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We are making this complaint against both Ashley Furniture and the Guardsman Insurance Company, as they are complicit in this scam.
Timeline
In October 2009, my wife and I decided we wanted new living room furniture. While we don't use the living room much, as we have a large family room, we felt our old (but very expensive when new) fabric-covered couch, while still nice, was outdated. We saw an ad for Ashley Furniture in nearby Yorba Linda, CA and decided to visit the store to price a matching couch and loveseat.
It was a large store with quite a lot of couches and loveseats in inventory, but almost all of them were leather-covered. When approached by a salesperson, we explained that we had 2 cats and a dog and we were concerned about buying leather furniture from a brand that we have never purchased before (we usually bought furniture at Macy's) because of (1) possible susceptibility to damage and (2) we did not know much about Ashley's products . She, pointed out, the Guardsman point-of-sale material that seemed to be on every table. She explained that if we bought the Guardsman Elite Furniture Protection Plan, our purchases would have “bumper-to-bumper” protection for 5 years; it even covered damage (cuts or urine) from animals. She said if they couldn’t fix any damages, then the furniture would be completely replaced. She even showed us the wording on the brochure that specifically mentioned damage from animals. She also added, “Don't worry, you'll have both Ashley and Guardian behind this product.”
Convinced, we purchase a couch and a loveseat for $1173.25 (including tax) and spent another $129.99 on the “Guardsman Elite Furniture Protection Plan”.
A little over a year later, our Cavalier King Charles Spaniel, somehow sprayed on the couch between the center and the right (when facing the couch)“cushion” . Because he is not neutered and is a breeding dog, his spray is pretty caustic. We discovered this accident about two days after it happened. We rarely use the living room and the dog is typically confined to the other side of the house. When blotting up the spray, some of the color came out of the right “cushion” and within two days, the seam along the right side of the center “cushion” started to crack.
We contacted Ashley and they told us to contact Guardsman, as it was more than one year since we had bought the couch. We contacted Guardsman promptly, within the specified period from when the damage was discovered and they sent out someone who, ostensibly, would repair the couch. The man who came said he couldn’t repair the couch, as the tear was in a seam and since the couch's “cushions” weren't really cushions, but were attached to the couch, it would be difficult to repair. Ironically, this man remembered us as our house is at the top of a hill and he had delivered a very heavy marble dining table to us 20 years earlier! He volunteered to us that Guardsman would do everything it could to avoid paying for repair or replacement.
In subsequent days, the tear in the seam expanded, not only in length, but the cushion itself started splitting in a line ninety degrees from the axis of the seam.
Later, we got a form letter from the Guardsman company denying our claim, giving no reason.
Product Defect
Pressing Ashley, they refused to help, stating that was what we had bought the insurance for and that our efforts should be with Guardsman. Even though we lived less than 5 miles from the Yorba Linda store, they refused to come out and look at the damage. Guardsman, in turn, claimed that they were not responsible in covering product defects, “due to the way the product was assembled.”
This was a total “Catch-22”. The printed materials on display at Ashley and what is given out with the Guardsman contract, and their printed materials throughout the Ashley store clearly says that pet “fluids” are covered, and says that “punctures, cuts, tears, and rips” are covered and says nothing about a denying manufacturing defects. The Guardsman's website even mentions these coverages! (www.guardsman.com/en/furniture/services)
The Ashley-Guardsman Scam
Here is the scam as we see it. Ashley makes inferior products, at least with respect to their leather furniture. Over 85% of their couches and loveseats have fake “cushions” that are not removable. They look like cushions, but to save manufacturing costs, they are part of the body of the couch, with 3 separations in a couch and 1 in a loveseat, that makes it appear to be “cushions”. If they had real cushions, instead of these “Hollywood Fronts” a damaged cushion could be removed, repaired, or replaced. On Ashley's products they can't. I have a leather couch in my home office that is over 15 years old. Its leather is twice as thick as the leather on an Ashley couch.
Once a product is more than a year old, Ashley states that its manufacturer's warranty is void and, in turn, Guardsman says that, even though they are the extended warranty, manufacturer's defects are not covered. So Ashley gets to sell shoddy products. Guardsman gets to sell a worthless policy and the customer is left holding the bag, even though the extended “bumper-to-bumper” warranty, specifically includes damage from pets and pet fluids and mentions nothing about manufacturer's defects. Plus, the salespeople at Ashley emphasize that buying the extended coverage takes the worry out of having leather furniture.
If Guardsman were not the scam that it is, they would have paid for the repair or replacement and then sought to recover their expenses from Ashley Furniture. They have an obvious “agency” relationship. Guardsman promotional materials are to be found on just about any flat furniture surface at an Ashley Store. The Ashley salespeople and the Ashley corporation get a commission from Guardsman, and the customer gets stuck with a couch that is unraveling before my eyes.
Our Demand
As Ashley Furniture's couches are inferior, as they cannot be easily repaired because of their fake cushions and uneven stitching, we expect them to remove the couch and loveseat from our house after refunding to us the full purchase price of the coach and matching loveseat including taxes and delivery charges and refund the money spent on this useless Guardsman Policy scam. The total is $1, 303.24.
They need to act quickly, or I will see to establish a class-action lawsuit against Ashley and Guardsman, both individually and jointly.
Copies of this complaint will be sent to the California State Attorney General's office, the Office of the California Insurance Commissioner and the Federal Trade Commission for investigation into possible R.I.C.O. malfeasance.
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Can I join? I had a similar situation happen to me.
me too. how do i get in on this?
I'm currently having the same problem with Ashley Furniture and Guardsman Insurance. I purchased a $2100 leather sectional from Ashley Furniture in Killeen TX and I explained I have three large dogs and was afraid of getting leather and the guy turned me on to this amazing insurance. Well the inevitable happened and the couch was torn from the dogs and I filled a claim to get it denied before even hanging up the phone and now I sit here with a $2100 pice of poop.
the same issue. These two together are a scam
Ashley Furniture Warranty Scam! Please contact me @ juicyannabelle1@yahoo.com (I'm in the same situation) I did research & found out in Arizona there was a Lawsuit against them & they had to pay$400.000.00 . Action needs to be taken in Texas!
I've had the same problem with them. I bought the added "super scoth guard" protection, and the extended warranty, totalling over $1500.00 for a 3pc micro fiber set. Less than a week after having it I started having pieces fall off. I called the store where purchased who advised me to contact the warranty company. Contacted them, who then tried passing the buck back to the store. After a year back n forth I've got nowhere. Since then, my recliner stopped opening n closing, the springs pon the loveseat punctured the cushions n the couch wood cracked.
We have spent over $7, 000 on furniture with Ashleys and over $500 in Guardsman warranties and they always loose my paperwork, cant locate my service requests, I ask numerous times if I can email/fax it since someone is always loosing my paperwork I send to them, manager of the store never contacts me back, I have a sectional that the leather is peeling off, a new bedset that the wood was not painted on it correctly, and nothing has ever been done. Why is there not a Class Action Lawsuit against them yet? I bet if more people come together on this matter we can win our money back. I have complained so many times and no one every gets back to me, my childrens bed was just crumbling apart, their dresser as well, I am so disgusted with this all, we should all get our money back. This company deserves to be shut down.
Orlando, Florida
2 years ago I purchased a leather sofa with an ottoman on one end. I was sold the identical insurance plan the grievant is claiming. 2 months ago I began to notice that the leather on a cushion seam was cracking along the entire length of the seam. The feel of the leather along the crack was very plastic-like. In addition, the brown color of the couch was wearing off noticeably. The insurance policy allegedly was to cover any cosmetic damage, including scratches and punctures resulting from pets, is covered. Last month I called the local Ashley in Brandon, FL, and notified the customer service rep of my situation. She immediately went into defense mode and said I did not report the problem immediately and that I had no claim. She gave me the toll free number to the insurance company and schocker, nobody answered any of my 4 attempts. The phone just rang to voice mail. This is clearly a scam as noted above. Not only will I not be shopping at Ashley in the future, but I'm going to go out of my way to make sure that none of my family or friends to either. Shameful practice and I hope they go out of business soon. Karma is a b####.
I would like to join as well I have a similar situation and I definitely would like to join your class action lawsuit.
I bought several pieces of furniture from them. I have a recliner with that "durablend leather" that is ripping, tearing and peeling all over. It is disintegrating before my eyes. Guardsman had a "senior tech" come out and take pictures. He told me no problem Guardsman will cover this and I will get 2 pieces (for the back and seat) sent to me and someone will come out to replace them. 3 weeks later I call Guardsman because I hadn't heard anything. The woman who answered after 1/2 hour of holding told me it was never sent to the right department. It would take another 5 to 15 business days. this after I had placed the request in Feb. (over 2 months ago) I received an email the next day telling me they were not going to cover any over it! There are rips, tears and cuts all over it and it's getting worse. I called the tech he said he would take care of it 2 weeks ago. Not another word from him so I called Guardsman today and they told me the tech was wrong and they were not going to cover any of it because it was normal wear and tear. It is not normal wear and tear! It is literally Disintegrating. This leather is a farce. And so is Ashley furniture's warranty with Guardsman.
I would like to join, I have a similar problem
I advice you to email president of ashley furniture to get them to understand that this will be a class action law suit
twanek@ashleyfurniture.com, djansson@ashleyfurniture.com
I want to join in this lawsuit against guardsman and Ashley furniture!
Same thing here with the durablend and fake leather product. I want to join and I will join the class action. They better honor the warranty or the product that they sell. If they don't do both, it is definitely a scam!
If you paid with credit card less then a year ago contact credit card dispute and file dispute and attach evidence and you
Will win it.
Same problem here. purchased a bed frame with fabric cover on top. small rip starting to form. contacted the company who they set me up with. Was told this is a manufacture problem. No one even looked at it. I begged for someone to at least come out and look but nothing.Asked to speak to the manager and was told she was busy but would email a link to send pictures. called a few hours later and gave my email address again just in case they wrote it down wrong. still 1 week later nothing. NEVER EVER BUY FROM ASHLEY!
If paid with credit card file a credit card dispute and state that item is defective
I’ve requested a replacement part for our recliner through the warranty company also more than 2 months ago and still sitting here waiting for it!
Meanwhile in Wisconsin Ashley home stores have a great warranty. Customer support is fantastic and the techs took care of us. Took a picture, guy came out to home and fixed the rip and broken draw no questions asked.
Same issues in N.J. Called to have my sectional cleaned. Instead of a service call I was mailed cleaning supplies and told to try to clean it myself. The cleaning supplies that were sent to me bleached the color out of the fabric. After 5-6 more calls we got someone to the house but this person came to repair the sectional. I never mentioned that the sofa needed repairing but I let this guy work. He tightened some screws and was looking for a monetary tip when I said, "What about the cleaning?" He knew nothing about the cleaning.
It been over 10 years now with numerous stains and damage and I STILL have not gotten anyone out to clean, or fix this couch.
I would love to join this lawsuit.
I purchased my first and last piece of furniture from Ashley in 2006. The salesman basically told me I would be stupid not to take advantage of the lifetime warranty, so I did.
About 6-8 months after the purchase I noticed the sectional getting dirty from casual wear and tear. I thought it was a great time to call and have Ashley make good on their claim. About a week after calling to request a professional cleaning, I received cleaning products in the mail. Two small spray bottles. After calling Ashley back I explained to my wife that they instructed me to do the cleaning. I used the product and it caused a bleaching stain so I called Ashley back. About one week later a representative showed up at my door to see the couch. He promptly got on his hands and kneed and appeared to be tightening some bolts. When I realized he was holding his hand out looking for a monetary tip I asked when was he going to clean the sofa. He said he was not there to clean, only repair. I never asked for repair however whatever this guy did to my sectional caused the seat cushions to sink making a very uncomfortable place to sit and relax.
Approximately 20 calls and over 10 years later I gave up. My sectional is in my basement stained, and needing repair.
I would love my money back as I have not been able to ever properly use that couch. That salesman scammed me out of my money for a phoney warranty on shoddy furniture. Count me in for that lawsuit!
Contact channel 7 news and complain
Call Al Ghadban, Sr. Regional Manager, [protected]
Gary Donovan, Regional Manager: [protected]
We have the same issue with a leather couch. Same story. We purchased the furniture along with the warranty. filed a claim... they sent someone to look at it and determine if it can be repaired. Since the furniture could not be repaired as the compressed wood was separating they refused to replace the furniture since we had moved. Ashley furniture service is horrible and very disappointed at their service product. I hope these post help others realize to stay away from Ashley furniture.
Next is to utilize social media to make others aware.
We purchased 2 couches. Both began to sit funny and we pulled them out. The frames had both broken and the "staples" they used to put it together had dug into our walls. Obviously the frames were 1 1/12 x 1 1/2. The warranty company said they didn't cover this. What? This is a manufacture defect! We burned both peices! After the 5 year warranty time, we went last night to get the refund for the warranty. Of course, they pulled what I knew they would stating you had to make a $500 purchase. I said no, this paperwork says nothing about that. She proceeds to pull a warranty card out to show me, before she could, I said no, that is not what we were given at the time of purchase and said here is our paperwork. She said you will need to talk to the manager. After waiting awhile, he came out and acted like he understood and if course we weren't told that. Kind of like, "I feel your pain". He was very nice, but I wondered if we were being snowballed. He said to give him a call today because he was sure he would forget to call. I called his "personal" cell number. It rang, went to a full mailbox, so I text him and decided to look up negative reviews for the phony policy. I cannot believe these stores can be allowed to be in business! I do not expect a reply from him.
Same problem in Texas. Bought 2 recliners "durablend leather" and with 6 months seats and arms are peeling. Called Guardsman and they say it is normal wear and tear. What can we do?
I have purchased a number of pieces of furniture over the years and have always purchased the extra warranty coverage. I have never used it until recently. Although the sales people tell you that the coverage can be used for any issue, I found out today that isn't true. I submitted a claim for a dresser that had several chips on it as well as a number of deep scratches. I was told that my issue was considered 'normal wear and tear' and the warranty doesn't apply in this case. So either the dresser was of poor quality or the warranty was bogus! Needless to say, I won't be going back to Ashley!
Im in they gave us a 5 year protection plan and now they said no. We have had it 5 months and the corner of the sofa you can already see the wood poking through. they are so awful to deal with
I just called to make a claim for my child’s bed and they denied too. FYI, you can receive a refund for the protection plan! Never again!
How do you get a refund for the protection plan?
I am also interested in a class action lawsuit. We are currently experiencing a similar issue although the insurance company is GBS not Guardsman. A year after purchasing our leather reclining sofa we moved across country. We experienced a problem with defective cushions and a broken frame. The insurance company sent someone to our home to look at the sofa. They agreed that the damage was covered and said they would refund our entire purchase price which was 3, 853.35. We bought the sofa on our Ashley Cedit Card and asked that they simply provide us with a credit on our card. They refused and said we would have a store credit but the store credit was only good at the store we purchased from which was now 3000 miles away. The insurance documents do not say anything about limiting a refund on a valid claim to the store of purchase. We have asked that they either credit my account or provide us with a store credit in a store nearby. They have refused. This is fraud pure and simple. I'm guessing they think we will give up but if I have to move heaven and earth I will make sure that I am compensated.
I would also like to join this class action, it is an obvious scam and they say they cannot help me, but the sales rep had told us they would replace or fix any damage
I have the same issue. I paid $450.00 for the 5-year warranty. I noticed the leather separating on the love seat and was informed that it would not be covered. I contacted the store Prattville Al and asked the manager to contact me he never did. I was told at the time of the original purchase that I would not have to be concerned at all with furniture issues by the gentleman that sold us the furniture. I want a refund in the amount of $450.00
Chris Cofty
Hello, we purchased furniture from them for our new home, June 2019, they attached a warranty of $800 to be paid for on top of the furniture, the claim number hasn't worked since August, I placed a claim on the bed box spring, it broke within a few months from delivery, Our $1500 coach broke during Covid and I cannot get a warranty claim filed. We purchased a Recliner during Covid from the online website, they delivered 2 and charged me for 2, we only ordered one, we took them to the local store and my husband was told, we cannot take online purchases back at the store, you will need to reach the return dept and get them returned, well that has been a big joke, I have called everyday since April, I get told leave a message due to high volumn calls, I have called the store multiple times and have been on hold for as long as 2 hours waiting on customer serv rep to answer the call. Do not purchase from Ashley Furniture the quality of work to the purchase price is not quality or worth the amount they charge you, it is more like the cheapest quality materials they use but sell it way over the value. DO NOT PURCHASE FROM ASHLEY... Very Very Disappointed ripped off Ashley no more customer...
oops spell check... Couch not coach...
I bought a $199.99 Furniture Protection plan with them. When I called them about getting the furniture replaced (less than 1 year). They gave me the run around and I have to jumped over all these hoops. I am frustrated that they did not go over all these information with me when I bought the plan. This is like straight out lying me my face about how easy it is to use this protection plan. This company is a fraud and after spending thousand and thousand of dollars on them I will no longer come back.
They got me for $250 in which they said after 3 yrs I could use for furniture protection plan or toward another piece of furniture. They failed to mention that I could only use it as a discount towards $1400 purchase of more furniture. They refuse to refund my money, nor honor their store policy. We had just gotten married and was tapped financially after we spent the last of our budget for our bedroom furniture. This store is a rip off! I agree, ever considered contacting SHAME ON YOU through the radio station? Since cx we have the same complaints, maybe we can team up against Ashley fraudulence
I purchased a sofa in 2016. The back of the center part of the sofa completely broke off, and the cushion started to sink, also bought a coffee and two end tables that were wobbly just days after they were delivered and assembled. I called to file a claim on the warranty I purchased. They ordered the wrong parts and sent a repair person out to 'fix it'. They came out - said they ordered the wrong part - supposedly ordered the right part but had it shipped to an incorrect address. I had to go to the UPS terminal to pick it up. Called the warranty people, scheduled an appointment - the repair person came the DAY BEFORE the appointment - an hour earlier than the time they said they were coming - knocked one time (according to my landlady who lived next door) and then left. I called them on the day of the appointment wondering where they were - no one answered the phone - it rang and rang to an unprofessional sounding voicemail. Left a voicemail. No call back. Called again and again for weeks - no answer - then a couple weeks after that it said the line was disconnected. Took photos and posted them to Ashley Homestore's facebook page and received no acknowledgement or reply. Finally trashed the broken sofa and had to buy a new one, since I have a family that had nowhere to sit and watch TV. Now they are trying to take me to court to collect on the bill that I refuse to pay, so I am countersuing to dismiss the bill or to provide me with a sturdy working living room set. Pray for me. Also, if you haven't started the class action suit yet, I'd love to join.
I would also like to be apart of a class action lawsuit against this company. Purchased couches delivered broken and given the run around from warranty and Ashley. Now moving out of state with BROKEN couches... neither will fix and they both say if I move its voiding my warranty.
I am in the same situation. Bought two reclining sofas. Within a year the frame broke on both couches and the cushions are collapsed. You cnt even sit on the furniture. The warranty company will not do anything. Their excuse is wear and tear. Or defective and they dnt fix that issue. Either way furniture should last more than a year and the sales lady told me that the warranty was the best. What a scam. The Warranty manager was extremely rude about the claim. I could tell this is a normal thing for this company. It’s not right, this company needs shut down! I want in on this lawsuit. Olean, NY is the Ashley store I’m after. I turned them in to the BBB so far.
Warranty is a scam. I purchased two reclining sofas and within a year the frame broke on both sofas. Also on the sofa the cushions ate collapsed. I called the Warranty company and they will not cover the issue. Wear and tear. This is not wear and tear, furniture should last years. At least 10 years before wear and tear appears. And the frame isn’t covered as well. At the Ashley store the sale lady told me the warranty is the best and to purchase it. Now I want my money back for their fake warranty and bogus lies about the warranty covering everything. How is this happening to all of us. This just isn’t right. Something needs to be done. The store I purchased furniture from is in Olean, Ny. Please people do not waste your money on Ashley furniture. They are so nice to you when they want your money. But when you need things fixed they do not care about you. So much for customer satisfaction. Waiting for this company to shut its doors down. To many people are getting scammed. I want in on this lawsuit.
Oops only wanted this complaint on here. Sorry it’s listed twice.
I have the same issue in general as everyone else here. Uncovered damage. Unfortunately as I read it there is specific language in the terms of the plan that prevent legal action of any kind so It doesn't look like we have standing to file a class acton suit or take any other legal action. If so, I would definitely be a part of it. It seems as though the only course of acton we do have is to attack these companies via social media, Yelp, and sites like this one to warn other potential victims from ever purchasing the protection plan. Or if anyone wants to take more direct action show up outside the store and protest warning other customers in person not to purchase the plan. Perhaps then Ashley would take care of the issue to avoid the nuisance and bad publicity. Good luck to all.
Not a animal problem but still an issue. Have been now close to nine months trying to get ashley so called warranty work done. Sorriest co. next tp American out of Mississippi I have ever purchased from. Not sure they not same. My issue is minor, just need stitching repairs done. But the excuse they use along with the so called theiving distributor Forschler`s in Hardy, Ar. area is the pandemic as no one will work as they dry more money at home? To that I say B S and if a problem then the so called scamming co. should pay a livable wage to the employees. ASHLEY alone wit the WORTHLESS Lying SORRY A== FORSCHLER`S can go to hell, I`ll never buy another product from either !
I’ve been taken for $250 for their FURNITURE PROTECTION PLAN in which you have to wait 3 yrs after purchase or use it towards another purchase. It seems three yrs turned into 6 but they still won’t honor it. Refund is out of the question. Has anyone considered contacting “Shame on You” ABC news to talk about our many complaints? Who’s with me?
YvettePavlick [protected]