Infinity Group Finance
Reviews and Complaints

My pleasant experiences in the beginning were short lived, especially with the arrival of new management, the company's ethos plummeted. It became an excruciating cycle of perpetual "awaiting approval," sabotaging my ability to fulfill my duties and meet KPIs, ultimately culminating in my unjust termination.

- No constructive feedback

- Passing off jobs to other staff

- Was made to do other things outside my contract obligations

- Was wanting to transition into a different position but was denied and career development. However they were still hiring for that position.

Also before my termination when I was wanting to transition my chief of events, marketing and media told me to wait until a co worker comes back and on that day he came back I got made redundant without warning

Property is dominating all the headlines of newspapers and media outlets around Sydney and Australia. So anybody who can qualify for a loan appears to be trying to jump on the bandwagon. And of course, when any asset class is booming, the predators arrive.
In this case, they are called property spruikers, and judging by what I've read about Graeme Holm from Infinity Group Bella Vista and his scams people are falling victim every day!

The phone calls always follow the same pattern. A woman I will call Rebecca is just one of hundreds of his victims. She is 41 years old, single, and lives in working class suburb in Sydney. She had worked hard to pay off her home, and was almost debt-free. A year ago she got a call offering a Tablet and accepted an invitation for someone from Infinity Group Australia Bella vista Graeme Holm scam to come to her house.

The presentation was supposed to be free - it cost Jane more than $200, 000. Graeme Holm the property spruiker runs an all-in-one shops for broking, conveyancing, financial planning (Money Management Masters Scam James Lucas)

The presentation always follow the same pattern. The victims are given a long spiel about the growing pressure on government budgets caused by rising life expectancies, and are then shown vivid illustrations of the life of poverty that will be faced by those who don't take steps to provide for themselves.

Then comes the sting - the way to wealth is to budget with Graeme Holm From infinity Group Australia Bella Vista Scam and then refinance with VOW Financial and then it comes you must negative gear into residential property in Queensland.

This is followed by complex illustrations by Graeme Holm Infinity Group Australia Bella Vista Scam showing how quickly you can pay off the mortgage on your home by using the rent from the investment property to speed up the repayments. The cream on the cake is the huge amount of tax that is going to be saved, but the real cream is lining Graeme Holm Infinity Group Australia Bella Vista Scam's pocket.

That of itself is reasonably harmless - the killer blow is that Graeme Holm Infinity Group Australia Bella Vista Scam then convinces the victim that the best property for them is one that the spruiker, or its associates, will build on their behalf TYPICALLY IN QUEENSLAND!

Unfortunately, Rebecca fell for Graeme Holm Infinity Group Australia Bella Vista Scam and found herself the owner of a property in a lower socio-economic area, in Queensland, for a total cost of $421, 000.

Graeme Holm Infinity Group Australia Bella Vista Scam set up a series of loans but it was done in such a convoluted fashion that Rebecca felt all she was doing was "robbing Peter to pay Paul". After a few months she also noticed her debts were rising, not falling as promised.

By this stage the alarm bells were sounding. And it didn't take much research for Rebecca to realise she'd been sold a dud. Eventually the property sold for $299, 000. In just two years, Rebecca has gone from owning a debt-free home to being saddled with a debt of more than $200, 000.

There is now a growing pile of files in my office showing that Rebecca's situation is becoming increasingly common.

This area is totally unregulated - this is why you will be on your own if you get Scammed. Fortunately the scam is easy to spot once you know what to look for.

First. The approach will always come from the spruiker. This will either be by a phone call to urge you to allow Graeme Holm Infinity Group Australia Bella Vista Scam to come to your house for an interview where you'll be shown how to budget and save tax while paying off your home faster. This is to get you in so they can put you under their spell.

Second. Even though any seasoned property investor knows the way to wealth is to search out bargains for yourself, Graeme Holm Infinity Group Australia Bella Vista Scam will take control and try to convince you that he is the only person who can find the right property for you. This is so they can sell you an overpriced property in QUEENSLAND!

Third. There will nearly always be a building contract involved and the rationale is that you'll save stamp duty, get a new home, and therefore bigger tax breaks. The real reason is it gives Graeme Holm Infinity Group Australia Bella Vista Scam a better chance to load the price.

Four. In most cases, they will be a one-stop shop - once again, to stay in control. You will find they control the lawyer, the mortgage broker, the financial planner, the builder and the managing agent.

Five. The properties will usually be in outlying suburbs and in lower socio-economic areas. Often, the properties offered will be in a different state to the one you live in.

Six. There will invariably be a mortgage required over your own home. The last thing Graeme Holm Infinity Group Australia Bella Vista Scam wants is for you to get a valuation on the overpriced property they are trying to force on you.

It's a sad state of affairs, and I urge you to take careful note of what I have written and circulate it is widely as possible. Right now the only protection we have is to take care of one another. STAY AWAY FROM Graeme Holm Infinity Group Australia Bella Vista Scam.

This queensland property investment scam by graeme holm of infinity group australia baulham hills and bella vista and cronulla and vow financial are ripping off investors by selling and financing over priced qld property. Vow financial pty ltd abn [protected] are the people that are supporting graeme holmes scam.

Graeme is hiding behind financial planners vow financial pty ltd abn [protected] australian credit licence 390261 at 11/1 chifley square sydney.

Graeme holm is a property scammer. It's clear that he only has his wealth as a number 1 priority. Property consumer advocates around australia have warned people from graeme holm and his infinity brand for years and years.

They paint a sorry picture of what he terms "investment ghettos", where house after house is owned by disenchanted investors who have been ripped-off in an investment scam that is gathering pace. It is clear that graeme holm from infinity group australia at bella vista is making all the money.

The scam graeme is involved in is to sell house-and-land packages and units to unsophisticated investors at greatly inflated prices with the package arrangement intended to disguise the true value of the properties. He even throws in the finance and budgeting programs for a fee. If he's really nice on the day he will pay for your legal fees from an independent lawyer friend he recommends.

And, in turn, the units and houses grame sells are almost inevitably neglected by tenants with cars jacked up on front lawns and windows broken and then in a year or two once he's sold about 100 of them they are at best getting half of what he promised in rent or at worst untenantable.

"houses that may be just three or four years' old look as if they were built 15 years ago," one consumer advocate reports. "there are rows and rows of them."

The investors in these house-and-land packages have been sold a false get-rich dream by property spruikers like graeme holm from infinity group australia at bella vista and baulkham hills and cronulla. And the spruikers' targets range from battlers to battlers, says consumer advocates.

These residential property scams he runs may include unregistered investment schemes and superannuation scams pushed by his unlicensed investment advisers or bankers as he likes to illegally call them. He convinces clients to illegal access there superannuation early and sell them an investment property with the monies. Graeme holm from infinity is doing this. He is hurting mums and dads all over the country and needs to be stopped. We all need to get together and stop him.

The australian securities and investments commission (asic) warns that typical characteristics of numerous investment scams are promises of extraordinarily high, low-risk returns; claims of new techniques to provide an edge over others; and pressure to make an urgent decision or miss out.

It is clear graeme is operating this scam. A very sophisticated scam that entices unsuspecting mum and dads to buy into his wealth strategies. Many are providing testimonials on his website. He uses these real testimonials to get other unsuspecting naive mums and dads into his scam, he uses them to further his scam and rip off more and more people off.

These unsuspecting people that provide these testimonials don't know it but they are paying for graemes mansion he lives in and all the expensive cars he drives and dinners he has and the float class flights to europe and america.

They are fuelling his lavish lifestyle while everyone gets scammed scammed. This must stop. These people providing these testimonials must test the real values of their properties by calling the local agents and finding out they have been conned by the conman, graeme holm.

People like douglas & letetia geary, carlos and lynell zapata, belinda shelley, jessica anne holmes, patricia payne & catherine thomas, wayne & grace baker, ian + tanya jones, lyn anderson, andrew & karene shepherd, themis maglis, christina davies, trent cook, rachael ninham, andrea joseit, peter shaw, mitchell hill, d & b smith, j napper, aaron & wendy patterson, megan andrews, cheryl dellow, michael burke & belinda cavey, paul tuminello, grant miller, ian abela, daniel & bernadette smith, karen cini, sharon and anthony lievore, edwin & rowena pua, luca st ceneri and paul tuminello have all been scammed by graeme holm infinity group australia at bella vista.

If you read their testimonials they read like they have received financial planning advice. They have been scammed because they have not. They are unprotected and have been scammed by graeme holm. Graeme holm doesn't even have a financial planning license, we have made many complaints to the financial ombudsman about his bad advice, they will put him out of business soon. He is a scamer. Call asic apra and accc and report this scammer to stop him today. Act now.

It is clear that the prices of these so-called investment packages are sometimes hiked up by $40, 000 to $100, 000 (and even more in some cases) above the real market price.

Some example of these clients that have bought a unit or a house-and-land or unit being sold by graeme holm of infinity group bella vista baulkham hills cronulla scam for $420, 000 when the market price is really $310, 000. There are hundreds of these properties being sold, consumer advocates state that "whole suburbs are being setup in this way." these clients and other client of graeme holm of infinity group bella vista cronulla scam should call their local agents and find out how much they have been ripped off. Scammed and complain now. Call asic, apra and accc, now about this scam.

Graeme holm of infinity group bella vista baulkham hills cronulla investment scams is often promoted through telemarketing. A clue your being ripped off is if the person selling the package is located a long way from the location of the house and land and graeme holm of infinity group bella vista cronulla is often reluctant to reveal the all-up price of the property being sold. He gets back handed deals that no one knows about. He gets secret commissions. He will never open his real books because everyone will see how much money he is making off these unsuspecting clients. He is a scammer.

Graeme holm of infinity group bella vista cronulla's traps investors across the socio-economic scale, but its the poor battlers who bother me most. I have seen a case of a couple whose home was worth $400, 000 with a $100, 000 mortgage. This couple then borrowed against their home and other sources of finance to buy a land-and-house investment package in queensland they thought was worth $450, 000 but its market value was really just $240, 000. And they had also paid $60, 000 in fees and other expenses.
The couple is left deeply in dept after losing all of the equity in their home. They are about to walk away from there home and the queensland investment with nothing. They are a victim of graeme holmes greed and his scam. They have been ripped off by graeme holm. They are complaining to everyone that will listen to them. They need to come forward now. He is a scammer a scammer a scammer.

The exploits of graeme holm of infinity group bella vista cronulla carry some key general warnings for investors including: beware of what you are told by motivational, get-rich-quick spruikers and beware of offers which are too good to be true.

Call asic now. Call the financial ombudsman now. Make a complaint to apra now. If you feel you have lost money, complain now about vow financial pty ltd. Vow financial pty ltd is responsible for his advice and the services provided by infinity group australia pty ltd. They are scamming ordinary australians with graeme holm. Graeme is hiding behind financial planners vow financial pty ltd abn [protected] australian credit licence 390261 at 11/1 chifley square sydney. Call vow and complain. Baulkham hills

Most of todays property investors down-under are more or less all trapped in the same manner. They come under the influence of someone that they believe is an investment property expert. These so-called experts capture the dream of property investors in a number of ways. Usually they make telephone calls offering fantastic personal tax savings; they will usually also offer you a FREE In-Home Consultation with a wealth building consultant; sometimes they will place large colourful advertisements in large daily newspapers or monthly property magazines or they will hold seminars or conferences as they are also sometimes called. Infinity Group Bella Vista have tried all of these over the years.

They hold themselves out to be the all-round good guys, talking about how they love helping people create wealth in todays market. A lot of these so-called property experts will share 'success stories' with you and Infinity Group Bella Vista is no exception. They usually boast about other investors who have bought from them in the past and Graeme Holm the CEO of Infinity Group Bella Vista has even talked about one person who now owns several properties (i.e. 5) worth several hundreds of thousands of dollars and says that his client only has an income of $40, 000 pa from his day job, but his properties they are worth into the millions. They making themselves out to be far richer than any of their investors with the number of investment properties owned. Infinity Group Bella Vista even makes a big deal about how they donate money to charities or set up programs for the under-privileged. And, year in and year out, thousands of people fall into the trap and buy their properties that are very over-priced (a profit of around $30, 000 to $50, 000 per property) and usually they will also offer a guaranteed rental return in order to off set a poor rental return. Oh, dont forget the property management rights that are usually also offered more commission for the sharks.

What the website doesn't mention is Infinity Group Bella Vista director Graeme Holm recent bad luck. He is being sued by the Roosters for renegging on a sponsorship deal - obviusly to get more money out of people. Hey by-the-way, dont let Infinity Group Bella Vista tell you they operate around Australia. Many people will live outside the area in which their investment is located and never know that they could have done a lot better with their investment. They may think a gross profit of $100, 000 is good but they could have missed-out on a gross profit of $200, 000 or more. Easily. Just remember that it takes almost no intelligence to buy property. Any fool can sign a contract on the day, especially when a property expert is telling them that "historically property is a wonderful investment". These property so-called experts have lots of great sounding clichs to encourage you to buy. They'll tell you that it's "time in the market" not "timing in the market" that's important and that the sooner you get in the better off you'll be.

Garbage; Timing is one of the most important factors when investing in real estate, but what's more important is the price you pay. Price is very important - as is the location. The golden rule (which you break at your dire peril) is to NOT take advice from an adviser who is selling you the property and GRAEME HOLM is one of these advisors. And it's astonishing how thousands of investors break this golden rule. Get independent advice (before you sign anything with Infinity Group Bella Vista, and do your homework first) and make it subject to finance also and if you want to make the best property investment possible, and then start off by also making one of the best pre-purchase investments - an independent valuation (dont let anyone tell you the bank will do it for you).

It'll be the best few hundred dollars you could ever spend. But whatever you do, beware of any or all of the big three signs of a sub prime investment. A big advertising campaign, a slick seminar at his lavish offices in Bella Vista or a 'personal consultation from this company'. There is no respect for anyone only the greediness of his company for your money. Now, tell me that you would like to deal with Infinity Group Bella Vista or Graeme Holmes The CONMAN