of my credit cards were stolen from me, i immediately notified rushcard to close that one account out. I filed a fraud report with rushcard. They sent a replacement card to me within 7 days. I began to use my replacement card while the fraud investigation was being done. About 2weeks later, these idiots at rushcard put a block on my replacement credit cards, then closed my accounts out without any notice or nothing. I also had money left on my cards. It took over a month to receive the cash i still had. The represenatives i spoke with lied, gave me the "run around". They dismissed the fraud investigation as well. I do not recommend rushcard at all. They are HORRIBLE...HORRIBLE
The Rush card also changed our direct deposit of federal benefits without permission! It is going to take a lot of work to fix it, and I am mad.
Hi Geri,
I am sorry that this has been a frustrating experience for you. I looked into your issue for and our records show that when you completed your application you were asked:
“If you currently receive federal benefit payments, RushCard can set up direct deposit of your benefits to your card for you. Are you interested in using this FREE service? (Note: this does not apply to child support payments)" and you selected "Yes".
The next screen then gave you a list of federal benefits that you received and you selected “Veternans Compensation & Pension".
Our next step for enrolling customers is that we send either an email our a phone call from us where we asked you to please confirm that your information is correct in order to receive your benefits directly deposited onto your RushCard. If this is not the case, that you did not select this option on your application and that you did not confirm via email or telephone, please call us immediately at [protected].
I hope that we can get this issue resolved and that you will remain a RushCard member. Again, I apologize for this headache and would love to hear any feedback that you may have, please email me at suggestions@rushcard.com
Sincerely,
Kyla
RushCard Marketing
I've used them for 5 years - No problems!
RushCard / UniRush Reviews 0
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About RushCard / UniRush
RushCard is designed to cater to the needs of people who do not have access to traditional banking services or prefer not to use them. It is a prepaid card, which means that you load money onto it before you can use it. This feature makes it an ideal option for people who want to control their spending and avoid overspending. With RushCard, you can only spend what you have loaded onto the card, which helps you stay within your budget.
One of the key benefits of RushCard is that it is easy to use. You can sign up for the card online, and it will be delivered to your doorstep within a few days. Once you activate the card, you can start using it immediately. You can use RushCard to make purchases online or in-store, withdraw cash from ATMs, pay bills, and transfer money to other RushCard users.
RushCard also offers a range of features that make it a convenient and secure way to manage your money. For example, you can set up direct deposit, which means that your paycheck or government benefits will be automatically loaded onto your RushCard. You can also set up alerts to notify you when your balance is low or when a transaction is made on your card. RushCard also offers fraud protection, which means that you are protected against unauthorized transactions.
In conclusion, RushCard is a reliable and convenient prepaid debit card that offers a range of features to help you manage your money. It is easy to use, affordable, and secure, making it an ideal option for people who want to take control of their finances. With RushCard, you can enjoy the benefits of a traditional bank account without the hassle and fees that come with it.
Overview of RushCard / UniRush complaint handling
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RushCard / UniRush Contacts
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RushCard / UniRush phone numbers+1 (866) 787-4227+1 (866) 787-4227Click up if you have successfully reached RushCard / UniRush by calling +1 (866) 787-4227 phone number 0 0 users reported that they have successfully reached RushCard / UniRush by calling +1 (866) 787-4227 phone number Click down if you have unsuccessfully reached RushCard / UniRush by calling +1 (866) 787-4227 phone number 0 0 users reported that they have UNsuccessfully reached RushCard / UniRush by calling +1 (866) 787-4227 phone number+1 (866) 232-6778+1 (866) 232-6778Click up if you have successfully reached RushCard / UniRush by calling +1 (866) 232-6778 phone number 0 0 users reported that they have successfully reached RushCard / UniRush by calling +1 (866) 232-6778 phone number Click down if you have unsuccessfully reached RushCard / UniRush by calling +1 (866) 232-6778 phone number 0 0 users reported that they have UNsuccessfully reached RushCard / UniRush by calling +1 (866) 232-6778 phone number+1 (212) 840-9399+1 (212) 840-9399Click up if you have successfully reached RushCard / UniRush by calling +1 (212) 840-9399 phone number 0 0 users reported that they have successfully reached RushCard / UniRush by calling +1 (212) 840-9399 phone number Click down if you have unsuccessfully reached RushCard / UniRush by calling +1 (212) 840-9399 phone number 0 0 users reported that they have UNsuccessfully reached RushCard / UniRush by calling +1 (212) 840-9399 phone number+7 866 787-42-27+7 866 787-42-27Click up if you have successfully reached RushCard / UniRush by calling +7 866 787-42-27 phone number 0 0 users reported that they have successfully reached RushCard / UniRush by calling +7 866 787-42-27 phone number Click down if you have unsuccessfully reached RushCard / UniRush by calling +7 866 787-42-27 phone number 0 0 users reported that they have UNsuccessfully reached RushCard / UniRush by calling +7 866 787-42-27 phone number
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RushCard / UniRush emailsagent@rushcard.com100%Confidence score: 100%Support
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RushCard / UniRush address4701 Creek Road, Cincinnati, Ohio, 45242, United States
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RushCard / UniRush social media
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Checked and verified by Maria This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreJun 13, 2024
Most discussed RushCard / UniRush complaints
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If you are a disabled veteran or receive any kind of pension of compensation, DO NOT USE RUSH CARD. The customer service is HORRIBLE and they hold your money as if it's theirs until you send in all types of documentation. They are incompetent and unable to provide basic customer service. This whole set up is a joke! DO NOT USE RUSH CARD IF YOU WANT YOUR MONEY!
I have the same problem, I just found out that someone has opened a Rush Card in my name without my permission. Transactions have been made on this card. Customer service don't want to help me so therefore I can't get it closed out nor investigated.
the rush card sucks I put 25.00 dollars on it and used a promotional code to recive 10.00 extra and they did not give me my 10.00 extra and they stole additional 10.00 of my on money that i put on it i tried to speak to some one about it they said that they would handle the problem but they lied.
The same has happened to me. They should be prosecuted to the full extent of the law. They do unauthorized transaction without your knowledge!