Your Savings Club review: Charged my account. Fraud 252

PLEASE PUT ALL MONIES THEY TOOK OUT OF MY ACCOUNT AND REINBURSE ALL OF IT IMMEDIATELY OR ELSE YOU WILL ANSWER TO THE LAW.MY NAME IS LUCILLE GEMME AND MY ADDRESS IS POBOX 237 OR MOUNTAIN ROAD WEST SUFFIELD CONN..06093 PLEASE EMAIL ME THAT YOU REINBURSED MY 69.99 DOLLARS FOR 2 MONTHS AND $1.98. THANK YOU MY PHONE NUMBER IS [protected]

How the heck do we get this scam of a membership thing cancelled.? I guess I could just file a fraud alert against the company through our credit card company.

this co. somehow got hold of my cc no. and has been charging me for months I had to contact my cc co. and dispute these charges and they had to close this acct. and open a new one that I wont be able to use for a week I would like to join any class action suite that this fraudulent co. has against them and would like any imformation that might be of help to me on how to do this. my contact is [protected] or insanejanes@live.com
Thank you

They have done it to two of my accounts and I have had one cancelled but new charges have just shown up on another account. I have not ever actually talk to someone always has been a recorded voice computer.

I got a number with REAL LIVE PEOPLE answering the phone. Call them **** [protected] ****

I also got my money refunded and my fraudulent membership cancelled.

This company has been charging my account. I am like a lot of others who are living on every penny. I have tried to call the number on my bank records and get a recording that wants my "savings club" account number or my bank card number. I used my bank card number once to cancel, but it obviously did not work. They are still charging my account and the bank says there is nothing they can do. I called yoursavingsclub again today and got their automated message. This need to be stopped, today. If I see another unauthorized charges to my bank account I will closed the account.

I had the same issue with my debit account. I saw charges for shopper discount and reservations rewards. Both transactions were for $12 each. I called [protected] and explained to them that I did not authorize these transactions and wanted them reversed. He stated that his company didn't have even number amounts and usually ended in .99 or .99. I then told him that YOURSAVINGSCLUB.COM is owned by ADAPTIVE MARKETING LLC. and that his company was responsible for the transactions. He stated that he only saw a trans for $1 and would refund it. after that he transfered me to his manager so it could look into it. She then told me that they didn't see any charges and that i would have to fax my statement over to the complaint department. that fax number is [protected] (just so you's will have that info also)

all in all... i got a big dollar refund and nothing done with the other 2 transactions of 12 each... back to the drawing board.

We have been charged for about 4 months now of a 1.00 every month to include two months of 29.95 prior of which we called and cancelled. The operator said the account was cancelled. There was nothing said of 1.00 being charged every month thereafter. I have called the phone number 7 times trying to put an end to all the charges. There is not one real person to talk to--only push this number for that and this. It says if you want to cancel then push 2 and then it just says something along the lines of "We're sorry your not happy with your account." and then it hangs up. Other numbers have you go to the website--this does not work either. To top this off, I find a list of complaints with this company after I find their website. I am sick and tired and very upset that this is happening, especially when they charged yet another 1.00 on my checking account and we don't have any money in it--and was charged and over draft fee of 29.00! What next!

SCAM ARTISTS!

These clowns are deducting $1.00 a month, I did not authorize. I want it back!

Unauthorized charges on my credit card / identity theft

took money out of my account with out my aprovel i did not join this club

I have tried to discontinue the yoursavingsclub from being taken out of my credit card account which I have not authorized. I can only get a computer directing me back to the beginning of the message. They have been taking this money out of my account since last year. Iam tired of this and would like to get this stopped ASAP.

So I just looked at my bank statement and saw a charge for $1.00 and it doesnt say from where but there was a phone number. I called it and it said it was yoursavingsclub.com...i went to the site and it said that only eligble members are residents of Canada...im from the U.S! ive never heard of this site before in my life and apparently u hafta enroll online and all this...umm i never did that! i dont know what to do! what can i do? how did they get my cc info this is rediculous i dont want anymore charges!

I have been trying to cancel my membership both by phone and online with no success. $1.00 has been taken out of my bank account without my permission and when I try to cancel the membership I never signed up for it's impossible to do so. The number that is given by them is nothing but recordings as to what to do but when I do what I am told to do the recording says they cannot help me but to go to the online site which I do without success. As you read their information it says if you don't cancel the trial period (whatever that is) before the trial period expires I will be charged for yet another membership.

this company has been taken 1.00 amonth from my debit card.when i called to cancel today, 4 18.2009 recored voice told me my account was cloosed on 11.05 2007.even after iclosed out my credit card they were using.they started charging my new card.idonot even use that card on the internet.so how did they get my info?we have closed that card out .lets see what happenes, any body talk to a lawyer? i might.

PHARMACY GOLD CARD "COMPANY" IS CHARGING TO MY CHECKING ACCOUNT $1 EVERY MONTH. THERE IS NO WAY I CAN STOP IT. I HAVE CALLED FEW TIMES AND THERE IS NO WAY TO SPEAK WITH A REP.> CAN SOMEBODY HELP ME WITH THIS?

I too have been charged 1.00 a month and this has been going on for a couple of years. I know for a fact that it was free credit report.com because I called the number for my savings club [protected] and immediately the rep on the phone had confirmed that. I never authorized this but maybe in the terms and conditions that we all agree to and actually never read it was stated there. I tried to cancel over the automated phone last month and even gave me a cancellation number and continued to get charged this month 1.00 again. The rep has guaranteed me that I would no longer be billed and gave me a new conf. # She said that she never showed that I called to cancel. The automated line stinks I would recommend calling the number I listed above in this blog. Best of luck to all of you who have been scammed like me!

I have had a dollar taken out of my checking account for the last year and it is not authorized!

i too have run into the same issue... their is a p.o. box listed at the bottom of their web site/ and an automated 877 number both are useless in an effort to contact a live person... even though the amount is small ( a dollar here a dollar there ) I cannot believe that a business is allowed to operate like this. essentially making money off of other folks credit/debit cards. they are definately lucky they are not headquartered in Texas. cancel your card and move on ... that's what I did.

i am a current victim of your savings club i need to find out how this happened all i did was get a free credit report.

This company, yoursavingsclub.com is deducting an amount of money monthly out of my bank account and I cannot reach them to have them stop. PLEASE DO NOT LET THIS HAPPEN TO YOU...

every month I see a charge on my bank statement for a product I show no reason for. How do I reach this unauthorized business to stop these charges, immediately? Is there any recourse to recover the funds already taken from my bank account?

I csnot believe it I have been scammed! This company is bogus but fortunatly I have a capitol one visa and I have disputed the charges. Go suck an egg yoursavingsclub Visa will make sure you don't get paid!

www.GirardGibbs.com/AP9* Go to the site, it's a lawyer, trying to do something about this. Add your name to the hat!

I having the same problem. They have been charging me since Aug. of 2008. When I call the number I get an automated system. I have cancelled many of times sine then and am still being billed. This month (6-09) on my bill it stated clubsave with a different number but when I called it, it was the same automated system with yoursavings on it. I would like my money back. How can I get it?

They Withdrew money from my checking account without my consent.

You may have seen it on your bank statement (as I did) as "MVQ*CLUBSAVE". There is probably also a number next to it that of course you can't speak with an actual person, it just tells you to enter either your mem#, phone#, or credit card# you used. I tried putting in my phone # but it told me that my number wasn't in their system, go figure. So I did more research and found out that "Your Club Savings" is linked to, 2 different credit report agencies. One called "Credit Diagnosis" and the other "Privacy Matters Identity", ironic. When I had cancelled these 2 months prior apparently they had linked me to the club savings thing which I had no idea about. I called them and confronted them and at first they tried to blow me off saying that my membership with the credit report agencies were cancelled. I had to speak with another person to get them to agree with me that they were linked with the Club Savings. I knew this because I saved the cancellation letters that came to me through e-mail, which had the name of the agencies and that the e-mail came from "membersavings". They said "oh yes, you cancelled the credit reports but not the club savings". They of course had never told me about the clubsavings when I had previously cancelled. I even asked how I was to know about it or let alone cancel it, all she said was that I would be reimbursed. They completely avoided my questions of how I was to know about the club savings and just kept repeating that I would be reimbursed. We'll see if that happens. Stay away from those two credit agencies. If you need a credit report contact a lawyer for a good one to use.

The last two months on my bank statement charges have appeared which I can't explain. Last month, the charges were: AP9 Your Savings Club, AP9 Today's Escape, AP9 Maintenance Fee, total $31.95. This month, July, the names are slightly different, but the charges are for the same amounts: MVQ Clubsave $1, MVQ Travelmember $29.95, MVQ Maintenance Fee $1, total $31.95. Two months total $63.90.

I am writing my very helpful local bank, and have no doubt the charges will be removed. I am writing to help others.

Sincerely,
Courtney C. Fischer

For the past to months I have tried to stop this business from charging my account. You can Not get a human on the phone. The websight is not user friendly, I've been unable to e-mail them directly. The recording confirms the account cancelled but they keep charging my bank account.

I never received any mailings or emails about services. I cancelled immediately and had cancellation number even. They have debited my account for six months and I have even confirmed the cancellation number with them again. It was cancelled 2/15/09. This is fraud at the least.

This is not an authorized transaction, I submited for a free credit report and was charged a 1.00 fee for processing and another 29.95 just because please discontinue debit to my account and return my 29.95 immediately.

I have the same problem and I think that I will have to change my account number.

I am in the same boat as a lot of others, this company by the name of Your Savings Club has illegally obtained my bank account information and has removed funds out of my bank account numerous times. They think they have gotten away with iy but boy ol' boy do I have a surprise for them. I am seeking legal assistance and contacting the Better Buisness Bureau in reference to their operations. They really need to have a phone number that people can speak with a live person and not just a automated system that will hang up on you if you wait to long or push a zero on your phone. Good luck to everyone that has dealt with this company on getting your monies back.

they got me to here is there number you will get some one [protected] please ever one give them a call

yoursavingsclub.com is a internet fraud company involved in internet crime of charging unauthorized $1 one dollar per person per credit card to millions of american everymonth on a monthly basis. they hack our genuine internet financial trasactions and uses our credit card numbers to make unauthorized charges. they are so criminal and so clever that they only make one dollar per month charge so it takes a while for an average consumer to notice. then when one finally notices it on their bill or get a cll or notification of suspicious activity from their bank or credit card company consumer tries to call yoursavingsclub.com and finds out there is no live person the if u r lucky to get hold of a live person on one of their secret numbers they dont publish it. that live person is rude and refuses to take any action.
this company has made and continues to make millions of dollars by charging one dollar per person per credit card per month that have been their victim.
internet companies and internet fraud comes within jurisdiction of FBI and department of justice and state attorney general
here are some links to use in order to report this and such other companies to the appropriate agencies so the internet can be a safe place for us to conduct our legiimate business on line.
http://www.ic3.gov/default.aspx

http://www.consumerfraudreporting.org/governments.php

lets fight against crime, lets fight for our right to a safer internet.

The last two months on my bank statement charges have appeared for which I have no explanation. Last month it was $1.00 for maintenance fees and again on 8/25/09 another charge of $1.00 for maintenance fees. They have asked for my membership number(for which I don't have one), phone number and card number to process my complaint. I refused to give them this information and they stated that there is nothing she could do. So I told her I will be reporting this to the FCC and she told me to do whatever I had to do and I told that is exactly what I am going to do.

I will be conversing with my credit union to see if they can help me resolve this calamity.

Sincerely,

Walter E. Wilkerson

I fully stand by my complaint that I have filed.

I want to say to all those people that have been scammed to go head and call your bank and get a new card, because if not they will keep charging you. I just had that problem once and quickly call my bank and they sent me a new card. People this is a scam, do not wait to long to do something.

yoursavings club has been charging my account, I'm not changing my account # I would like to sue them this has got to be illegal.