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MyPrepaidCenter.com

MyPrepaidCenter.com review: prepaid card not accepted at stores listed on website 26

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Author of the review
3:35 pm EDT
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Don't waste your hard earned money on a prepaid visa from myprepaidcenter.com it's a complete rip off. I went to 4 stores listed on the myprepaidcenter.com website and none of them accepted my card. I called the number on the back of the card and the person confirmed there is full credit available on the card and they tried to tell me to go to other stores eventhough i triple checked which ones were listed on the website. I wasted 4 hrs travelling and shopping without being able to buy anything i needed because this company is a joke and does not care about the consumer once you pay them their money for a prepaid card. Rip off and no customer support, i hate this company and anyone who has half a brain will stay away from this scam myprepaidcentre.com does not let you use the card where they advertise that it will work, then when you wait on hold and spend your cell phone minutes while holding up the purchase line at the store, they say why don't you shop somewhere else. . . F### this bull#### a###### rip off scam - stay away you will end up being screwed like many others in the same situation.

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

26 comments
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Extremely Disappointed1
Newport Beach, US
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May 20, 2014 1:26 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

Absolutely agree with the above complaint! Could not use the card at the participating locations - it was embarrassing. The card has now expired and I called customer service to have a new one issued. They said "Too Bad - So Sorry!" Really!?!

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kermitt73
Jonesboro, US
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Jun 04, 2014 2:07 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

I misplaced my card. When I finally found it, the card had expired. This company charged me $3.95 per month as an "account maintenance fee" and charged me fifteen dollars to replace my expired card. I am not a fan of gift cards in the first place, but if you have to use them, do not use this company. What a scam.

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mountaintop
Boca Raton, US
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Jul 07, 2014 5:10 pm EDT

I had similar problem...I misplaced card, did not realize it was only good for 6 months and then it expired & they won't replace!
Total scam...rip off! Not very ethical!

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xCenturylink retiree
The Villages, US
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Oct 21, 2014 11:59 am EDT

6 tries and same amount of calls to MyPrepaidCenter.com. Each time it was BS, then they advised me to pay with another CC and would be reimbursed like sure really, if you can not deliver one way what would be expected you would come thru another way. It was a reward card from employment another benefit that isn't delivered. When I called Benefit Office they could care less

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juno macdonald
Howell, US
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Dec 14, 2014 8:49 am EST

i agree 100% with all of these coments, I have tried to use my card at 3 merchants listed on their merchant list and all have been declined ! Also called customer service and you just get the run around there too! I also received my card from my company for all my years of dedicated service. And this is what I get, Wish I hadn t got anything, would have been less stressed and pissed and had a better attitude towards my company !

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JuanTwo
US
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Feb 09, 2015 5:43 pm EST

I have received one of these cards. It needs to be activated on MyPrepaidCenter.com. It looks like a scam from a mile away. My question is if anybody know how to actually stop these people from sending you this stuff. What if this card gets delivered to somebody else and gets activated. The Post office have delivered some of my mail to my neighbors. Any idea.

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Nbdysfool3
Bradenton, US
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May 18, 2015 6:21 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

I have used my card with no problems and think that customer service did a top notch job when I needed a replacement card when I misplaced mine! I don't understand all the complaints at all, they were great to me! Maybe the problem lies within the consumers! Just sayin

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David Stroman
US
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Aug 05, 2019 12:46 pm EDT
Replying to comment of Nbdysfool3

Wonder how many more 'Nbdysfool3's work for this company?

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M. Robinson
US
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Jun 10, 2021 10:14 pm EDT
Replying to comment of Nbdysfool3

maybe you are a liar?

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William Wolfe
US
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Aug 03, 2015 5:11 am EDT

My company gave me one of these cards for 25 years of service. Great idea. . .if it worked. Tried to order something from Bed Bath and Beyond. . .which is on the website as being accepted. . .but the card was declined. However. . .it was still charged, and my balance was dropped. So basically, Prepaid takes the money out of the account. . .they just don't pay the merchant. Naturally, the merchant doesn't send the stuff.

I'm not entirely sure that this is a real company. The website is slick, and the card sure looks real, but if all they do is reduce the balance when you try to use it, without actually having to pay anything. . .what do they do? If I ever give-up totally on that whole Heaven business. . .I may try to get into the fake gift card business. I bet it pays quite well.

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Jean diorio
US
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Aug 25, 2020 11:54 am EDT
Verified customer This complaint was posted by a verified customer. Learn more

why arent this people sued!

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jgrair
US
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Feb 17, 2016 10:40 pm EST

I have 2 cards that just expired, why would these expire? They were an award from my company, I paid taxes on the money and now the money is gone! Customer non-service tells me that it is confidential where my money is. How is it confidential when MY name is on the card? This is fraud on every level and we should get a class action lawsuit against them for this non sense.

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P Yap
US
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Mar 31, 2016 11:01 am EDT

Please File a compalint with CFPB (Consumer Financial Protection Bureau) at http://www.consumerfinance.gov/complaint/ if you have the problem with Myprepaidcenter.com wants $15 to replace the expires card. Don't let this type of company get off without any scrutiny.

According to CFPB:
Question: If my prepaid card expires, do I lose my money?

Answer: If you have a prepaid debit card and the card expires while you still have money on it, you can request a replacement card to access the funds.

The funds on a gift card will be good for at least five years, even if the physical card expires at an earlier time. If your card expires and there are unspent funds on it that have not expired, the issuer may give you a replacement card or give you the money by another means, such as a check. Either way, they may not charge you a fee.

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debb2016
US
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Oct 16, 2016 6:31 pm EDT

I agree worthless tried using at multiple merchants on list declined. I also got from work. Pisses me off.

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Umairmalik
US
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Dec 20, 2016 6:51 pm EST

So I redeemed my work reward points to get this Visa card, rcvd the card in like 2 weeks and when I tried to activate the card it said the card is no longer valid. Called customer service and guess what? they said my name is "potentially listed as not to do business with'" lol seriously? And they want me to fill a form a send a government issued ID to prove that the person they have on their list is not me! R u ####ing kidding me? Spoke to CSR was on hold and transferred to different reps but total run around. Now I'm thinking what to do.. should I send them my photo ID.. I don't know I'm confused! All I can say that this is such a ####ty company and other companies should stop doing business with this #### hole!

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Dawn M. Turner
US
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Apr 01, 2017 5:13 pm EDT

why do theses companies continue o use these cards? I tried to use the card with no success. I am pissed, not only did the card not work, but I was completely embarrassed. never again!

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Lee Qualls
US
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Apr 17, 2017 2:43 pm EDT

I just got this card in the mail says to activate it at MyPrepaidCenter.com it seems the website is gone. Guess this was a fly by night company.

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zoorush
US
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Apr 18, 2017 9:07 pm EDT

i just received 2 cards and wonder if i should activate them?

They say $50 rewards debit card. Should I try to use it?

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Andy Husker
US
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Apr 29, 2017 2:47 pm EDT

I also misplaced my $100 card that I was awarded through my company for doing a good job. When I finally found it, the card had expired. This company charged me $3.95 per month as an "account maintenance fee" and charged me fifteen dollars to replace my expired card. With fee and card replacement, the $100s (that I had paid taxes on) was now worth $41s! What a scam! I asked them what "account maintenance" is involved on a monthly basis...did they call me?...did they invest in postage to advise me of my balance declining?...did they do anything to advise me? Of course not and the call center and their supervisor didn't give me an answer other than "that's the rules"! I deduced that "maintenance" involves some Visa executive looking at a spreadsheet of expiring cards with my name and others on it and laughing about what dopes we must be for letting our card expire and paying them $4s per month. I told them that they are robbing (no exaggeration in my opinion) my money and they have no right to do this! $15s to get a new plastic card that everyone else gives away for free further adds salt to my wound. I advised my company to drop this "reward" from the possible choices...it's a complete ripoff. Especially since the front of the card said "Funds do not expire."! Beware of this scam!

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Vanessa alvarenga
US
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May 10, 2017 2:00 pm EDT

Well temporary of course

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Nikki Kinnel Binns
US
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May 22, 2017 5:16 pm EDT

I have been trying to activate my "rebate" cards for the past 4 hours. I have tried via website which times out, and also via phone which states they are undergoing maintenance and hangs up. I hate rebates that are paid this way as they are an absolute gimmick and pain for the consumer!

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rlourlou
San Mateo, US
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May 30, 2017 11:18 pm EDT

Yes, I have encountered difficulty in activating my card too. What's a sh__ty company trying to scam the consumer at all levels.

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Marie Polster
US
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Apr 07, 2022 12:15 am EDT

I never received a card that had been issued to me. After contacting them by email numerous times, they ask me for info, I send it, and then they issue another case # asking for the same thing. This company gives you the runaround over and over and I HATE dealing with them unfortunately, the company I get rewards from uses these idiots. The have nothing but idiots working there so I'm screwed out of $25 because I'm sick of them which I think is the idea.

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MB1978
Bonnerdale, US
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May 16, 2022 3:51 pm EDT
Verified customer This complaint was posted by a verified customer. Learn more

How do I file a complaint? I got a debit card prepaid but is says select use. Yet I can’t find a list where I can use it. I’ve tried 3 stores and online and nobody will let me use it.

I called the number on the card absolutely no help. Just generic message saying I can use it at dental office and general merchandise store or thrift stores. But no list of the names stores. Anyone know where to use it or make a complaint?

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Darryl Porter
Finleyville, US
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Oct 01, 2022 3:33 pm EDT

Can I get reimbursed for my card being denied at a listed merchant on my $25.00 Wellness Pre-Paid card?

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Adriana Aguilar Garza
US
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Dec 20, 2023 2:37 pm EST
Verified customer This complaint was posted by a verified customer. Learn more

I have a mastercard, after i tried to used it at target got locked and now im not able to use it, it still have $15 dolars and i cant used them, im outside usa and calles the 1888 number and there is no service, the card is going to expire in january so i dont want to lose that money, it happened before and i dont know what else to so

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    State Highway 121 BYP, Suite 20, Lewisville, Texas, 75067, United States
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