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USAA Complaints 568

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6:25 pm EDT

USAA Delay on car repair

Car has been sitting without resolution awaiting repairs and continuously provided wrong and misleading information.

Car accident through no fault of ours was in January.

Estimate completed.

Car had been in previous accident

Was told by 2 different Claims adjusters a person was phyically coming to see the vehicle. This was untrue.

According to Claims adjuster I was to find pictures showing this car was in aesthetically perfect condition to the repair shop. Repair shop says they don't car about these pics. Called back and sent them to the email. NOT A PHONE CALL BACK OR EMAIL.

I have spent more time requesting to understand why there is a delay other than..."it was in a previous accident, and someone will call." NO CALLS.

I do not care that it was in an accident. I want it repaired to the same condition prior to accident. Period.

If i don't receive a resolution by end of day March 13, 5pm CST. I will stop this process and file this with State Farm. We are not at fault and was told this was much quicker...well it's not. I will then go through their process that must be better than this...then after this simple repair is finally done I will move ALL insurance from my 3 drivers, to my 3 cars, home, investment property, life insurance, umbrella insurance and personal property straight to State farm. I of course know that my one claim to this reader is meaningless, but I cannot do business like this and at least I have a physical person to see versus the 6 different "claims adjusters" I've dealt with EVEN IF IT MEANS paying more for my insurance.

Desired outcome: Fix my car as it was 10 seconds prior to collision. I do not care if it was bondo'd prior.

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9:56 pm EST
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USAA Deposits held on emergency funds

I left the Army on February 16th after given two weeks notice of my discharge. As soon as I knew that I indicated that by filling out USAA's transitioning service members resources. On March 1st I received no more income and since there wasn't any time to apply and be approved for normal VA and financial resources that Veterans receive I applied to several other financial assistance programs since and the only resources we (my family and I) have received was emergency food stamps as I was denied or received no reply for rent or utilities assistance, so my last option was to withdraw my retirement savings to prevent being sent a nonpayment of rent this month as well as paying for utilities and debts I owe. However, when I received this money and tried to deposit it, it was immediately put on hold and only less than 10% of the balance was deposited, which I assumed had a $10,000 deposit limit. Because of these holds, which when I called today to see if they could remove it, they said they couldn't and wouldn't do anything until the hold was removed which is March 16, which by then I will be sent nonpayment of rent this month and allow the landlord the option to begin eviction. I will also have more late fees for returned payments. I chose USAA specifically because I thought they would understand and be sympathetic to my situation since USAA only serves service-members and their families but now it feels like our only relationship between us is for debt collection. These holds also prevent me from preparing to move out of our house this month to attend trade school. I can't afford to wait until the 16th to use my money and because of this I can no longer recommend USAA as The Service-members Bank as my treatment from my transition to civilian life has been a nightmare due to them. I will probably have to go into more debt just to not have my family and I be homeless

Desired outcome: Release the holds on my deposits

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Trey Rodgers
US
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Mar 16, 2023 8:09 pm EDT
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This is happening to me also.

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11:03 am EST
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USAA Auto adjuster makes mistake with rental, I am the one paying.

I was in a car accident on Jan 26, 2023 at around 2am. It happened while on a family road trip; we were 4 states away from home when we spun out on the highway. Luckily none of us were hurt but our car was nearly totaled and had to be towed away. USAA was able to set up our auto claim right away and it seemed everything was being taken care of. We picked up an enterprise rental that was being covered by USAA later that morning and continued our trip. We have a rental coverage of $1500 so we continued to use the car and moved on with our lives while our car has been in the shop. It’s still in the shop as I’m writing this. The complaint I have comes a month later on Feb 27. I tried to pull money from an ATM and my card kept getting declined. This was strange so I checked my bank account and discovered enterprise had charged me $902. This was odd because 1. I was still in the rental and 2. The rental was supposed to be covered completely by USAA up to my $1500 limit. So I called the enterprise we picked the car up from and they said it was weird that the charge was issued since we still had the car but ultimately discovered that USAA had stopped paying for the rental on Feb 6th. They recommended I call USAA to sort this out. I call USAA and speak with an adjuster, of course the one assigned to me was not available, and they said they stopped paying because the auto shop who had our car didn’t have the keys. We had mailed the shop our keys and received confirmation they were received. The adjuster admitted that it was their mistake, they should not have stopped paying for the car until we reached our limit. Ultimately she worked with the rental team to get them to call enterprise and cover the $902 and told me that as of that day, Feb 26th, we were at our $1500 limit and any additional days were out of pocket. The adjuster was very short with me and seemed bothered with the whole situation. I asked when we could expect the money back in our account and she went in circles saying she took care of it, not giving any specifics. After prying she said that if we wanted to get our $900+ back we would have to return the car. It is something enterprise would have to refund us. Of course we had to return the car to get our money back. USAA’s mistake drained our bank account. We were out that money for about 5 days and are still without a vehicle. My husband called USAA back while we were waiting for the money to hit our account and asked if there was anything that could be done. They said there was nothing on the money side they could do since it was a refund but that because of their mistake, they would be happy to extend us a courtesy rental car until our car was out of the shop. My husband explained that we would need to get back to them because we had no money for gas or a deposit on the rental. Since enterprise charged us the money that was supposed to be coming from USAA. The day the money hit our account I called USAA back and asked about the courtesy rental and it was as if they had amnesia. There was no notation about it whatsoever. The adjuster I spoke to this time just kept going in circles stating “you have a $1500 limit and you have reached it” it took 15 minutes of explaining to get her to understand that someone offered us a rental. She said a manager would have to review our account and the call logs since everything is recorded. It took the manager 3 days to get back to me and when he called my phone didn’t even ring. It went straight to voicemail and I wish I could upload this voicemail on here because this man sounded like he was half asleep. He had no empathy or emotion in his voice whatsoever. He explained again that we have a $1500 limit and we had reached it. He clearly did not review any call logs. I am just so beyond frustrated with this whole experience. We, the little guys, are the ones taking the brunt of big corps mistake and there is nothing we can do about it. The car accident was such a big event and I thought we could count on USAA to be there for us. We have been with them for 17 YEARS, and have been happy with the service. Lately though it has been lackluster and we are considering switching to someone else. This situation should have been handled with more care and I am very disappointed.

Desired outcome: USAA tries to rectify the situation. I would accept an empathetic phone call.

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10:06 am EST
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USAA HO claim status claim #: 050

A claim was filed for DOL 7-6-2021. Claim#: 050.

I have attempted many times to view this claim status. It does not present anywhere on my account. Depreciation was held back on my Replacement HO policy. I recently sent an invoice for completed repairs. The brief response received from USAA merely referred me back to their original letter that was sent. This claim does not appear on my policy. How can I possibly refer to that letter when the claim is not there anymore?

This is the latest response from USAA …

From: ooo@usaa.com

Date: March 1, 2023 at 11:31:04 PM CST

To: Saathoff@gvtc.com

Subject: Where is the claim # [protected]-050

Your response was sent to a USAA e-mail address that is not set up to receive messages. To send USAA a secure e-mail message, please use https://www.usaa.com/inet/ent_utils/McStaticPages?key=ContactUsMain&EID=105182-1009_body Contact Us on www.usaa.com, or if you prefer, call [protected]-USAA (8722).

Thank you,

What do I do with this?

Carol Michele Saathoff

Desired outcome: Review the status of the claim and receive indemnification under my Replacement HO policy

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5:27 pm EST

USAA Credit card dispute

At one time USAA had remarkable customer service and was about their business of upholding their mission and vision statement, “USAA Mission and Vision Statement Analysis USAA’s mission statement is “ to provide excellent service for our members, we stand financially strong.” The statement reveals what the company holds as the heart of all its operations by emphasizing the excellence of its services.” I used to be proud to hear great comments from people, not USAA members. Nowadays, USAA third parties care less about the customers or USAA's mission statement.

In the past, I have filed several credit card disputes and USAA failed each case. If we had not been persistent and continued the fight on our own with the merchants a lot of our money would have been lost. USAA allowed merchants to steal money from their customers. This is so sad. This last case I am mentioned was generated on December 12, 2022.

In order to provide insight into how much and what customers have to go through, I am posting this statement I sent to the CEO's office:

“Regarding my conversation with M... at the CEO's office on January 30, 2023, as requested, I am providing information in reference to overall past and present issues and concerns with USAA employees.

“On January 30, 2023, I contacted USAA because of the posted notification for my credit card dispute, which I received on January 30, 2023, to my credit card and my USAA documents. I was on the phone with Mrs. P………..in the resolution department for 3 hours 15 minutes, and 42 seconds trying to get her to understand that this dispute resolution was not done correctly and the decision was made prematurely because of my previous calls to USAA and on January 20, 2023, providing pertinent information to support the dispute. I did not feel that the disputed status should have been posted as unfavorable. This case was processed and conducted carelessly. It was not until near the end of the conversation that Ms. P………, understood the concept that the USAA dispute status letter dated January 30, 2023, was in agreement with the merchant to charge our credit card twice, once on December 12, 2022, and January 15, 2023.

In addition, I was already discontented with past and present issues such as what feel are employees' unethical practices such as not making accurate notes, not filing complaints, agents stating, they are not finding notes, and if there are not, the notations consist of what a previous agent recorded. By now, I am more frustrated that I had to repeatedly request to speak to someone higher than her office but was given the runaround for nearly an hour. Finally, I suggested if this practice is what USAA has resulted in too; this is the wrong banking for me and my husband and USAA is not honoring its mission to care for the military and their families.

I explain to Mrs. P………. that the last four credit card disputes through USAA were not in our favor. However, we pursue the issue and resolve the dispute ourselves, which turned out in our favor. This shows a continuous lack of help from USAA to address their customers’ concerns and issues properly and professionally. I expressed to her that I used to feel good when I pulled out my USAA card to pay for items in different department stores, and people would say, they would love to be a member of USAA, but lately, people's viewpoints have changed with many negative viewpoints.

I inform Mrs. P…… before my husband and I decide on what our next course of action would be whether we would stay with the bank or not, I was not going to give up trying to reach someone higher than her department because USAA's higher echelon need to know about the improper and unprofessional practice that is jeopardizing tarnishing the USAA reputation.

In regard to my recent credit card dispute, in order for your office to get the entire picture of the unprofessional handling of this case, I would like to request telephone calls from December 11, 2022, through January 31, 2023, to be pulled. I noted several phone calls, on December 15, 2022, with Marc, and January 3, 2023, with J…..and A…... I would like to ask that your office would listen to the phone recordings for January 20, 2023, I believe this call was over an hour. The agent talked about how botched the case was from the beginning, and how these younger employees are not doing their jobs, with which I was in agreement. The second call I would like for you to listen to is on January 30, 2023. This is the call, figuratively speaking the straw that broke the camel's back. Overall, Ms. Paulette was more attentive to the issues than previous representatives.

I am, including emails that I received from the merchant. I informed USAA representatives about these emails. I believe the last time I spoke with an agent about the emails was on January 20, 2023. I was told if USAA needed additional information, they would contact me and keep an eye on my USAA notifications. I was never asked to upload these emails. Unfortunately, it appears that there was no effort to resolve past and present disputes only to initiate the disputes and wait until 30 days pass to send out the disputed status unfavorably. Again, I say this because USAA failed us on all our disputes and if we had not been persistent and continued to work on our own and pursued the disputes on we would not have received a favorable outcome. Please do the right thing and make this wrong a right. *USAA-related case numbers: #[protected], [protected], CA10105141, CA10105549, 8364253. *Supporting documents attached.”

USAA CEO's office turned our case over to Mrs. J……member advocacy, however, I never spoke to her through the process. She claimed to reach out several times via my cell, however, I checked my cell call log and missed calls, no USAA calls, and no voicemail messages. In USAA's final decision, Mrs. J……. suggested that I continue to collaborate with the merchant, knowing that the merchant will not communicate with you once a dispute is launched. A clear sign of going through the motions.

Another disturbing issue is I never received feedback on my requests for the data/inquiries to the merchants that determined USAA’s final decision, which we are entitled to because it is our case, our money, and our efforts to get a genuine resolution. Nor did we receive feedback on the recorded phone calls we requested between us and USAA employees. Also, with USAA there was a time when we were denied the funds to be credited where a fraud case clearly existed involving Zelle USAA attached to customers’ accounts without customers' input, whereas USAA knew who the scammers were. USAA Customer Service has turned into a joke and just goes through the motions when customers need to call in for issues and resolutions.

I am appalled at what this company has become. USAA used to be a great company, giving top-notch service. That is no longer true and the Board needs to do a serious review of the USAA, their third parties, and how it has changed for the worse.

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2:42 pm EST

USAA Auto insurance

My daughter had an accident and I called them to report the accident.

They had a recording that they are closed. That is the most stupid thing ever.

You can have a death and they have no one working closed.

I have had other insurance and they have 24 hour service for car accident and to file claim. I pushed a lot of buttons and don't know how I got a hold of someone. They then did the claim and sent us to Enterprise to get a rental and we went and they said they have no cars but yet saw like 20 vehicles on the lot with 2 hours to go. I checked the app and it said they had cars available. The employee was rude and did nothing to help. USAA needs to fixed this problem with their auto insurance and have an option to talk to someone. It is stupid that you have to go all weekend and wait til Monday to talk to someone.

Also unable to get a rental and again can't talk to anyone.

I will have to find another insurance company to cover my insurance and someone I can talk to, but they sure are good at taking their money.

I would not refer this company to anyone.

Desired outcome: I want them to fix their service and have 24 hour service to be able to talk to someone for auto claims accident, and to have a good company for car rental that they send us to.

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7:40 pm EST

USAA Auto Insurance

I received a notice from USAA in the mail dated January 31, 2023, but it arrived in the mail on February 17, 2023 saying I missed a payment for my car insurance. I logged into USAA immediately and saw it said I owe $140 by February 23rd, 2023. I paid it immediately but they said the policy was terminated on February 15, 2023. I want my car insurance re-activated immediately. I've been a customer for 30+ years and have 2 home-owners policies I pay on also. I believe your notices were not sent in a timely manner, and the online account I use said the due date was 2/23/2023.

I feel everything was set up to fail me possibly intentionally! Please reply. USAA representatives keep giving me false fax numbers to send complaints to. This is just getting way out of control!

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6:27 am EST

USAA Banking and credit card services / access to online support

February 19, 2023, USAA has blocked access to my credit cards and bank/checking account for the tenth time at lease since I began travel on January 28th. The only way to release my own funds or money is to CALL. They know I am travelling, and they know I have no phone. However, they have locked my account access online so I cannot log into their only representative CHAT, which is the only way I can contact them. Therefore, they have locked me out of all my credit cards and pay *payday was Friday. Every time this happens, which is usually every day, I found the special backend representative Chat feature to release my money. Today, they have locked the entire account and the only way to even access it online at all is to CALL THEM. AGAIN, they are well aware that I have no phone with me, and that I am travelling in Italy and Egypt. The money I was attempting to access is for my food, water, and shelter. A charger and a phone would also be bought if I could access my accounts online so I can pay with my bank or credit cards. Worst Customer Experience EVER when you send up homeless and hungry because of their stiff and inflexible systems that cannot adapt to customer situations.

Desired outcome: Restore my online account access, make it so I can restore access to my cards anytime online, easily through a link in the email they send telling me to call them instead.

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1:16 pm EST
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USAA Auto insurance

I had to change my phone number due to it being stolen. Usaa authentication app online will not accept the photo of my driver's license I used 5 different phone cameras and a 35 mm camera, the image did not upload. I was rejected. I was told to send a copy of that with all my information to USAA. I did send that on January 19. I got no response. I finally got a phone call from Josephine, but we are not able to connect telephone tag. You are sending texts to my old number, which someone else now has. This is not acceptable. I sent a certified letter with supporting documents, 02-13-2023. It will not arrive until 02-18-2023. I have not had accesses to my account for almost a month. This is not ok, you are willing to keep taking my payment. You need to have a better system for authentication, check or McAfee or Apples system. You are leaving me venerable to yet another ID theft.

Please help me. Susan Bowers
Please Call Us Dear Susan Bowers,
Thank you for bringing your concerns with USAA to our attention.
Unfortunately, I was unable to reach you by phone and would like the opportunity to discuss this matter with you. You may call me, Josephine, at one of the numbers below at your convenience.
How to Contact Us
Please enter extension 62209 when prompted.
Phone: 800-531-USAA (8722)
Mobile: [protected], Mobile shortcut #8722
We appreciate your membership and look forward to speaking with you.

Desired outcome: I just want to change Phone number.

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4:05 am EST

USAA Unable to access my account through the internet

My name is Rafael Torres my e mail address is [protected]@msn.com my social end with 3663. Can I get to know why I am unable? to sign in my account. Last few days I been trying to get me in the login page, but it brings back to the same logon page 😊😊, I need to access my account at the earliest.

My phone number is [protected].

Please can you assist me

Rafael Torres

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3:31 pm EST

USAA Customer service

At one time USAA had remarkable customer service but in an obvious move to save money with human employees USAA has become OVER, OVER automated and lost any personal touch. It is impossible to speak to a person that can speak for more than one department's needs. And when you finally get to a person (after holding five to ten additional minutes) they can only speak for their individual Dept and then transfer you to another dept and another dept and so on to handle anything further - ridiculous. I just spent more than 45 minutes on the phone - most of the time on hold and was transferred four. At one time USAA had remarkable customer service but in an obvious move to save money with human employees USAA has become OVER, OVER automated and lost any personal touch. It is impossible to speak to a person that can speak for more than one department's needs. And when you finally get to a person (after holding five to ten additional minutes) they can only speak for their individual Dept and then transfer you to another dept and another dept and so on to handle anything further - ridiculous. I just spent more than 45 minutes on the phone - most of the time on hold and was transferred four times today. When I asked the last rep for a supervisor, I was placed on hold again and when she finally returned, she advised a supervisor was not available, but she could transfer me to the supervisor's VM for a return call - I declined and asked that a supervisor return my call which has yet to happen.

I have been a USAA client for so long I do not remember - close to or more than fifty years, I have life policies that I cannot move so, I am trapped until death, or the policies expire but I will look elsewhere for all other insurance needs. Sad to see a great company decline to this state. Mr. Peacock and the Board need to do a serious review of USAA.

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6:31 pm EST

USAA Banking-unable to access my account until fill out questionnaire

I am very upset, livid actually!. 2/10/23. I was unable to access any of my money in usaa accounts until I filled out a questionaire. I could not use my debit card, could not use my credit card, could not access my checking account. Usaa *froze my account until I completed their questionaire*. I am not applying for a loan and there is no reason to require me to fill out any questions to access my money. My other banks and credit union have not required this information. Usaa required I release information including my salary, where my money comes from, if I expect to use money orders, cash transfers... Etc. They required to know if I use zelle, how often, and how much I expect to have deposited or withdrawn from my account using zelle. This is unacceptable!

Desired outcome: I would like USAA to contact me. I would like to not be harassed and required to release personal information to access my personal banking.

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2:33 pm EST
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USAA I am appalled at what this company has become

As a former employee and regrettably current (stuck) customer I am appalled at what this company has become. The automessaging service has been garbage since my working there 15 years ago and has in no way improved. After being in a minor accident in which I was not at fault last year, took my car to Their mechanic shop: Firkins Auto. They repaired the minor fender damage but completely thrashed the inside of my car ( for nearly $3K more than it should have been, including nearly $800 in paid by the hour paint cans- attempting to point this out to the claims agent did nothing-also only heard from the claims agent twice through the entire ordeal). Over a year later now Claims will still not even discuss it.

Currently, I recently got a bill with a $130. increase. No reason. And now when I attempt to call, they tell me I am not me so I cannot even access my account anymore or get anyone to answer the simple question of what is going on. They've locked my credit card into autopay and now, just to be rid of their continual, massive ineptitude, I have to completely cancel my card, which means wasting an entire day at the bank and costing me even more money than they already have.

USAA used to represent the best in insurance companies, now it's just another thieving amalgam of sociopaths that care nothing for their customers, active or former service members or even People in general but only for their profits.

Desired outcome: The people that run the company actually giving a damn about the people their service is supposed to be for would be a great start, but I'm a realist. Just better off changing companies.

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2:23 pm EST

USAA USAA Auto insurance claim [protected]

I was rear-ended on hwy 94 heading west in the vicinity of the 805 north ramp in San Diego , CA on Jan 10, 2023. It was a middle age woman with just a lerners permit and no insurance. I contacted USAA Insurance to file my claim, spoke to the CA claims manager Emanuel, i have uninsured motorist coverage, I did what was asked and posted on the mobile app. pics of the damage, it says you can get an estimate in as little as 4 business hours! Right! after 3 more calls and posting more photos and video I still haven't received a call back or estimate. 29 days I've been waiting, that is unsatisfactory! Taking care of your customers isn't high on USAA priority list.

I just sent an email to the head of the Auto Insurance Mr. Randy Tremeer, hopefully he gets thing moving, otherwise i will communicate with one of those accident lawyers advertised on tv to try and get this moving.

Desired outcome: Apoligize for taking so long to get this going, and for USAA's complete incompetence. Get me my estimate so I can get my Tesla repaired and reprimand the claims manager

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2:13 pm EST

USAA Auto insurance quotes

I added out daughter to our policy as a permitted driver. At that time, I asked for a quote for her when she becomes a licensed driver. The quote given in November 2022 was slightly below $200 a month when she gets her license. Just called to add a vehicle, premium increased as expected. At this time (February 2023) I once again asked for a quote for when our daughter becomes a licensed driver. the quote I was now given is approx. $350 month and this is not including the addition of the vehicle. I asked customer service how the quotes can be so grossly different in a matter of 3 months and no explanation was given with the exception of the market changes and quotes can change. This makes no sense, at no time is my bill going to decrease $150 in a month.

So upset, feels like price gouging and I may need to look elsewhere for insurance.

Desired outcome: Explanation of auto premium quotes and why they are so grossly different.

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12:04 pm EST

USAA Rental car and settlement

I am writing to address my issue on poor customer service and lack of consideration in hopes that I can be treated in a better way.

On 28 Jan 2023, my daughter had a car accident. The car was declared total loss by USAA and was offered $16,198 settlement. I submitted my dispute and requested a fair and reasonable amount of $17,400.

On 7 Feb, I called and spoke with Chad (ext. 3998) only to find out that the email I sent regarding the dispute with pictures, etc.. was not even sent up for review. So Chad told me that he will forward it to “CCC”. He also said that the check for $16,198 is still sitting in the office and waiting to be sent to me.

I was assigned to adjuster Jacki Martinez (ext. 77513). Since the accident, I never heard from this adjuster. Not even a reply to my questions on the USAA app.. I have to keep calling and ask for the status and spoke to different reps (Monique, Cynthia, etc.).

The rental car was only good until 7 Feb.. I am still waiting for the check to arrive and now have to pay the rental car. The new car that we are about to purchase will arrive sometime next week – as I was informed by the car dealer. So while waiting for the new car, it is just fair, proper and considerate that USAA will pay for the rental car until I receive the check. The process is very, very slow and it is very stressful.

From previous experience with USAA, it was unpleasant and I’m going thru it again.

I am 21 year member and have yet to see being treated with respect by USAA.

Hoping that this can be expedited with consideration.

Desired outcome: Extend the rental car until the settlement check is received. Approve my request for $17,400 settlement and mail the check ASAP.

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3:54 pm EST

USAA Insurance claim

My daughter was in a collision on 12/24/2022. USAA stated from the pictures that I had submitted it was probably a total loss. The vehicle was towed to a salvage yard pending inspection by one of their adjusters. Adjuster stated that the vehicle was repairable and estimated repairs at $1738. The shop I was going to originally take it to was unable to take it due to space limitations. I had asked USAA to help me find a shop but they said they couldn't, I would just need to call around. I tried several shops and they didn't work with USAA. I was referred to a collision shop in Indianapolis who said they would be able to take my daughter's vehicle which was a non-USAA recommended Shop. USAA called the shop to get their information, submit the estimate for repairs and advised they would work with the shop. When my daughter picked up the vehicle, it was in worse shape then when it was taken in. It appeared the shop did not do the work as stated on the original estimate from USAA. I don't know what supplemental claims they filed. The Shop never received my authorization to perform work on the vehicle. When I reached out to USAA to get is resolved because they also paid them additional money for work done, they refused to help me.

Desired outcome: I would like them to authorize a second opinion on the vehicle and pay for additional repairs, or total out the vehicle if necessary, from a different shop that they work with.

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8:46 am EST

USAA USAA Banking and Insurance

I have been a USAA customer for over 23 years, and their customer service and quality of their service has been noticeably declining over the past decade. The abysmal service seems to have accelerated the past few years. Despite having multiple funded checking, saving and investment accounts with an average balance of around $500,000 between them, I regularly have credit card transactions denied with no fraud alerts (so that I can say they are indeed "oil") from USAA or any kind of message at all -- just denied. And the transactions are not for buying solar panels from Lagos Nigeria or something strange -- it is all of the same places and same travels that I have taken tens of times. USAA shut off all of my credit cards (personal, joint and work-related -- through USAA) because of a transaction at Trader Joes in Palo Alto, where I have stayed and visited at least 45 times because I am an early stage venture investor. I did not have cash and could not even take an Uber or Lyft because my cards were denied. I was so late getting to a meeting with a well-known venture capital firm and one of my entrepreneurs, that the venture partner had to cancel it, devastating my entrepreneur who was seeking funding for their startup. And USAA people say the same stupid [censored] about how sorry they are for "tyhe inconvenience," but offer anything or do anything to change their [censored] anti-fraud algorithm; it is an "anti-customer" algorithm, because I just cannot count on them anymore for getting bills paid on time or on business or whatever travel -- they just shut everything off whenever they want so they don't lose a dime -- forget about the customer. I was stranded a second time with one of my three children at a medical procedure at a clinic. All of my cards were systematically denied, to my frustration and embarrassment, and my daughter, who had just had a procedure, was feeling ill and upset. I had to call a family friend to come and get us -- all because of USAA again. And once again, "we are sorry for the inconvenience." It's more than a f**cking inconvenience, and I have no choice but to abandon ship with this total crap service. This is the "awesome" service that they give veterans. STAY AWAY FROM USAA! THEY DON'T GIVE A [censored] ABOUT THEIR CUSTOMERS, AND THAT THEY ARE VETERANS MATTERS NOT ONE BIT! They also screwed us out of fixing our garage after a tree fell on it. The assessor said that we could wait "as long as we wanted" to fix the garage and would be given the insurance when we rebuilt the garage. This turned out to be totally untrue, and when we had our builder ready to replace the structure, they denied all of it and said that "we have no record of it and are not paying it." And that was it. So I would think very hard before you entrust your home and family to this company -- they do not care, I repeat. I have spent hours and hours on the phone trying to fix the fraud bs and get our rightful compensation to fix our property that is fully covered under our USAA insurance plan to no avail. They will do everything to F you over and not pay. USAA talks a good talk, but beware when you actually have to use the insurance you have dutifully paid for years and years with no claims or accidents. They'll happily stick it to you and say "sorry for the inconvenience." STAY AWAY FROM USAA IF YOU LIKE TO BE ABLE TO ACCESS YOUR OWN MONEY AND YOU LIKE INSURANCE THAT ACTUALLY PAYS WHEN YOU HAVE A CLAIM!"

Desired outcome: USAA stops saying how great they are to veterans and how great their insurance is -- it's a total sham, and they do not give a care in the world that you are a veteran or whomever

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7:21 pm EST

USAA USAA auto insurance

After years of insurance coverage today for no reason USAA raised my premium by 65 percent I’m a safe driver no tickets are accidents never late on payements. I called customer service and he said it’s because I live in Florida I have always lived here then he told me to check rates with other carriers I did and Proggresive insured me for a less than my last policy! So much for being Vet friendly

Desired outcome: For Florida Veterans to know that only USAa is raising there rates

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1:05 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

USAA Safelite

My name is Chris Throckmorton, I have been a USAA member for over 30 years. Member number is [protected].

My experience with the Safelite process for my broken panoramic roof has been awful. I am currently on hold waiting for a manager as I have now spent 3 hours + over 2 days trying to get this handled.

I personally appalled at this process and the lack of customer service that I have come to expect from USAA.

You can reach me at [protected] if you care at all... this is making me doubt why I continue to spend my money for all of my insurance needs with USAA.

A disgruntled customer!

Chris

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About USAA

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USAA provides a range of financial services tailored for military members and their families. Their offerings include insurance, banking, investment options, and retirement planning. They also offer loans and real estate services. Membership is exclusive to those with a military connection.
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1. Log in or create an account: Ensure you are logged in to your ComplaintsBoard.com account. If you do not have an account, please register by providing the necessary information in the sign-up form.

2. Navigating to the complaint form: Once logged in, locate the 'File a Complaint' button situated at the top right corner of the website and click on it to access the complaint form.

3. Writing the title: In the 'Complaint Title' field, concisely summarize the main issue you have encountered with USAA. Make it specific and clear, such as "Unauthorized Account Charges at USAA" or "USAA Insurance Claim Delay".

4. Detailing the experience: In the complaint description, provide a detailed account of your experience. Mention specific services or products you used, such as banking, insurance, or investment services. Describe the nature of the issue, including dates, amounts, and any relevant policy or account numbers (avoid sharing full personal account numbers for security reasons). If you attempted to resolve the issue with USAA, include the steps you took, the responses received, and the timeline of events. Explain how this issue has personally affected you, such as financial loss or stress.

5. Attaching supporting documents: Attach any relevant documents that support your complaint, such as correspondence with USAA, receipts, or statements. Do not include sensitive personal information like social security numbers or full account numbers that could compromise your security.

6. Filling optional fields: Use the 'Claimed Loss' field to quantify any financial losses you have incurred due to the issue. In the 'Desired Outcome' field, clearly state what resolution you are seeking from USAA, whether it's a refund, an apology, or corrective action.

7. Review before submission: Carefully review your complaint for clarity, accuracy, and completeness. Ensure that your description is coherent and that all the facts are correct to the best of your knowledge.

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Overview of USAA complaint handling

USAA reviews first appeared on Complaints Board on Sep 17, 2007. The latest review Accessing my account was posted on Aug 1, 2024. The latest complaint Credit Card Services was resolved on Jan 24, 2023. USAA has an average consumer rating of 2 stars from 585 reviews. USAA has resolved 91 complaints.
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  1. USAA Contacts

  2. USAA phone numbers
    +1 (800) 531-8722
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    Customer Service
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    Survivor Relations Team
    +1 (210) 456-6310
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  3. USAA emails
  4. USAA address
    9800 Fredericksburg Road, San Antonio, Texas, 78288, United States
  5. USAA social media
  6. Stan
    Checked and verified by Stan This contact information is personally checked and verified by the ComplaintsBoard representative. Learn more
    Aug 01, 2024
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USAA Category
USAA is ranked 13 among 414 companies in the Banks category

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