General Revenue
Reviews and Complaints

Not enough information to make a determination as to an opinion regarding this matter. This company is required by law to follow certain guidelines and since it is associated with the federal government has more leverage in recovering revenues owed. As far as the structured repayment terms and amounts I am sure it is based again on amounts. If you buy a $50, 000.00 car and want to pay $100.00 a month I am sure you can agree it is unacceptable. Being that this was a educational loan and the earnings you have stated reflects unknown issues that I assume unfortunate, as expected anyone who borrows monies to obtain a higher education should be able to offset repayments with salaries compensatory with a higher education. I believe that due to mitigating circumstances due to results of your education or the current economic environment are making repayment difficult. If you look at your original agreement/contract terms you cam only conclude that though times may be difficult all companies are demanding obligations too be met. I hope any hardships you may be experiencing subsides and you find yourself in a better position in complying with legal obligations. Please consider the employees of this company are just performing their duties and though unpleasant at times have to follow company procedures. I have student loans myself and have a very limited income due to disability but realize my obligation and meet my commitment each and every month. My repayment was based on the amount and no regard for income was considered, I really can not afford it but I freely chose to mutually agree to all terms when my loans were originated. What ever the circumstances are for you, I wish you the best especially due to the fact chapter 7 is not even an option in regards to student loans, I know personally...Again good luck sir. KBMH Hope to see you reached a resolution on this discussion board.

People need to remember, once YOU'VE signed your paperwork to take a class and YOU'VE signed to pay the funds granted to you in advance, YOU MUST PAY IT BACK NO MATTER HOW MANY DAYS YOU ARE or ARE NOT IN CLASS...YOU SIGNED FOR IT...YOU PROMISED TO PAY THE FUNDS BACK...YOU SIGNED THAT YOU WOULD ALLOW THE LOAN TO GO TO COLLECTIONS IF YOU DO NOT PAY...IT'S NOT THE SCHOOLS FAULT, MOMMY & DADDY'S FAULT or COUSIN LARRY'S FAULT YOU DID NOT COMPLY TO YOUR END OF THE DEAL...When you do not pay your student loan back, YOU not anyone else, makes the loan go into default...once in default you are assessed late fees & collection costs (it's in the paperwork YOU signed at the beginning)...DON'T BLAME ANYONE ELSE FOR YOUR SLACKING TO READ THE FINE PRINT...WHEN I WAS GROWING UP I WAS TOLD "IF YOU CAN'T DO THE TIME..DON'T DO THE CRIME" & "IF YOU CAN'T PAY CASH..YOU DON'T NEED IT" & "IF YOU DON'T INTEND ON PAYING THE MONEY BACK..DON'T TAKE THE LOAN"
REMEMBER - when YOU don't pay your student loan back (like YOU promised), YOU are keeping the next person from attending school and furthering their education, YOU are the one making taxes go up, YOU are the one why the government can't pay it's debt (because they are too busy paying YOUR's...and YOU ARE THE ONE'S KEEPING """DEBT COLLECTORS""" IN A JOB...THANKS FOR THE JOB...

"I NEVER WILLINGLY PARTICIPATED OR SIGNED UP for anything in regard to American Intercontinental University. Sure I might have signed up and taken a couple of classes"

Really? So you might have signed up, but never willingly signed up? Really? Also, how did you not willingly participate? Participation is a requirement for college. How did they force you against your will to make payments? I'm not sure someone can force you against your will over the phone.

And I don't think they made you pay in order to stop harrassing you. No one wants to harrass you, but also, no one should have to call you and say, "Hey bum, pay your bill!"

You sound pathetic. Barely sounds like there was an ego to ruin in the first place...

The proof of non-debt is on the consumer. Did they just pick your name out of a hat? No... No one can force you to pay anything against your will ... You have a right to be given proof of the debt. This means a signed copy of what you agreed to, or a promissory note. Then if it is not you, submit it in writing to them. 99.9% of the time the schools do not make Identification mistakes as you have to proved your SSN#. Why would they say you owed something if you didn't? I'm not saying mistakes aren't made, but is not very likely. I hope for your sake it wasn't you. Did you attend the school or apply on line? If you didn't cancel your request you will be billed for the classes whether you took them or not... That's why you always read the fine print in this world ran by a bunch of Elitist Rich Zionist Jew pigs that own everything. The own 92% of the schools in the world and 96% of the worlds wealth. And have bought and paid for every cop lawyer, politician and every underhanded shady deal that has ever went down in this world they are the evil that plagues this universe and their Real Holocaust is coming when God caomes back to burn their nasty fkng [censored]'s for real this time and they shall burn for forever for their crimes against man and God. I want to be on the match lighting crew so i can laugh at them for their arrogance and say I told you so, Now Burn Mthr Fkrs Burn... They don't know how close they are to their Eternal Suffering.

These dopes put my phone number into an auto-dialer and have been harassing me day after day, for months with phone messages. From what I read, their main business is collecting on student loans. I never had a student loan, and don't owe any creditors. I've already filed a complaint with the Federal Consumer Protection Bureau. The fact that GRC would put an unverified number into an auto-dialing system and leave it in there for at least four months to harass and irritate the innocent party on the other end shows how sleazy, reckless and incompetent these people are. If anyone ever files a class action lawsuit, I'm in. If this company starts calling you, I strongly suggest filing a complaint against them, because they won't stop the harassment until they feel like it.

This guy clearly works for the company, personaly I know I owe them money, but you can't take blood from a stone, im struggeling to pay for food and rent for myself, in a single room apartment with no car payment, not a drinker or smoker and never done drugs, but my reason for venting aside from this ### is they wouldn't identify themseleves untill I gave a birthdate and the last 4 of my ssn, not hapening, I am not giving even a name untill you atleast tell me why your calling, there are way tomany scams

Is this why you did not get a college education? It sure does show. Learn to spell or maybe take an English class. LOL. Im sorry, but I do not know what a "Care" payment is? LOL. Collectors are out of control. They will learn one day not to operate illegally. Plus, are you really going to knock someone because they want to better themselves by getting an education? Unfortunately it comes with a price, and sometimes even when people better themselves it doesn't always mean they make tons of money. Look at teachers of the world, their salaries are very low and sometimes their degree costs more than their salary. But it is very clear you didn't learn a lot from your teachers. SO, the next time you knock someone because they can't pay their student loan, just remember it is not because they chose not to pay, but maybe honest to goodness, they just couldnt afford the interest rates and collections cost that are illegal that companies like GRC/Sallie Mae tack on to the original bill. Just food for thought, but since you love your job so much, you may just be rolling your eyes at this. Ignorance is definately only for the blind.

WOW! Very shocked after reading this. Ya I am sure there are people out there who dont wanna pay money back that they do owe but seriously I dont think those people who go as far as to come on here and complain about it. The complaints on here are to be heard and to make others aware because there is so much scamming and fraud out there.

Learn to spell before commenting and your ranting does not make sense, I have paid taxes more years than you know, served my country for twenty six plus, and paid my student loans but the companies overcharging and taking my money do not deserve the respect.

You certainly are defensive and I doubt you understand simple Math as your Spelling and grammar is horrid along with you are using my tax payers money to have attended school in the past and it did no good it seems for you. BJ

I don't mind someone charging me for a loan but when they charge me wrongly and you cannot find a customer service representative to correct in these organizations, there is a problem.

Don't assume you know what you are talking about and look at what the people are saying, the customer service department is making mistakes BJ

wait until you get your tax return...oh wait, you won't. lolz

AWWWW poor poor GRC...now they dont know WHERE i work LMMFAO! nwo they get ZERO baby! ...THAT is true justice!

It is sallie maes responsibility to listen when you put a god damn change of adress in! And its the god damn postoffices responsibility to get your mail to you when you change adress! Tomas300 can kiss my entire white butt him. Grc didnt get a cent from me! Nor will they ever!

do what i did...get a job under the table and keep ALL you money =) i BEAT GRC! and thomas 300, you come talk to me that way i dare you...youl be face down in the sand ### boy! i promise you that!

Thomas300
You had better shut your mouth or someone is going to shut it for you. I would not be suprised if you are an employee of this criminal enterprise, Because you certainly sound like it.

A simular situation happed to me, after they claimed i no longer qualified for student loan rehabilitation, they quit sending statements upped the garneshment. Trying to talk to them is imposible. I am seeking advice on sewing them for misrepresenting them selfs. If they are part of sallie mae, then how can they say they bought the loan from sallie mae for twice as much. I barrowed 7, 500 and owe 16, 000 help

Wow! Thomas300 you must work for this wonderful company and if not you should you definetly have the customer service skills GRC is looking for! Or how about get a life! Im sure your perfect though!

If you bothered taking care of you responsibilities a bill collector would never have to call you now would they, or ask you parent for information. And besides, the bill collector only called a number that you left with the original creditor to begin with you no bill paying mthr fkr. don't blame them. Its dead beat mther fkrs like you who don't pay bills as to why the rest of us have to put up with all of these ### rules and laws about bill collectors.

### YOU ! IF ANYONE CALLS FOR MY KIDS ABOUT BILLS, I give them their address, phone# and work place. I didn;'t tell you or them to take on things they couldn't pay...
I raised em, after out my door they are on their own. THEY KNOW RIGHT FROM WRONG, as do you also, and you not paying your bill subjecting your (poor MOM) to your ### debts makes you a lowlife ###ing little piece of ###.. ### OFF AND DIE U ###.

p.s, . I will still pray for you piece of ### SOUL.

If you bothered to submit a change of address to the ###ing school that you attended they may not have to call family members, friends and neighbors. Your paperwork when you entered school had references on it, If you left school irresponsibly which most of you stupid ###ing little know it alls do anyway, they have no recourse but to call firends and family to try and get ahold of you. They can't disclose what the debt or the call is about, thats disclosing your business, and its illegal. They ask ?'s to try and find you to speak with you directly. If you bothered to study basic economics and $$ in school you would know that you snot nosed pushy fkng know it all little college pieve of ### scumbagg mthr fkr. ### YOU AND THE HORSE YOU RODE IN ON. iF YOU BOTHERED RETURNING THE INITAL CALL INSTAD OF RUNNING FROM YOUR OBLIGATIONS, YOU WOULDNT have to worry about them calling you 3-4 times a day, by LAW THEY CAN DO THAT YOU STUPID ###.
Read the law B4 you bad mouth folks for doing thier JOb you jackazz piece of ### mthr fkr

ITT Tech has ruined my life. Default student loans, Very bad credit due to these loans, a part time grocery store job. And now they are garnishing my weekly wages. Im about to be on the streets if I am not careful with my finances. Can you, anyone, help me get out of this?

My biggest gripe about General Revenue Corp is that so far, my "agent" refuses to mail me anything in writing about a payment plan without getting my account information for payment. I am more than ready to start making payments and take responsibility for the loan I had defaulted on, but I refuse to blindly give out my checking out or debit card information to a collection agency without having something in writing (or even via e-mail) describing the terms for my payment plan. Second issue I have is the inability to pay down my loan non-electronically. If they want my money so badly, why do they refuse to accept a money order? Why do I have to give them my account info and just pray they don't take out more than what they said because I have nothing in writing?

WooW...I've been through this scam too! I am on welfare and they are taking all my money...I willing paid what they told me for the time they said and it meant nothing. It's a shame.

At least they were willing to work with you. I was contacted by them yesterday, and yes they were rude to me on the phone, they told me if i didn't agree to a repayment plan by 10:00 this morning, I would be in garnishment. Well we came to an agreement last night to pay $330 a month. When I called back this morning, they claimed that the agreement we came to last night never happened. She even went so far as to claim I never called them. So when I told her that the call was recorded, she became angry with me. I told her I didn't have any problem with the $330 payment, so she asked for my account and band routing number. i told her to fax me an agreement, and I would gladly provide her everything she needed. She then told me that they no longer want to work with me and hung up on me! I don't think I was out of line to ask for something in writing. So now I guess I'll have to request a hearing to have my garnishment reduced, since they refuse to work with me anymore.

I'm new at this whole GRC thing, and Laquita, who has been contacting me, has been nothing but pleasant and patient with my non-paying butt. As the person above stated, i was more than happy to sign on the dotted line to get the loan but then when push comes to shove the student loan is the LAST bill I pay. Im more than happy someone is willing to help me get out of this bind, whether it be confusing and maybe I dont pay my loan off as much or what have you...Maybe i have rose-colored glasses on but at this time in my life, I'm grateful GRC contacted me and not the IRS saying they want my return back or next April 15th my tax return will be in the negative becasue of defaulted student loans.

You've got to be kidding me. These people on here need to take some responsibility! I hate reading comments from people who don't do their research. You were quick to sign on the dotted line when money was being given out, but magically disappear when it's time to repay it. When you take out a student loan, there's this thing called a PROMISSORY NOTE that you sign, and you agree that if they lend you the money to go to school, you will either PAY IT BACK, or you'll make satisfactory arrangements with the lender BEFORE the loan goes into default. You also agree that if you're NEGLIGENT, and don't make any type of arrangement, and the loan defaults, you will pay it in full all at once.
General Revenue is doing you a favor by allowing you to make a voluntary arrangement on your loan. They could garnish you for way more than you're probably willing to pay voluntarily! And the chances are, they're not rude, you just FEEL like they're being rude because they're telling you that your wages will be garnished! They're not rude, or threatening you, they are hired to tell you these things and give you one last chance to make it right before they embarrass you with your employer by garnishing your wages @ 15%.
(By the way, some doofus earlier thinks that garnishing a bi-weekly paycheck at 15% per paycheck, means the total garnishment is 30%...DUHHHH! It's still 15% total! Math, anyone?)
HELLOOOOOO! It is your responsibility to keep your lender updated with your address. If you move, and your cell phone company is never given your new address, so you never receive your bill, and never pay, DO YOU GET MAD IF THEY CUT YOUR PHONE OFF? You didn't pay! You should have made sure they had your address at all times, since you owe them money. You know you owe money on a student loan, you know you haven't paid anything, and you decided to just wait until it caught up with you.
I really can't think of very many good excuses for a student loan to go into default, considering they give you SIXTY months of payment postponements, called forbearance. All you have to do is request it. It takes a whole YEAR without payments or arrangements for payment, for the loan to default. You also get unemployment deferment time, so if you lost your job, the government will pay the interest on your loan for a total of 12 months, and you can use it in increments. You also have economic hardship deferment, where if your required loan payment amount is 25% or more of your income, you can get your payment deferred, with paid interest on a subsidized loan.
If you went today and took out a loan from a car dealership, and you drove off the lot in the new car paid for by your loan, and you never make a single payment, Why would you be mad @ the company for tracking you down, even if it's at work? Obviously if they're reaching you at work, it's because they've tried every other way. You shouldn't be mad at them for doing the job that they were hired for, BY THE COMPANY THAT YOU AGREED TO REPAY if the loan defaults.
Shame on people for running from their debt. I highly doubt that someone who has been unemployed for 2 years is actively seeking unemployment. Regardless of where you live. Regardless of the job market. You can work at a fast food restaurant. ANYWHERE. But unless you're disabled, or you have a dependent who requires your care, to the point it keeps you from being gainfully employed, YOU DESERVE TO HAVE YOUR WAGES GARNISHED! By not repaying your student loans, you're making it hard for lenders to give money to new students. People like you are some of the reasons that our economy is in shambles. People being irresponsible with money, blaming it on others, and not taking responsibility, letting the GOVERNMENT repay your debts. SHAME SHAME SHAME!
(Sidenote: All the people complaining about not being able to afford the monthly payments probably have cable tv, internet, cell phones, huge car payments for a car that isn't economical, and spend money on things that if they just SACRIFICED, they would have enough money to pay their loan back. Get it together America!)

I recently acquired info from my human resource dept that a company ask if I worked there and that they were gonna garnish my wages because of a student loan went to a debt collector I had no warnings or anyone send me letters tot tell me what was going on .I found out that I had a 12, 800 student loan for my son which some was payed on but now all of a sudden it is 16, 000 and they told me I need to set up with my bank gave them my account numbers and routing which was a mistake.They told me after I go threw rehab for 9months then it would be picked up by another lender and my I 9 would go off my credit they were gonna take 2800 up front then 215 a month but now i changed my mind and told them what would it take to pay off total debt and they said 15000 nothing less they would not work out a lesser amount since i figured they were getting all payed off but no they want money that should not be there's and if not well they will garnish my wages .These people are very rude and yes they should be shut down without a doubt and the president of the united states will be hearing about them that is a guarantee .If you are willing to find a way to pay off the debt full out then they should be able to reduce the full amount but they want to add 4000 so they get there cut no matter what .I am going to borrow from my 401k to pay this off and then I have to pay it back weekly out of my check but at least I wont go through owing more even when done a lying rehab program .This country is becoming communist just like my mom and dad told me years ago and now I see it.I should of had a certified letter delivered to my address before it got this far and its just because they can make money what a gimmick they got going.I wish then luck because they will be shut down without a doubt its just time.

I'm the same boat as you guys. I'm on the "rehab" program also but I have to say the ones I've spoken with have been really nice. I'm paying $460 a month which is more then my rent. I've practically begged them to lower my payment but they insist that it can't be done. If I had known the TRUE price of higher education I would have gone a totally different route it's just not worth it and shame on our Govenment

I too defaulted on my loans and was sent to GRC. I also was told i would only have to be on the program for 9 months and also got a phone call stating that because of the economy i would have to continue to pay for 4 more months. The problem i have had was that when they first contacted me i did not argue payment, however i said i could not start until the first of the next month because it was already past my pay date. They said that if i did not pay within 5 days i would not qualify and they would garnish my wages and i would not be able to go back to school with loans and FA. I talked to the supervisor who's name was Debora i believe and asked if she could send me a copy of what i would be paying and a contract type of form that said what the situation would be if i continued to pay and what she told me was that she was not my personal secretary, she screamed at me so loud that my husband could hear her yelling at me from across the room. She told me i was a failure and if i didn't make my payment they would take everything i had. I was so upset finally my husband got on the phone and nothing was settled so i hung up and avoided them until the next month when i got my paycheck. Of course when i answered they were nice and set me up with monthly payments of $140 per month starting in February of 08. Well since i had not started making payments until Feb. they held my whole income tax return. When i called they told me too bad and no that doesn't cut down my payment process since they had to take it from me. I was able to write a letter explaining my situation and was able to get most of it back but it was a hassle. In April i had lost my debit card. I called and talked to a woman by the name of Jackie to let her know my situation. She explained that i had 15 days to make payment, so i had arrange with my mother to give her my payment and she would call and pay with her card. I called and left messages because she was going to be leaving town and i needed to do it before she left. I never got a call back. These call started on Friday and i finally got a hold of someone on Monday and Debbie got on the phone and was like, "wheres our money? and i told her that i had left messages and she kept cutting me off while i was trying to tell her what was happening and that i was willing to have it wired to them and that Jackie said i had 15 days and she said Jackie was not in charge and that since my money was not there that i was kicked off the program. I asked to speak to her supervisor and she said that she was the supervisor and that once again im a failure and that she feel sorry for my kids that their mother cant pay her bills. After all of this i got a phone call in late march saying that they would let me back in the program at $170 per month so of course i agreed because after all is said and done i feel that they will forever control my life until i pay them off. Recently i got the application to be rehabilitated so i guess i will see what happens. According to them my loans will come off my credit, i will be able to return to school woth Finacial aid and will be picked up by new lender, and i can have my loans deferred while attending school. If anyone was promised all of this and did not recieve please let me know so i know what to do.

" I was told that if I did not repay my student loan, my employer may be contacted and asked to withhold a portion of my earnings. How is this possible?
A: The U.S. Department of Education has been given the authority for "Administrative Wage Garnishment" under Section 488A of the Higher Education Act of 1965, as amended. This law authorizes the Secretary of Education to seek recovery of outstanding student loan debts through the offset of up to 10% of the disposable pay of employed individuals who have defaulted on their student loan obligations."

from THEIR website! They LIE>.. and break laws.. this is PROVEN by them on their site.. FAQs.

NOT only did they tell me the same thing.. setting me up on ungodly monthly amounts for 9 months that lasted a year.. telling me that they HAD to be automated to qualify.. (later found a tiny note on paperwork saying that it was *preferred ) then they didn't transfer me to someone else. Upon reviewing the statements i found out that less than 5% of what i was paying went to my loans.. I paid $350 a month for 1 yr just to have my balance drop by like 300 dollars! not to mention when I didn't get picked back up I faxed in paper work to "have it moved to a deferred or lessened amount" and then recieved a letter saying i NOW owe MORE than the original amount i had previously and need to start the process over again...WHATEVER.. they can't take more than 10% and with all my research on this company I"m going to call a lawyer because their math doesn't add up..

Oh yeah did I mention they took money a day early bouncing my account and refused to put it back or pay the bounced fees? I hate this company and can't wait to speak with my lawyer about how to shut them down. Anyone working for them should feel ashamed.

General Revenue began calling my office trying to locate a temp, part-time employee that worked for us. My role is office manager/receptionist. GR began harassing me and other employees – for the outstanding loan this temp employee. GR was horrid, demanded if I didn’t let them talk to someone in payroll – in order to garnish wages – demanded to know about me and my role, and said I must be hiding something because I said no. They wanted to know who I was and accused me of being her. We’re are a six-person firm, and I and our controller have spent more time on this incredibly illegal GR than we have on our business in the last few days. These people are professionals at intimidation and harassment. I have filed a complaint to the FTC and demanded they never call again. Icing on the cake -- they wanted to know why I was upset.

For anyone that gets a collection call from another employee – you do not need to even talk to these people. I wish I knew last week what I know now.

This company has called our home number more than 40 times. They are looking for Justine Stewart, a person we do not know. Nor have we ever heard of her. I have told them this numerous times that we have no information. Yet they continue to call at least once a day - sometimes 3 times a day.
There is a disabled person in this household that is very upset with these calls.
Can you help us?

Thanks!
J. Donald

These people have been making phone calls to my home phone day and night...it is very annoying, especially when you answer the phone, at a decent hour, and there is no one there!
If they want to reach me, then, talk to me when I answer the phone!
I call this Telephone Harrassment and I want it to stop!

Get is really not bad I owe 5, 000 and they are charging me no interest at all. It comes out each pay check...no I can afford it but I found a 2nd job. Hell cant get mad at nobody but myself for signing them papers. Glad I dropped out when I did because I see ppl on here that are in so much debt! Hell not only am I in debt but I owe doe 9000 im paying all this at one time its nerve recking but might as well pay them! And itt technical over charge students for their courses! I really dont understand the point of going to school when you can get promotions with your job! You cant really enjoy a degree u earned because u use damn near your whole paycheck paying the govt for life! Think about it a degree is going to be about 20, 000 or higher so you will spend your whole life paying it back still in the middle class brackett! Smh MY ADVICE IS DONT GO TO SCHOOL UNLESS SOMEONE IS PAYING FOR IT...LIKE THE MILITARY, GOVT JOBS ETC! THIS WAS A LESSON LEARNED FOR ME AND IM ONLY 21

The problem is, What Money? I did what I was supposed to do, go to college, get a job and work my ### off... I have only been able to barely afford a car and a place to rent. Month to month we struggle and are going pay check to pay check. I have a 5 year old girl and a fiance that is unemployed still ( 1 year and not for lack of trying!) Cry babies? Oh and BTW PAID, IS SPELLED PAID, NOT PAYED ITTRUE. Really? Both my fiance and I have lost our jobs over the last three years and it took a long time just to be able to keep the bills paid. The company I work for now (after I was finally able to get a permanent job) has cut bonuses, doubled insurance cost to the employee and cut any other benefits. Example, they used to buy us lunch on the 16 hour days for month end. Now they don't and we are eating our ramen soup because we get our 15 minutes break and get back to work so we can get 6 hours of sleep. Salary rhymes with Slavery and in my experience, it is the modern way for companies to buy you 24 hours a day 7 days a week. And thanks to our economy they get us to give up our shreds of life for a bargain price... Exactly what we were told the minimum we would be paid if we spent all this money on school. I haven't been and am not able to spend my $80 a month disposable income on a loan that I can not afford. It's like buying a ferrari when all you can afford is a KIA. Tired and ready to die. 32 years old.

On a Sunday Afternoon I was called and was left a phone ; it said hi "my name" this is Tanisha Wethermore please give me a call at [protected], your reference # is "9999999". I called back and asked what the company does and the lady said "I don't know it depends on who you are." I said " I am a concerned citizen". I don't have any known outstanding unpaid bills but I suspect that they are trying something underhanded, and unethical. If they are a reputable company they would just tell me what they are about.

Ok...so this is roughdiamond checking in again...I actually paid GRC on time for 9 months for my student loans and they stopped taking my tax refunds...now my student loans are out of default and have been transferred to a new lender...i'm eligible for financial aid again to go back to school and I've never been happier so I will have to disagree that GRC is a ### company...my experience with them has been good...My advice: Set up the payment plan. I mean their job is to collect the debt...bottom line...respect the fact that they have to do that...if yall would stop ducking and dodging your bills your life would be much easier...i'm just sayin

These people are out of their mind. They have called family members, former empolyer, neighbor and left message on there machine about my student loans debt. I have been in hospital due major surgery. They don't give you a chance to explain your situation. Am pissed, I just getting better and these people. They call all hours of the night. Nicole, jerri are the worse people going. Hey the ecomony is bad and people are struggling. Plus they don't read letter either.

Yes, most of the debt collectors themselves are posting. They have to come and see what people are saying. Nice try. Your language gives you away. Whenever I get a debt collector call, I ignore it when I am unable to pay them anything. I have learned in the past that there is no talking with them. Sometimes situations and circumstances happen in life that is beyond your control and it just can't be helped. What I have done in the past is when I get the money, I go directly to the one that I owe the money to and cut the debt collector right out. I get proof of payment and there is nothing that they can do about it. You can take them to court, so it is wise to get a lawyer in some cases and then they'll be oweing you. Rule #1, Don't pay what you don't owe.

contact Lemburg & Associates. They are free legal attorneys that will fight for you and get GRC off you butts! I did, call [protected]. A lot of the crap GRC does is ILLEGAL and they know it. :) hope this helps. it did me. :)