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Westlake Financial Services

Westlake Financial Services review: Repo 102

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Author of the review
12:06 pm EDT
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I am a single working mother of three children. I put down 3, 000 dollars on a car and not even within 28 days my car was repoed.Talk about not having patience then was not allowed to catch the one payment I was behind.

102 comments
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Maria das Gracas
Margate, US
Sep 10, 2012 11:59 am EDT

Hi My Mom hv ben 2 weeks late on 1 payment They Repo Her car and now they not give her car back before she pay the entire amount she owe on the car They says she hv to pay off the car becose they try to contact her and she dont anwer the phone but its not tru they never send any papers to her What she can do about please send me email to sandersaviato@hotmail.com
She put $3000.00 dow.

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chikydadee
kirby, US
Feb 27, 2013 3:57 pm EST

I'm in a business trip in miami and there are only 28 days in febuary. I asked them if I could pay them on the fourth or the ninth when I get back..they said there are no promises...strange.

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larry gianarelli
US
Feb 14, 2014 8:51 pm EST

i am so gald i did go these guy

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DCHpissed
White Bluff, US
Aug 04, 2014 1:20 pm EDT

This company is rediculous! They can't decide how they want there payments, I pay them one way for months at a time and then they call saying they don't accept payments like that however I send them. So t where is my money going? Once my truck is paid off I will NEVER go through them again! Also they need to hire people that speak English everyone I talk to I can not understand. They are not an understanding company and they act like they never have a hard time. Just very rude people!

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pissed201
Alexandria, US
Sep 21, 2014 8:20 am EDT

18 days late on my car note for the first time in 2 years and they took my car. But wait until I call they ### assessment Monday morninh6. I put 7000 dollars into my car. SuSure if your ### work for them u a ### just like your job

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pissedinflorida
Hollywood, US
Apr 15, 2015 2:24 am EDT

My fiancée had a car financed through them. We were going to Wells Fargo and making the payments on time and she was hospitalized. While she was recovering we fell one month behind. We were staying at a hotel. They repoed our car and stole identity information. Since then our daughters bank account has been killed by theft. We had some of her stuff from college, they took it all. We never received a report to claim our property, in fact their report states we were combative and they will not answer calls, even the ones we were making to pay them that payment over the phone. Now they have all of our identity information and her computer, tv and have caused issues that have required us to contact the FDIC and Federal Reserve. They don't only ripoff your car, they steal your identity.

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angiela_dr
US
Aug 03, 2016 12:23 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

The first word that comes to mind is HORRIBLE! The customer service is awful. They don't seem to know what they are talking about. They do not do what they discuss with you on the phone. The person who was dealing with them sent them a payment almost a week ago to get their car from reposesson. Everyday since then, he has called many times a day to see if he could pick up his car. However, their answer every time was " the paperwork is processing." He called again today to find out after paying $750 almost a week ago, the car was still sent to auction. Paying the $750 was to avoid this happening. He was told on top of all the fees he has already paid, he will now have to pay an extra $400 to get it out from auction. Had Westlake Finanicial processed the paperwork in time, this would not have happened. Westlake Finanical's customers service response to this happening that was, that it was not their problem, he will need to pay the $400. They also said, the paperwork is still not done being processed, he will still not be able to pick up his car. This company is horrible, they are rude, and even if you pay them on time, they screw you over. It's terrible what they did to this person. They are a complete nightmare.

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Ladypink
US
Nov 16, 2016 12:01 pm EST

This company is full for it for real the lie and they don't know how to talk to you at all, , ok I have paid to get my car and have don't all that is need it it been 24hours and still have not got my car, , I have called and talked to the people that have my car they even email and called to see when will my car be released .I have ever heard it going to 1-2 days I'm to the ends for my rope's with them and I only missed one payment really, , I need to find out who I can talk to before.i call a lawyer

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Angie Mcdonald
US
Aug 02, 2017 6:44 pm EDT

These people just been sued and still doing the same oh [censor] they repo my daughter car 5days for 1 Payment late because of a bank error tried to call and make the payment and they refused straight crooks she only had her car for 2 months why are they allowed to treat people like this

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Randisnotplayin
US
Mar 26, 2018 3:15 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Can I give them negative 100 stars, literally having the same trouble as others car was repossessed for unpaid late fee? wtf? a late fee that I was never told about when THEY posted a payment a payment to the account late, it was taken from my bank account on time but according to the worker that told me if I was responsible and took care of my obligations I wouldn't be in this situation, ummm my payment was taken from my account the day it was due then you apply it to the account late and then take my car for UNPAID LATE FEES WTF, and workers on the phone so hateful unprofessional, I have no words for how horrible they ALL are, none of them had the same story on when I can get my car back, i was told if i did a money gram i can have my can that same day, if i pay with ATM i have to wait at least 72 hours, so i rush down to get a money gram so i can get the car back today, payment is processed they have my money and still wont release the car, now a different person said i will have to wait 24-48 hours even though my payment was made as instructed. all the workers have ZERO customer service and tact. they are a total nightmare, hd the loan 2 of 3 years and they WILL CALL YOU THE DAY THE PAYMENT IS DUE even if it has been paid just not updated in their system. like WTF all the workers a trash in my book. fraud company get away from them as soon as possible.

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Kourtney Mcgowan
US
Jan 18, 2022 8:01 pm EST

This just happened to me! I’m filing a lawsuit and I’d suggest you do the same! Don’t let them get away with this

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Leif Burke
US
Jun 26, 2022 12:08 am EDT

They did it to meet too.

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jazz617
US
Sep 08, 2022 2:21 am EDT

I am in the processes well. Have you had any success?

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Yoshua
US
Jul 18, 2019 7:22 am EDT
Verified customer This complaint was posted by a verified customer. Learn more

What options do you have to make payments?

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T. Duckett
Fultondale, US
Feb 28, 2022 11:52 pm EST

They are doing the same to me. I’m 78 and had Covid in the hospital and am 1-2 weeks behind. They said I can’t change the repo status even if I pay!?

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DBP2327
US
Jun 15, 2022 6:30 pm EDT

Someone HELP PLEASE , I was in an accident, my payments are current, this company repo my car (without telling me )the next day after my accident, and now they refuse to give me the vehicle back to get it fixed by my insurance. My insurance was willing to pay the tow fees but this company kept giving us the run around and it turns out they sent my car to get auctioned the same week. So I lost my car , the insurance wouldn't pay me because they couldn't get the estimate on the damages of my car. And to top it off I still owe the car! Even though I didn't want them to take it!

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Stressedaf
Stockton, US
Jun 27, 2022 12:36 pm EDT
Replying to comment of DBP2327

They just did the exact same thing to me, they are making me pay repossession fees even though I was up to date on my payments. I’ve paid the repossession fees but they have yet to release my car

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Jackson 17
Montgomery, US
Jul 13, 2022 4:32 pm EDT
Replying to comment of Stressedaf

Me as well I even aid the entire balance of my loan with them yesterday and the tacked on extra fees and have yet to release my car they say call back ever hour but the should really be sued

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Quantez lacasso Shannon Jr.
US
Aug 10, 2022 7:43 am EDT

They just took my car and I was a month and a half late on my bill I am young man doing it all on my own I have just lost my last parent in September idk what esle to do they didn’t even give a warning someone help

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Get out 7.0
Get on, GB
Aug 10, 2022 4:37 pm EDT

I paid online with the same credit I been paying with June & July and I have confirmation to prove it .each time the payments where rejected they blamed my bank I called my bank my bank disagrees they have no reason to do so .

They picked the car up yesterday evening without a notice or email or call best part is I have now paid a over the amount of $1297 I was told that was due in order to obtain the vehicle back this company has not sent release form to Par North America and the Cease Towing company to release the vehicle I was told prior to paying the amount it was $1001.00 and it would only take four hours once I paid for release form to be sent out I waited the time now they are stating in real time form takes 24-48 hours . Had I would have know this I wouldn't have continued with this company. The second month of me having this car a issue came about similar. Last night I was told $1001. To clear and gain vehicle back this morning as well when I paid after contacting Par Noth America and cease Towing to confirm everything westlake Financial increased the amount to 1297.28 but also took 1,302.28 out of my account today my payments are only $367 which I paid June & July of 2022 and I truly have confirmation numbers , westlake financial blames there system verbally but still has the car on hold though I have never paid them with another credit/debit card. I was also told I'm 54 days behind with late fees . 367 x2 =$734 how did they get $1300 plus dollars this company scamming there customers and blaming there system designed to either reject payments or not accept hoping to do what has been done to me extra fees and money tied in a wire . Not to mention the owner of the company is tied in with support with Wellfargo 3 years after wellsfargo got in all that trouble [protected] . Not a good look he's worth 5.5billion and has a online system and app system that doesn't work properly . Makes no sense.WellsFargo is a Scamming Bank who took 9k from my account 2week ago and has not yet returned it . Yelp is also tied in with wellfargo and are partners. Folks we Gotta Be Careful and alert ... the owner Hankey has reps from India and the Philippines running his rep side and it's not a good call if ever you have to make one Westlake does not care about the issues they have .on there end it's geared to fault the customers as if I didn't make the payments initially worse part the will report to credit bureaus as if I'm incapable of making payments on time . SMH we need to come together and sue westlake financial

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nia brooks
US
Aug 30, 2022 7:17 am EDT

This is literally happening to me currently and I’ve spoken to a lawyers and looking to sue them and dealership.

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Fayeelove
US
Oct 28, 2022 1:07 am EDT
Replying to comment of nia brooks

What lawyers should I refer to for this case ?

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Mary DeLago
US
May 18, 2023 11:51 am EDT
Verified customer This complaint was posted by a verified customer. Learn more
Replying to comment of nia brooks

If anyone decides to sue them please let me know because I want in!

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David2222
Perth amboy, US
Jul 25, 2023 12:13 pm EDT

I want in as well please let me know they violated my consumer rights and I want answers

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luv4 Tee
US
Jan 04, 2024 8:07 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

I will

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jazz617
US
Sep 08, 2022 2:21 am EDT

any luck?

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Sherika wb
US
Sep 16, 2022 10:54 am EDT

My car we repossessed over a week ago, I paid the repossession off the same day, it was taken...now two weeks later I still don't have my car. They have not sent the release papers to the tow yard. My kids have missed school and I have missed work. This is very unprofessional

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CathyW17
US
Jan 11, 2023 5:02 pm EST
Replying to comment of Sherika wb

Hi Sherika,

Were you able to get your car back? I am going through the same thing currently. Would you have any suggestions on how to speed up the process?

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Deedee Lovee
Middletown, US
Oct 25, 2022 1:55 am EDT

Due to me having COVID I had missed 1 payment by 22 days it hasn’t been 30 days yet, even told them that I would be able to make a payment the same week which would bring my account up to date but they still want to process getting my car taken away. They are inconsiderate and rude and don’t even work with people nor are they understanding smh. Normally banks would process a repossession if you are late 3 consecutive payments.

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CharleneCintron7
US
Nov 07, 2022 7:45 pm EST

KNOW THE LAW IN FLORIDA

What does repossession notice mean?

Before they can repossess goods from you on the grounds that you've defaulted under your contract, the lender must send you (and any guarantor) a repossession warning notice at least 15 days before they repossess. (These used to be called “pre-possession notices”.)

Can a repo man carry a gun in Florida?

Recovery and Repossession and Firearms

Licensed recovery agents and recovery agent interns are prohibited from carrying firearms while on private property and in the course of repossession activities.

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Alana Griffin
US
Nov 29, 2022 4:29 pm EST

Worst company they are harassing and rude and want to charge for everything.

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Ramon Gutierrez
US
Dec 08, 2022 4:54 pm EST

Rude aggressive repod my vehicle before it was ever delquent paid half my bill on the 8th that wasnt owed on the 10th car was repod on the 14th while I was trying to pay them then they went from 242 to 2095 fees for repo paper work for using a flat bed tow truck for the tow for everything never contacting me at all wyf that’s robbery where I come from they strong 💪🏼 armed my truck after 20 on time payment

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Ramon Gutierrez
US
Dec 09, 2022 3:54 pm EST

Rude non willing to work anything out won’t let me get extension on repo wen I wasn’t behind till they repod the truck for no reason n the repo fees is wat I’m now behind

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Ramon Gutierrez
US
Dec 09, 2022 3:54 pm EST

Just rude

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Information needed
Beloit, US
Dec 26, 2022 12:45 pm EST

Does anyone know what repo company wear lake financial uses out of Wisconsin?

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Summer72
Fort Lauderdale, US
Jan 29, 2023 4:22 am EST
Verified customer This complaint was posted by a verified customer. Learn more

The Fair Debt Collection Practices Act .

Of course Westlake FINANCIAL services violated my rights as a Consumer natural person. Purchase a car 2/18/22 , complaints went out to the company after I saw many violations of several laws. Sent cease and desist, debt validation letters and contact the company with no regards to human life. So as of now my car was repossessed 11/13/22 no judge to sign the repossession writ ! Down payment or a credit transaction. Fraud, no Installment contact. File repeatedly with the CFPB, and FTC. at this point I seeking remedy, car and title. For one missed payment.

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Mandy Braley
US
Feb 15, 2023 7:43 am EST
Replying to comment of Summer72

This just happen to me at 5 am this morning. For the same. Reason.

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Sarah Ruth
Eubank, US
Jun 15, 2023 3:38 pm EDT

I put down 3000 dollars had car for 40 days was hospitalized but made pmt twelve days late they repossed my car. Called them they told me they didn't do it to call police report it stolen! Give days late now they still say they didn't I have the paperwork in hand they still says loan active and in good standing but I can't get my car back. They are crooks in my opinion I plan to take legal action

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Leesha.marie
Port orange, US
Jun 30, 2023 10:17 pm EDT

Just happened to me today as well I paid 1500 down payment I mixed up the date for my payment they called last week and I told them I would have the payment by the end of this week they said okay, I made the payment last night they repossessed the car this morning and said there’s nothing I can do because they ALREADY SOLD IT BACK TO THE DEALERSHIP. I call the dealership they want me to come in and pay another down payment and take out another loan to get my car back

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Cpm2345
El Paso, US
Oct 05, 2023 11:37 pm EDT

Did they send you a notice before hand?

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Jack bradler
US
Oct 14, 2023 2:05 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more
Replying to comment of Cpm2345

No notice Westlake just repo my car

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Jack bradler
US
Oct 14, 2023 2:08 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more
Replying to comment of Cpm2345

Nothing

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Cpm2345
El Paso, US
Oct 05, 2023 11:38 pm EDT

Did they send you notice before?

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Jack bradler
US
Oct 14, 2023 2:05 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Westlake needs too be stopped

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none of ur Jr
US
Jan 04, 2024 6:34 am EST
Verified customer This complaint was posted by a verified customer. Learn more

i agree, this company is why you see people owning guns

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Jack bradler
US
Oct 14, 2023 2:07 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

It was still under us auto sales at DMV but they repo it an sold it at auction Westlake is wrong nothing little me could doo

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Jack bradler
US
Oct 14, 2023 2:08 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

There taking a lot of cars from everyone!

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Rileylu
US
Oct 18, 2023 6:24 pm EDT

I had signed the buyout paper with American car center and they went out of business before I revived my title showing them as lien holder couldn’t tag vehicle was months before I heard from west lake I’ve tried to get my title so I could tag my car couldn’t drive it so I didn’t make payments I feel they defaulted on the contract they now have repoed my vehicle I feel like there needs to be a class action suit taken against them nothing else will help they are just stealing from us and getting away with it

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Jesst9889
Columbia, US
Nov 01, 2023 2:42 am EDT

They just took mines after I made a payment. I have always stayed in communication with them and all. Never went out of the 30 day mark and now I have lost my car at 2am in the morning. And when I asked for the original order they didn’t have it.

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Tanya boston
US
Jul 30, 2024 10:56 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more
Replying to comment of Jesst9889

What do you mean original order? I’m going through the same thing.

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  1. Westlake Financial Services Contacts

  2. Westlake Financial Services phone numbers
    +1 (888) 893-7937
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    (323) 692-8800
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  3. Westlake Financial Services emails
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    4751 Wilshire Boulevard, Suite 100, Los Angeles, California, 90010, United States
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    Nov 21, 2024
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Westlake Financial Services Category
Westlake Financial Services is ranked 29 among 263 companies in the Financing and Loans category