Titlemax / TMX Finance
Reviews and Complaints

FYI..swear you should not complain unless you know the facts.. Okay for your information ..Once the load is paid for a titlemax empl. will sign off on the title and give you a release of lien showing that the vechicle is returned to you under your name. You do not need to go to the dmv for no reason. Yes there is a title fee to replace the lien under titlemax and this is with every title loan company. Now, once you have received your title back signed off it is a clear title ..yes those liens are on there but it is clear with it signed off.
Now if you are embrassed or just picky and do not want those liens to show then yes ofcourse you would have to pay yourself to get the liens removed. But, there is no reason too...thats just a person being picky.!

Yeah, they didn't tell me that crap till I already had the paperwork signed...WEASELS!

Same here. My son been in and out of the hospital due to seizures and he has autism and when I told them that I will pay, they were so demanding and told me they don’t care and that they want their money. I’m only a day late and already had spoken to them days before my date to pay. So unprofessional and calling my phone from 9am all the way to almost 7pm which is when they are closing. I hate that I took out a loan from them but I’m trying my best to pay on time and what I can but when they showing up at my house and harassing me in the phone is crazy.

Put titlemax out of business, they are crooks and they dont deserve to have a good name or a businss anymore.

I hope that you win your case and get awarded enough money to put Titlemax out of business

I was considering getting a title loan from title max, as a matter of fact, I went into a local store, and I was this close to doing it, but I had a change of heart as it just did not seem honest to me. I have a late model Suv and I had a hunch they would try to repo it for any reason. These kinda a operations take disadvantage of the less fortunate.
There rates is outrageous and there are fees for just about everything.
It is much better in my estimation, to try and sell your vehicle on your own, get the cash you need, buy a cheaper vehicle, titlemax and the rest of these folks are crooks, and they should be avoided at all cost, no matter how desperate you might be.

I owe $ 888.28 the vehicle was towed from the property by the landlord where I live and I can't pay due to hardship don't get enough to pay what should I do.

So what is i total my car while it was pawn to the title pawn place and I had no insurance and i about three or four months behind in payment!

Your wrong pawn shop. I am in the title business and what it is called is a title pawn. they are pawning the title to the vehicle not the vehicle itself. it is simple collateral on the loan to be collected if the pawn is not paid.

I am sorry but borrowing on a car title is not a pawn but a loan. A pawn can only be done on a physical item. A title loan works like a pawn but is not a pawn. In a title loan you have use of the car/truck. A pawn on a car/truck would be where the car/truck is held at the pawn shop.

There is nothing illegal about 121.56%apr on a title pawn, actually no where near the state max of TN. The state max of tn is 22% every 30 days which is 267.66 per tn state law. (this is what everybody else charges). Also blue book does not matter at all as if they repo it must be sold to wholesaler per state law and that is no where near blue book. Also this is not a loan but a title PAWN. So that means every 30 days you are re pawning the item with new interest ant what ever amount of principle is left. If you pay it off in 30 days you only have 30 days interest. If you wait 22 months to pay it off then you have 22 months of interest and yes it can be 3 times the amount you borrowed. Also you were given a copy of contract when you signed it. If they have not repo it yet you are lucky if 3 months months behind and they will be soon. If you dont like the terms of the loan pay it off and go to another tile pawn place and pay 22% a month instead of 9.99% like you are paying now.

Took my truck , and tool's worth at least $1500, personal item's with my banking infomation in it. Truck part's in backseat of cab worth over $300. Did not even knock on door so i could get them out..On disability and now have no way to take myself to doctor or my wife, filed for bankrupsty and let eldorado office know this.

april 1, 2023

the repo company you use, damaged my car in serveral places including the door frame when they pride the door open. I have sent this info to the local titlemax office and to the company they use with no resolve! ive been through 3 mangers in at that branch and each one of them does not respond

Here is my thing, made ever payment on time in advance, God forbid I wanted to get a little food in the house and yes they titlemax is the one bill I could not pay, I went into the office talked to them they were very nice but did mention we had until the 30th of Oct to pay, well right now we don't have it, it is the 28th of Oct, we are waiting for them to come I'm not making excuses not to pay, We only collect disability on the 3rd Wed of the month, and we are working with a loan company to get the total we owe on the TM loan, for now we have our truck in a 60 x 80 locked dog pen, plus we live 475 feet from the road, we do have a posted gate at the end of our driveway which is secured but not locked. We fully intend to pay them very soon. And have given us a little more time as well since in TN they can't go through a closed gate, nor can they go on the property since it is posted and the truck in in a secure fence.

Title Max are nothing but criminals 'they steal and then want more money. I say lets take the problems they bring on us out on them in our own way. Who cares if the bad guys are messed up in the corruption they caused. they bring it on themselves whatever punishment the public gives them.

ok first off the common pattern with all of you is that you dont make your payments for whatever reason. you signed a contract and agreed to pay back the money. everything is outlined in the paperwork that you signed. they are not obligated to work with you. if you can not afford to pay a loan back than dont get one. I have had a loan out with them for over 4 years because i chose to keep renewing and borrowing against a car that i dont use. I have never once had a problem with them. they have even give me mulitple i mean mulitole 10 day extensions. I love the payments as they are much lower than all the other companies out there. it just seems like you all want cry over your own faults. Now to the guy who was not late i do feel for ya. that is unfair and i would fight for the vehicle plus fees associtaed with not having the vehicle ie having to rent a car pay for bus miss work mental anguish and so on. but people if you dont make a payment dont nag and sue and write bad reviews when they take your car bevause it was your own fault they are not your mothers they are a buisness to make money. a mortage company is not gonna sit there and hold your hand when you dont pay it for month on end no they will reposses your damn house, grow up people and take responsibilty.

Title max is a ripp off major crooks I took out a loan with them with 60 days to pay and they repo my car afer 40 days they said due to not taking my car in after 30 days to resubmit paper work. I talk to them told them I was out of town and when I came in town they took my car. My payment due date has not come up yet. What can i do to get my car back they told me to pay in full plus 400 extra for the tow. Ripped off. Any one know what i can do next.

Title max charged $6, 000 for a $2, 700. The interest rate was 129% annually. That is a ridiculous rate. No one inside the Title Max knew when the loan was suppose to be paid in full.

I would not suggest this company you will never get your property back.

can i make a payment at any location

titlemax has to be able to show the chain if custody in regards to the sale if a car, the 3 bids that was offered in the auction and the unit has to sale for a fair market price just like any auction if the price offered is to low then no sale. second, at no time is a repo man allowed to touch another person to repo a car or truck unless he is defending himself from harm. this is called a hostel repossession and is against the law. title max legally has the right as listed in your contract to take your car with out warning at one day late. and they can demand you pay it off b4 u get it back. legal ? yes. good business no. i do not agree that the title loan biz should be shut down but there needs to be better laws to protect the people that use there services.
if you have paperwork that you are no behind at all file a police report and take them to court for wrongful repossession. if you get attacked by a repo man file a police report for hostile repossession. he cant even have a weapon in plain sight when he is repossessing a car. please people look up the laws to stop these pushy title pawn people and there unlicensed and under insured un trained repomen .
this is not the tv shows that are fun to watch this is real life and it needs to be treated with a bit more respect that it is getting at the moment.