Credit Loan, LLC
Reviews and Complaints

I received a US Bank loan approval from Loan Manager Jennifer Smith, but first I had to pay $150 for insurance before the funds are transferred. I paid $150 and asked for an insurance contract, but received no response. Then a $450 fee was required, which I paid. I received a Summary Letter of approval. But then, I received a call from someone angrily threatening me, saying I must pay $550 immediately in order to receive the loan. Gift card purchases were required by Ms. Smith, and I complied and sent the card image to Ms. Smith, who said the funds would be sent in about an hour. Instead, Ms. Smith called to say that Apple said the $500 Apple Card had no money loaded and was malfunctioning. I returned to the purchasing store with the card and receipt, and the Store Manager verified that the card had been activated and was functioning, but could not tell if it contained $500. The manager called a corporate manager who offered to submit the card to his security protection group on Monday, 7/26/2021 to be evaluated and will share their findings. Ms. Smith then demanded that I buy another $500 card. I explained that I had already paid $1,150 in fees and was not able to buy more. This Manager has created many costly roadblocks placed before me, multiple requests for additional fees added one by one, totaling $1,150. Each time I pay an additional fee, I receive an approval for the loan, but then more payments are required. I am in distress over the very unprofessional treatment and concern of the legitimacy of the company.

I was searching for Loan Companies for Bad Credit and found a link on Google saying this company is legit. I checked the internet out to make sure they are not a fake. Long behold paid a fee for what their FAQs page says will give anyone a loan if the steps are followed. I did all the steps and even paid for a credit report. All the companies they had referred me to denied me for the same reason. Bad Credit. The FAQs page says guaranteed money back if you follow the steps or you can ask for a second search. I did not ask for money back only a second search.

Well when I emailed the company. The person on the other end was rude thru the email and refused to give me a second search. I have contacted my credit card company. The company is a FRAUD. If you promise a service then you need to provide it regardless. Please do not spend $59.99 as I did to G.H. Services for a Referral Fee for a loan that is not possible to get. All the companies you can apply at directly like Chase, Wells Fargo and AGF as I already had applied at those companies. It is not true if you have a 578 credit score as I do. It is impossible to get a loan with any finance company especially in this economy. Unless, you have a cosigner or collateral. AGF said they are not affiliated with this company and they are using their name.

Be careful and aware of all these scams. I am done looking will just deal with my financial struggles until tax time.